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    • Buffythedebtslayer
    • By Buffythedebtslayer 25th Jul 17, 11:47 PM
    • 14,856Posts
    • 47,807Thanks
    Buffy Keeps on the Straight and Narrow
    • #1
    • 25th Jul 17, 11:47 PM
    Buffy Keeps on the Straight and Narrow 25th Jul 17 at 11:47 PM

    I used to post here loads and loads, I have been debt free since 2011 but I am due dental work (yes finally!) and need glasses and work done on the car, the house and the garden so am going to do a 0% balance transfer if I can time everything right and then work very hard on paying it off.

    I do have some savings but they are staying as an emergency fund, I like the security they give me. Plus they may well not be enough. In the back of my mind I think I am due a tax rebate as well, not had time to investigate yet.

    Some things have changed and some things stay the same. As a family we are having a very hard time and that is partly why I am back, I need a reminder not spend all the time and to try to find the cheapest ways to do things. Especially eating.

    Lately I have been buying things from Amazon like it doesn't cost me a thing and do not even get me started on the contactless payment is really bad!!

    I get paid tomorrow so a little sort out of the budgets and then an investigation of 0% BT offers.


    Saving all the money.............really I am !
Page 5
    • beanielou
    • By beanielou 4th Oct 17, 3:51 PM
    • 47,721 Posts
    • 173,136 Thanks
    Dentist at half term
    How are things other than work? xxx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 4th Oct 17, 8:22 PM
    • 4,423 Posts
    • 24,715 Thanks
    Sun Addict
    Sounds like you're getting things sorted. Glad the pond is done. Take care Buffster xx
    Virtual Sealed Pot £656.24
    October NSD 5/15
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • Buffythedebtslayer
    • By Buffythedebtslayer 4th Oct 17, 8:58 PM
    • 14,856 Posts
    • 47,807 Thanks
    I am hoping to book the dentist before half term, purely because I am sick of having to do stuff like that in my holidays!

    tho I had better hurry up. had migraine type headache, 3 days. took today off. just needed everything to stop.

    The Ruby Wax Who do you think you are programme was very moving.

    Saving all the money.............really I am !
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