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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 5,548Posts
    • 20,205Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
Page 43
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 8:12 PM
    • 2,831 Posts
    • 16,368 Thanks
    HairyHandofDartmoor
    They look really good Purplemum, a nice change from the usual sort .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 13th Jan 18, 9:14 PM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    Really hope DH likes them, even for the novelty factor.

    I've just had a lovely bath and feeling nicely relaxed. DD said to me "Mum, you're right you do take a glass of wine in the bath and your book" (like I'm lying?!?) when I'd come out, she said "Mum, you drank all your wine" lol she makes me giggle
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 10:58 PM
    • 2,831 Posts
    • 16,368 Thanks
    HairyHandofDartmoor
    DC do say funny things
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 14th Jan 18, 7:56 AM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    Morning,

    Had a fairly good nights sleep last night, I think the bath helped.

    Aiming for a low alcohol day today.

    My list from yesterday:

    Things left to do

    Sew more badges on DD's blanket - DONE
    Complete form for DD to go ice skating with Guides next week - DONE
    Change our bed and wash bedding - DONE
    Make beef & ale pie tomorrow for dinner
    Ironing - Booo hate it!
    Sort lunch for Monday
    Check kids do homework & sign their planners
    Fix my bra - DONE
    Go for a walk
    Mentioned in the car last night that I want to go for a walk again and DS said about going on bikes...looks like he's up for the fresh air.

    Just having a cuppa, then I'll make a start.

    Back later
    Last edited by Purplemumof2; 14-01-2018 at 2:20 PM.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • mummytogirls
    • By mummytogirls 14th Jan 18, 11:05 AM
    • 5,793 Posts
    • 20,154 Thanks
    mummytogirls
    Hope you enjoy your fresh air PMO2, I love a walk I do!! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • Seasidegal58
    • By Seasidegal58 14th Jan 18, 11:10 AM
    • 1,400 Posts
    • 8,134 Thanks
    Seasidegal58
    Have a good bike ride. The sun has finally come out here and it’s lovely and bright. Hope the same at your end.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Save for New Kitchen!
    Surveys: PA: £15.78/£20; One Poll: £15.40/£40: Opinium: £10.50/£25; Panelbase: £5/£10; You Gov: 1625/5000 points (£50)
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Jan 18, 1:36 PM
    • 2,831 Posts
    • 16,368 Thanks
    HairyHandofDartmoor
    Have a good bike ride, that sounds lovely .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 14th Jan 18, 2:25 PM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    Not too sure about a bike ride....there's one spot that I do want to investigate having passed it in the car.

    Filling for pie cooked and cooling.

    I've dyed my hair so I don't look like a witch now, I must get it cut next month.

    I've debugged DD's hair again, it's getting tedious....sigh!

    Last load in the washing machine. I'm refusing to do the ironing, DH can do it **stamps foot**

    Kids have allegedly done their homework, just need to sign their planners. DD told me she's another recipe for school.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • debtaghh
    • By debtaghh 14th Jan 18, 2:28 PM
    • 990 Posts
    • 2,871 Thanks
    debtaghh
    My dd used to get nits all the time. I use the nitty gritty comb with tea tree conditioner. She even got them recently at the age of 15!
    Debt 16th October 2017: Cc £49,987- family £37,561: total debt £87549

    Current debt: Cc £48,233 , Family £ 37,042 total debt £85,275

    Frugal living challenge # 10- £8000 presents/ food/ entertainment/clothes/shoes/haircuts
    • WannabeFree
    • By WannabeFree 14th Jan 18, 4:24 PM
    • 395 Posts
    • 5,597 Thanks
    WannabeFree
    Have a lovely day x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Jan 18, 4:29 PM
    • 2,831 Posts
    • 16,368 Thanks
    HairyHandofDartmoor
    I hated the dreaded nits, I even caught them a couple of times .

    Nit comb and conditioner is definitely the way to go. I used to comb night and morning for a week in case any more little b*****s hatched .

    So glad that's a thing of the past .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 15th Jan 18, 2:12 PM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    Afternoon,

    Rotten lot didn't leave any pie...something about they like my pies. So left over baked potato with cheese and coleslaw from Friday for lunch instead. We are having sausages, mash and peas for dinner tonight, so I may make extra for tomorrow.

    NSD today, I need to get a few top up bits on my way home but I don't include them in my NSD's.

    Back to my AFD's for the week, determined to get to Thursday this week.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th Jan 18, 8:55 PM
    • 2,831 Posts
    • 16,368 Thanks
    HairyHandofDartmoor
    to no pie! Have a nice evening
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • MistyMountainTop
    • By MistyMountainTop 16th Jan 18, 8:28 AM
    • 663 Posts
    • 2,360 Thanks
    MistyMountainTop
    I remember dreading the hair visitors, my kids all have super thick hair and would cry when I combed it. I checked my kids every day when they got home from school but would still manage to miss some. What a hassle - it was a huge relief once they all were in high school and the problem disappeared.
    Current Weight Loss: 2/ 96
    • Purplemumof2
    • By Purplemumof2 16th Jan 18, 8:34 AM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    That's the thing DD is in secondary school and has had more lice in Year 7 then she ever did before. I emailed her Year head and asked her to send a note out to all year 7 parents but nothing through that I've seen.

    It's a bit disheartening and frustrating to have to keep doing her hair.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 16th Jan 18, 1:24 PM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    Afternoon,

    Bad news over Carillion, I feel sorry for the staff and the subcontractors, what a worry for them especially the ones with young kids

    NSD today so far and I brought my lunch to work too.

    One of the lovely site managers gave me a box of 6 eggs from his chickens that he picked this morning they're massive.

    So, I've done a wrecky of the finances and we have £94 'extra' from somewhere, I can't figure out why or where for? So should I keep it to one side until payday or do I pay it off the MBNA card as an extra payment?
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • mummytogirls
    • By mummytogirls 16th Jan 18, 1:38 PM
    • 5,793 Posts
    • 20,154 Thanks
    mummytogirls
    Well done on the NSD PMO2 and brilliant news on the eggs!

    xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • doingitanyway
    • By doingitanyway 16th Jan 18, 2:52 PM
    • 2,367 Posts
    • 11,101 Thanks
    doingitanyway
    Lovely re the eggs
    JANUARY 2016/SECURED DEBT=24,822/December 2017=2,510
    MORTGAGE FREE 25/07/16
    • Purplemumof2
    • By Purplemumof2 16th Jan 18, 6:37 PM
    • 5,548 Posts
    • 20,205 Thanks
    Purplemumof2
    So much for tonight being AF one, had an email from the school regarding DS's behaviour....I'm so annoyed I could cry

    Waiting to hear from hubby to find out what time train he's on so I can then start dinner.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6900.00 Cap 1: £467.97 BC: £6900.00

    AFD 4/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD £878.17/£4000
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Jan 18, 7:18 PM
    • 4,568 Posts
    • 14,981 Thanks
    pennywisepoundstupid
    So much for tonight being AF one, had an email from the school regarding DS's behaviour....I'm so annoyed I could cry

    Waiting to hear from hubby to find out what time train he's on so I can then start dinner.
    Originally posted by Purplemumof2
    I'm so sorry you have had one of those emails, I have had them in the past (and will no doubt have more in the future) and it's just horrible. Have a large glass of wine and a good cry/stamp of feet/shout.

    I was in sainsburys a little while ago and DS was driving me mad and a lady about 10 yrs older than me tapped me on the shoulder and said "I found gin helped when mine were that age" she smiled and walked off

    Teenage boys, the joys .
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
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