And so it begins: The Pig Vs The Mortgage

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  • pinkypig
    pinkypig Posts: 1,814 Forumite
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    I can't believe it is Sunday night, the weekend feels like it's whistled by. Thank goodness I'm still on holiday :rotfl:

    Despite going at warp speed it's been a great weekend and i did reasonably well with my daily goals. It does however seem to be more about lifestyle refocussing than MOP at the moment but I'm hoping the two will become inextricably linked :)

    I have managed to

    Post daily
    Have two NSDs
    Get get to bed in good time so achieved 8 hours sleep - I really must keep this up as I'm just terrible on too little sleep and get grumpy/overwhelmed/pathetic or all of the above when I'm half slept
    Eaten healthy food ( did fall foul of extra garlic bread with dinner) and got portion sizes almost right
    Only have one (albeit a large one) glass of wine
    Drank at least a litre of water a day
    Read every day
    Went for a long walk each day and a run this morning

    I didn't manage

    Any housework or ironing :o

    Tomorrow will be spending the morning with dad whilst try to achieve more of the same.

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Sounds like a blissful start to a Sunday! Well done on getting our for a run too. Not sure I would have the willpower if I had the chance to laze around with a book instead!

    It was and getting my a*** out of the door took real effort but as always I was glad that I had. Got to love them feel good endorphins :rotfl:

    Hope you had a lovely end to your hols
    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Generally a great day but definitely room for improvement :(

    Nsd:j. This means I'm under budget on groceries, personal spends and petrol
    Healthy breakfast and lunch but huge amount of pasta and large slice of apple pie for dinner - greedy piggy. Seriously need to get a grip my clothes feel so tight:eek:
    Long walk
    Drank some water but nowhere near enough
    7 hours sleep so not bad but could be better.
    Blackberries picked, washed and frozen
    Laundry done and on airers


    No real financial news except a few Tilly Tidies and redeemed £6.86 in current account rewards which will be OS when it arrives in my account. I did a quick check of my smart meter and electricity consumption is up by about 20% which I'm assuming is because we are not out at school/work although we have been away for the best part of two weeks so maybe it should be lower? No obvious causes but will need to watch this as I don't want it creeping up.

    Tomorrow I will run, be properly hydrated and eat well!

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    First Anniversary Name Dropper Photogenic First Post
    No money news other than 6 days until pay day. It feels a long month:(

    Today has included

    A decent run
    Healthy food, reasonable portions and healthy snacks ( overnight oats and berries for breakfast , chargrilled veggies with pesto and mozzarella and salad for lunch and spicy butterbean soup,crusty bread and a couple of pieces of fruit for dinner as the kids were out and I rifled through the freezer rather than cooking :))
    Blackberry picking
    Almost a nsd (86p grocery spend)
    Spent some time with Dad
    Not enough water drunk
    Not early enough to bed
    No reading

    I need a housework routine. I'm quite tidy but have a tendency to stockpile paperwork and everything is generally 'surface' clean but never really clean. I've got a kindle book from Prime Reading which reckons to clean and organise your house in 30 days. The daily cleaning routine isn't that onerous and I've done the daily tasks ( spice cupboard, under the sink, fridge and freezer) tomorrow is the junk drawer or drawers in my case:o. So far so good but I must stick at it.
    Tomorrow is mainly getting my tooth fixed, day 5 of my house clean /organise and maybe some garden jobs.

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • What's the name of the book please? I need this in my life, our house is swallowing me up at the moment.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    I second that.... Whats the book called, Mrs SJ needs it ...;););)
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Hi Jimmy and Wish - its very early days for me but it is really helping and the suggestions are manageable.
    Its called '30 days to a clean and organised house' by Katie Berry. I have Amazon Prime so it was free from Prime reading.
    Good luck :)
    PP
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Jessy103
    Jessy103 Posts: 1,824 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Good luck with the housework routine! Your healthy meals sound lovely, especially the chargrilled veg, pesto and mozzarella salad!
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Thanks PP. I have Amazon prime reading so will give it a go.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Thanks PP. I have Amazon prime reading so will give it a go.

    The very best of luck - its blooming outfacing sometimes isn't it?:(

    I have tidy junk drawers :j

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
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