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  • FIRST POST
    • Deannatrio
    • By Deannatrio 1st Sep 17, 7:32 AM
    • 4Posts
    • 1Thanks
    Deannatrio
    Santander can't find my alliance & Leicester mortgage
    • #1
    • 1st Sep 17, 7:32 AM
    Santander can't find my alliance & Leicester mortgage 1st Sep 17 at 7:32 AM
    If Santander 'can't find' my mortgage details from 1995
    (They took over alliance Leicester )
    How do I given that I no longer have paper work ?
    Want to try to reclaim ppi
Page 1
    • zx81
    • By zx81 1st Sep 17, 7:33 AM
    • 14,397 Posts
    • 15,194 Thanks
    zx81
    • #2
    • 1st Sep 17, 7:33 AM
    • #2
    • 1st Sep 17, 7:33 AM
    If you don't have a record and they don't have a record, you don't.

    Fortunately, it's very unlilely to have been mis sold, in any case.
    • dunstonh
    • By dunstonh 1st Sep 17, 12:49 PM
    • 89,919 Posts
    • 56,595 Thanks
    dunstonh
    • #3
    • 1st Sep 17, 12:49 PM
    • #3
    • 1st Sep 17, 12:49 PM
    If Santander 'can't find' my mortgage details from 1995
    (They took over alliance Leicester )
    How do I given that I no longer have paper work ?
    Want to try to reclaim ppi
    Originally posted by Deannatrio
    If you have no record and they have no record then its game over before you start.

    A lot of A&L mortgages were arranged by brokers/advisers. So, if yours was, then the lender wouldnt find anything in respect of MPPI.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • bkbh
    • By bkbh 10th Oct 17, 11:09 PM
    • 2 Posts
    • 0 Thanks
    bkbh
    • #4
    • 10th Oct 17, 11:09 PM
    • #4
    • 10th Oct 17, 11:09 PM
    Am in a similar situation. But I've found my old mortgage acc number on old Alliance & Leicester statements. Is this enough detail to persue a PPI claim? Any1 had any success with either of these companies & products? Can't remember if I dealt with a mortgage advisor or direct with A&L in 1993 ish.
    • dunstonh
    • By dunstonh 10th Oct 17, 11:22 PM
    • 89,919 Posts
    • 56,595 Thanks
    dunstonh
    • #5
    • 10th Oct 17, 11:22 PM
    • #5
    • 10th Oct 17, 11:22 PM
    Am in a similar situation. But I've found my old mortgage acc number on old Alliance & Leicester statements. Is this enough detail to persue a PPI claim?
    Probably not

    1 - Most A&L mortgages were put in place by mortgage advisers/brokers. Not A&L branches. So, with those, there is no liability with Santander.
    2 - Having mortgage details does not mean they can find if you had PPI. After all, MPPI was monthly premium standalone direct debit and not built into the mortgage

    You can try but low odds.

    Any1 had any success with either of these companies & products?
    Most MPPI complaints fail.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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