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  • FIRST POST
    • Zedmoss
    • By Zedmoss 20th Aug 17, 10:43 PM
    • 2Posts
    • 0Thanks
    Zedmoss
    Ppi claim before 2005
    • #1
    • 20th Aug 17, 10:43 PM
    Ppi claim before 2005 20th Aug 17 at 10:43 PM
    Hi
    I have successfully reclaimed some of my ppi's however 3 of my claims weren't progressed by the claims company I used as the ppi was sold before 14th Jan 2005. These 3 companies were not subject to the FOS for general insurance activity until after this date. One claim is with littlewoods, who I know I had ppi with despite being unemployed and unaware if having it. Does anyone know if I can still claim for this? (the account will have been taken out around 1997 and was closed in 2005/2006) thanks
Page 2
    • dunstonh
    • By dunstonh 8th Sep 17, 6:02 PM
    • 89,593 Posts
    • 56,067 Thanks
    dunstonh
    I have no idea why I was turned away. I walked into a local branch of the bank. Spoke to a gentleman, and explained my situation. He wrote everything down. Left me for a while to discus with someone else. Then came back to me, and told me. He is sorry, I do not fit the criteria for making a claim against the PPI Policy I took out. And there is nothing they can do to help me. I have to continue to make payments on the loan I had taken out. More than that, I can not tell you. I did not pursue the matter, as by that time, my mental state was not good. And I left everything as was.
    Originally posted by ernievan
    You should tell them this just as you have here. PPI claims were not handled by the branch. They were handled by the insurer. It was not the place of the branch staff to decide whether you were eligible or not.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • ernievan
    • By ernievan 10th Sep 17, 4:03 PM
    • 7 Posts
    • 3 Thanks
    ernievan
    Thanks so much, dunstonh. Appreciate all the replies and help. I will let you all know what happens . All the best to everyone
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