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  • FIRST POST
    • MrsSerious
    • By MrsSerious 29th Aug 17, 10:37 PM
    • 8Posts
    • 5Thanks
    MrsSerious
    No more messing
    • #1
    • 29th Aug 17, 10:37 PM
    No more messing 29th Aug 17 at 10:37 PM
    Hi,

    Been here before and don't seem to have made a whole heap of progress. Popping my debts in black and white right here so I can see some progress and be accountable.

    CC1 - £760
    Loan - £2200
    CC2 - £8600

    I have made a food budget and meal planned. Last month worked out better doing a weekly shop. I've tried monthly, tried home delivery but Aldi weekly with a few bits from Morrisons seems better on the budget.

    Next debt repayments 1st Sept = £439 will also do overtime to add more mid month.

    LBM I need to work overtime as much as poss to clear the debt and release the money currently channeled at debt. However LBM2 is living within my means thereafter. So why did that take so long to switch on?

    Fingers crossed, head down and !!!! up it's time to make this debt disappear
Page 1
    • Silence101
    • By Silence101 30th Aug 17, 7:30 AM
    • 176 Posts
    • 281 Thanks
    Silence101
    • #2
    • 30th Aug 17, 7:30 AM
    • #2
    • 30th Aug 17, 7:30 AM
    Good luck! Yes LBM 2 is a very necessary one!
    09/2017 We might be homeowners by the end of the month...
    • MrsSerious
    • By MrsSerious 1st Sep 17, 9:33 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    • #3
    • 1st Sep 17, 9:33 PM
    • #3
    • 1st Sep 17, 9:33 PM
    So I love the 1st of the month and seeing money transfer to budgets and debt repayments.

    Paid £439 toward debt and cash flowed daughters school trip.

    Current debt total - £11,121 ��
    • MrsSerious
    • By MrsSerious 1st Sep 17, 9:40 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    • #4
    • 1st Sep 17, 9:40 PM
    • #4
    • 1st Sep 17, 9:40 PM
    Aiming for lowest debt -Halifax to be paid October 2017. Just needed to say it out loud so it's gets done. ����
    • too_much_debt
    • By too_much_debt 3rd Sep 17, 9:53 AM
    • 3,178 Posts
    • 4,568 Thanks
    too_much_debt
    • #5
    • 3rd Sep 17, 9:53 AM
    • #5
    • 3rd Sep 17, 9:53 AM
    Good luck on your debt free journey!

    TMD
    Sealed Pot Challenge #64

    2017 - £76.80 so far
    • MrsSerious
    • By MrsSerious 5th Sep 17, 8:27 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    • #6
    • 5th Sep 17, 8:27 PM
    • #6
    • 5th Sep 17, 8:27 PM
    Checking in. Enjoying a NSD and staying in grocery budget feels good.

    I have been listening to Dave Ramsay on his free podcasts on my way to work. Great motivation.x
    • MrsSerious
    • By MrsSerious 7th Sep 17, 9:56 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    • #7
    • 7th Sep 17, 9:56 PM
    • #7
    • 7th Sep 17, 9:56 PM
    Super chuffed this week. Avoided 2 takeaway nights and made meals with leftovers. Nothing special but no spends so feeling great.

    Helping DH prep lunches. He tells me he spends £5 per day normally so this week £25 saved just him.

    NSD today.
    • MrsSerious
    • By MrsSerious 8th Sep 17, 10:34 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    • #8
    • 8th Sep 17, 10:34 PM
    • #8
    • 8th Sep 17, 10:34 PM
    £200 overtime money paid to CC1

    £560 balance.

    Did a big 12hrs overtime today so looking to clear CC1 October and have DD1 birthday to fund.x
    • threepenny bit
    • By threepenny bit 9th Sep 17, 6:09 AM
    • 193 Posts
    • 1,660 Thanks
    threepenny bit
    • #9
    • 9th Sep 17, 6:09 AM
    • #9
    • 9th Sep 17, 6:09 AM
    You seem to be doing well - keep going!!!
    Grocery challenge - $150 for Sept 81.65/150
    1st challenge to pay CC (JV1) 3250/$4250
    Work on selling items and make $100 a month for the rest of this year 36/100
    • MrsSerious
    • By MrsSerious 10th Sep 17, 7:47 PM
    • 8 Posts
    • 5 Thanks
    MrsSerious
    Loan update £2200 now £2087
    CC1 update £760 now £ 560

    Really want rid of the CC1 debt in October.x
    Last edited by MrsSerious; 10-09-2017 at 7:50 PM.
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