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  • FIRST POST
    • Buffythedebtslayer
    • By Buffythedebtslayer 25th Jul 17, 11:47 PM
    • 14,902Posts
    • 48,047Thanks
    Buffythedebtslayer
    Buffy Keeps on the Straight and Narrow
    • #1
    • 25th Jul 17, 11:47 PM
    Buffy Keeps on the Straight and Narrow 25th Jul 17 at 11:47 PM
    Hello,

    I used to post here loads and loads, I have been debt free since 2011 but I am due dental work (yes finally!) and need glasses and work done on the car, the house and the garden so am going to do a 0% balance transfer if I can time everything right and then work very hard on paying it off.

    I do have some savings but they are staying as an emergency fund, I like the security they give me. Plus they may well not be enough. In the back of my mind I think I am due a tax rebate as well, not had time to investigate yet.

    Some things have changed and some things stay the same. As a family we are having a very hard time and that is partly why I am back, I need a reminder not spend all the time and to try to find the cheapest ways to do things. Especially eating.

    Lately I have been buying things from Amazon like it doesn't cost me a thing and do not even get me started on the contactless payment option.....it is really bad!!

    I get paid tomorrow so a little sort out of the budgets and then an investigation of 0% BT offers.

    Love

    Buffy
    Saving all the money.............really I am !
Page 9
    • Buffythedebtslayer
    • By Buffythedebtslayer 3rd Dec 17, 4:49 PM
    • 14,902 Posts
    • 48,047 Thanks
    Buffythedebtslayer
    Hi Buffy

    I'm just back on here after a big break from being online outside of working hours. Just want to send you a lot of love - things are so hard at the moment and it sounds to me as though you need a really big rest and a break from things. I can relate with the whole education situation at the moment but you have all the other stuff as well.

    Hope you're feeling a bit better soon.
    x
    Originally posted by crazy_cat_lady
    Hey CC, good to see you and yes this term is hell.

    It is almost five on a Sunday.

    It has been a grim weekend to say the least. We visited BIL yesterday and he isn't good - I mean he doesn't have a positive mental state. And the nurses were a little afraid of him. He was VERY happy to see us and cried. He just hates it there and I can see why. it is noisy and the bloke opposite has similar issues to him and a lot of the nurses and his wife tell him over and over what he has to do and BIL hears that and believes they are speaking to him. It is awful. truly awful to see. And my sister can't reason with him. To be fair as they say the same things to him (but nearer) I can't really balme him (the other patient has trouble hearing so they have to shout it all - Can you imagine???????????


    And then I came home to discover the rabbits have done so much damage to the wall in my room that I have to move everything so they can't get it it. I am so depressed about the state of my room. Makes me cry actually. I wish to God I had pushed myself to move them out side. I would feel so much cleaner.

    Couldn't really get start on my room tho, needed to get Mum to rest after yesterday... have made a start now. need to get back to it.

    XXX
    Last edited by Buffythedebtslayer; 03-12-2017 at 4:56 PM.
    Saving all the money.............really I am !
    • Sun Addict
    • By Sun Addict 3rd Dec 17, 5:12 PM
    • 4,732 Posts
    • 28,183 Thanks
    Sun Addict
    Sorry to hear BIL is having a bad time at the hospital. It must be so frustrating for him. What a nightmare

    I didn't realise rabbits were so naughty!

    Take care Buffy x
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 3rd Dec 17, 5:15 PM
    • 49,035 Posts
    • 182,071 Thanks
    beanielou
    It just keeps coming
    How is your sister's eye?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Buffythedebtslayer
    • By Buffythedebtslayer 3rd Dec 17, 10:15 PM
    • 14,902 Posts
    • 48,047 Thanks
    Buffythedebtslayer
    Thankfully Beanie her eye is WAY better, the op was successful.

    My room has been moved round, the beloved rabbits no longer have access to the wallpaper. And it feels cleaner which is good.

    I need to get ready for work. hmmm.

    this week could go well or badly. We shall see
    Big love to you all - especially Luc, lovely to "see you"

    Love Buffy. XXX
    Saving all the money.............really I am !
    • beanielou
    • By beanielou 4th Dec 17, 12:16 PM
    • 49,035 Posts
    • 182,071 Thanks
    beanielou
    Good news on your sisters eye
    Hope your week goes well.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 4th Dec 17, 9:08 PM
    • 4,732 Posts
    • 28,183 Thanks
    Sun Addict
    Pleased to hear some good news re your sister's eye. Eyes are so precious.

    Also pleased the naughty rabbits are sorted.

    Hope this week is a good one for you
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • Buffythedebtslayer
    • By Buffythedebtslayer 8th Dec 17, 9:38 PM
    • 14,902 Posts
    • 48,047 Thanks
    Buffythedebtslayer
    It was a pretty !!!!! week really but I made it! Just.

    work was tough, BIL had a difficult few days. I can't keep doing this.

    Every time I log on here I realise I need to check my bank....

    And more seasonally do Christmas shopping.

    Otherwise known as browse Amazon and come up with nothing.

    I think I had best get on that actually.......

    Must stay on budget. Must stay on budget.
    Saving all the money.............really I am !
    • Sun Addict
    • By Sun Addict 8th Dec 17, 10:02 PM
    • 4,732 Posts
    • 28,183 Thanks
    Sun Addict
    You and me both with the carp week It's never ending.

    Hopefully things will pick up soon xx
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • in need of direction
    • By in need of direction 8th Dec 17, 10:10 PM
    • 4,737 Posts
    • 26,832 Thanks
    in need of direction
    It might have been a nightmare week but you got through it. Well done to you.
    Mortgage at 01.01.14 £119,481.83 today £79,389.12, target £75,000 by 31/12/17 Offset fund today £4,055.43 target £5,500 by 31/12/17
    Emergency fund £5k/5.5k & £130/200 cash.
    Current weight loss 7/32 by 28 feb 2018
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • beanielou
    • By beanielou 9th Dec 17, 7:07 PM
    • 49,035 Posts
    • 182,071 Thanks
    beanielou
    I dont know how you do it Buffster.
    You are right though that you cant keep doing it long term
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • RosaBernicia
    • By RosaBernicia 12th Dec 17, 7:51 PM
    • 3,270 Posts
    • 8,403 Thanks
    RosaBernicia
    Hi Buffster

    Just sending you virtual hugs and good health wishes for all of you


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • Buffythedebtslayer
    • By Buffythedebtslayer 12th Dec 17, 9:39 PM
    • 14,902 Posts
    • 48,047 Thanks
    Buffythedebtslayer
    In the midst of snow and ice and cold and a sick guinea pig.

    Cannot believe it is only Tuesday.

    Am starving. And have no shoes. The whole minimalist get rid of things means I have one pair of leaky boots! So need to shoe shop...
    Saving all the money.............really I am !
    • NoOneAround
    • By NoOneAround 12th Dec 17, 9:47 PM
    • 1,610 Posts
    • 7,759 Thanks
    NoOneAround
    Hey Buffy,
    Glad your sister's eye op went well. Sending good wishes that everything else starts improving too.
    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/04/17 £66,996=7.62%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £173,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes
    Wombling Free Cash May2016 £51
    • beanielou
    • By beanielou 13th Dec 17, 6:59 PM
    • 49,035 Posts
    • 182,071 Thanks
    beanielou
    Happy shoe shopping Buffster.
    Can you buy me some that do not hurt my feet? Thank you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
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