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  • FIRST POST
    • Dorastar
    • By Dorastar 2nd Aug 17, 6:03 PM
    • 1,799Posts
    • 15,334Thanks
    Dorastar
    Starting over 2017
    • #1
    • 2nd Aug 17, 6:03 PM
    Starting over 2017 2nd Aug 17 at 6:03 PM
    Just as the title suggests really, starting over after the ugliest of years ever. Family illness, my own illness and now losing my job means it's time to start over.
    Need to do my SoA so that's the plan over the next few days and then tackle everything head on, interest only mortgage, negative equity, credit card, bank loan, Tesco loan and get a new job/career. It ain't gonna be pretty but we will get there. Wish us luck
Page 9
    • Dorastar
    • By Dorastar 12th Jan 18, 6:10 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    3 days work this week so that will help the finances, hoping for 4 next week, am shattered though!
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • redofromstart
    • By redofromstart 12th Jan 18, 6:49 PM
    • 844 Posts
    • 4,850 Thanks
    redofromstart
    Sorry, know its tiring but hurrah for the work.
    • Dorastar
    • By Dorastar 12th Jan 18, 7:54 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    Work tired is a good feeling tbh, anxiety/stress/depression tired isn't. This I much prefer
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • beanielou
    • By beanielou 12th Jan 18, 8:30 PM
    • 49,466 Posts
    • 185,999 Thanks
    beanielou
    Good news on the work.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • redofromstart
    • By redofromstart 13th Jan 18, 9:46 AM
    • 844 Posts
    • 4,850 Thanks
    redofromstart
    Work tired is a good feeling tbh, anxiety/stress/depression tired isn't. This I much prefer
    Originally posted by Dorastar
    I so very much get this. I find being able to walk away from worrying about it much easier for ad hoc jobs as well.
    • Dorastar
    • By Dorastar 13th Jan 18, 9:18 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    Minimal spend day, just some yellow sticker items from supermarket including 3 pizzas for 25p each, sleepover next weekend so that should help feed them all
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • Dorastar
    • By Dorastar 14th Jan 18, 10:11 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    Nothing exciting to add today, church outreach, went for a walk/run, got stuff ready for tomorrow, applied for a job, had a NSD. Exciting is over rated
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • Dorastar
    • By Dorastar 15th Jan 18, 7:18 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    Much busier week, 4 days out of 5 booked up on supply, the fifth is a family one taking m-i-l to hospital for three different appointments, that's probably the hardest day of the week tbh. Two meetings for the side hustle job to do as well so won't have time to spend any money either.
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • beanielou
    • By beanielou 15th Jan 18, 7:37 PM
    • 49,466 Posts
    • 185,999 Thanks
    beanielou
    Good news on supply & hope appointments go well.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th Jan 18, 8:05 PM
    • 2,831 Posts
    • 16,379 Thanks
    HairyHandofDartmoor
    That's brilliant that you're getting so much supply work. Thank goodness for winter bugs in your case .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • Dorastar
    • By Dorastar 17th Jan 18, 7:02 PM
    • 1,799 Posts
    • 15,334 Thanks
    Dorastar
    Nothing exciting to report....no spends apart from petrol
    Mr T 14370.78 Bank 5780.88 Mortgage £160,000
    Emergency Fund £554.29 Blanket squares 29/60
    • beanielou
    • By beanielou 17th Jan 18, 8:18 PM
    • 49,466 Posts
    • 185,999 Thanks
    beanielou
    Thats ok then.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 17th Jan 18, 8:18 PM
    • 49,466 Posts
    • 185,999 Thanks
    beanielou
    Thats ok then
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
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