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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 5,805Posts
    • 21,556Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
Page 25
    • monz
    • By monz 12th Oct 17, 11:28 AM
    • 2,974 Posts
    • 9,183 Thanks
    monz
    Things starting to look up and go your way xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £6,356.28/10,000
    mothers day 20/20 boots, mums July birthday boots vouchers 0/50
    dads march birthday amazon 25/25
    Niece birthday April 0/50
    holiday - £816.05/1064.72
    • Purplemumof2
    • By Purplemumof2 12th Oct 17, 11:48 AM
    • 5,805 Posts
    • 21,556 Thanks
    Purplemumof2
    Hi,

    Quick update.

    Interview number 1 - Didn't get the job (boo!)
    Interview number 2 - Agency is asking to clarify some information for me. Told him that I'd like to work for them and that if they can get an offer out to me and its right, I'd hand in my notice tomorrow.

    Watch this space
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 12th Oct 17, 2:46 PM
    • 5,805 Posts
    • 21,556 Thanks
    Purplemumof2
    ****Sneaks in****

    Guess who just landed herself a new job???




    ME
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • enthusiasticsaver
    • By enthusiasticsaver 12th Oct 17, 3:00 PM
    • 5,707 Posts
    • 11,312 Thanks
    enthusiasticsaver
    Well done on new job. I think not having to go into London for work is a bonus so the 2nd job looked better anyway particularly if there is more money and less travel.
    Debt free and mortgage free and early retiree. Living the dream

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • Tea&Kittens
    • By Tea&Kittens 12th Oct 17, 3:44 PM
    • 195 Posts
    • 730 Thanks
    Tea&Kittens
    Great news on the new job!
    #Frugal February : NSDs Target =16
    Started here on 07 September 2017: Total: £20,521 £19847
    Barclaycard: £14659 £14435 Oct 2017 HSBC Credit Card : £3112 £3012 Oct 2017
    Overdraft: 350 £0 Oct2017 MBNA : 2400
    A journey of a thousand miles starts with a single step. I'm on my way!
    • Money spending mummy
    • By Money spending mummy 12th Oct 17, 5:13 PM
    • 32 Posts
    • 81 Thanks
    Money spending mummy
    Great news! Well done on the new job. :-)
    • Hiddenidenity
    • By Hiddenidenity 12th Oct 17, 6:04 PM
    • 4,100 Posts
    • 26,636 Thanks
    Hiddenidenity
    Great news Well done x
    • Kittychick
    • By Kittychick 12th Oct 17, 8:24 PM
    • 238 Posts
    • 607 Thanks
    Kittychick
    Congratulations
    • Plush
    • By Plush 12th Oct 17, 9:37 PM
    • 94 Posts
    • 256 Thanks
    Plush
    Congrats! That must feel good.
    • Purplemumof2
    • By Purplemumof2 13th Oct 17, 5:20 AM
    • 5,805 Posts
    • 21,556 Thanks
    Purplemumof2
    Morning, yippee it's Friday

    Thanks for the wishes and congrats, it means a lot xx

    Today I'm handing in my notice, so approx finish date will be 10th November. I should only need to buy one weeks travel card and parking

    Next week I need to get back into my money saving ways again, this week has gone to pot totally

    I did manage a pay out from PB, so once that hits the bank I can pay £10.50 off the Cap One card.

    Back later x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • glass_half_full
    • By glass_half_full 13th Oct 17, 6:33 AM
    • 246 Posts
    • 595 Thanks
    glass_half_full
    Congratulations, great news!
    Total unsecured debt - £2,950 (January 2018) - Debt free Target 27th February March 2018
    • Kittychick
    • By Kittychick 13th Oct 17, 8:51 AM
    • 238 Posts
    • 607 Thanks
    Kittychick
    Think I'm averaging about 2-3 surveys a week, not had any PA ones for over a week, they all seem really quiet and I'm tempted to give up on SB sick of spending time on them and then they suddenly arent OK for me... Glad someone's getting something x
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Oct 17, 8:59 AM
    • 3,400 Posts
    • 21,485 Thanks
    HairyHandofDartmoor
    Congratulations on the new job purple that was your preferred one anyway wasn't it? I assume you'll be earning more so can hit the debts harder. Great news
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £0/Loss of Income Fund £0
    • MeandO
    • By MeandO 13th Oct 17, 10:43 AM
    • 1,275 Posts
    • 6,283 Thanks
    MeandO
    Congratulations Purple! Chuffed for you x
    Mortgage Feb 2015: £102,000 Mortgage now: £77,585.53
    2018 OP's (aiming for £100pm): JAN:£129.26/£100 FEB:£287/£100 MAR:£0/£100
    • jwil
    • By jwil 13th Oct 17, 4:11 PM
    • 8,090 Posts
    • 23,866 Thanks
    jwil
    Congratulations on the new job
    "If you can dream it, you can do it". Walt Disney
    • mummytogirls
    • By mummytogirls 13th Oct 17, 7:24 PM
    • 5,947 Posts
    • 21,323 Thanks
    mummytogirls
    Brilliant news on the new job PMO2, won't be long and you will be out of there xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • Purplemumof2
    • By Purplemumof2 14th Oct 17, 7:48 AM
    • 5,805 Posts
    • 21,556 Thanks
    Purplemumof2
    Morning,

    Thank you for your lovely messages yesterday.

    Hairy - yes, this is my preferred one, it's one company I've always wanted to work for and it looks good on my cv.

    Going to speak to my manager on Monday, when he comes to site, to see if he'll let me finish up on the 31st (pay day) doubtful but nothing lost in asking.

    Can't get rid of this cold, it's hanging around still.

    On to the weekend, got lots to do:

    Washing
    Ironing
    Food shop
    Cooking
    Surveys

    Need to change our bed and get the kids to change theirs.

    May be able to get the washing hung out today, it's predicted to be quite warm. Hate using the dryer.

    We got an email from the kids school yesterday, from one of DS's teachers to say how impressed she was with the project that he did with the group he was in and that she's awarded the four of them 20 points. Really proud mum moment

    Back later.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • mummytogirls
    • By mummytogirls 14th Oct 17, 9:48 AM
    • 5,947 Posts
    • 21,323 Thanks
    mummytogirls
    Thats nice that DS's teacher sent you a nice email, nice to hear of positives rather than the negatives that only seem to be told to parents!!!

    Have a lovely day xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Oct 17, 3:43 PM
    • 3,400 Posts
    • 21,485 Thanks
    HairyHandofDartmoor
    That's really nice about the teacher's letter, it makes you swell with pride

    I was so proud when DS3 won the drama prize at primary school
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £0/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 16th Oct 17, 5:25 AM
    • 5,805 Posts
    • 21,556 Thanks
    Purplemumof2
    Morning and happy Monday,

    Back to my MSE ways this week, spent far too much last week.

    Dinner yesterday was cottage pie, using up reduced mince I got ages ago, apart from carrots and potatoes everything else we had in.

    Dinner tonight is burgers and chips, burgers have defrosted overnight and are now in the fridge.

    Lunch for today has been made.

    Hoping to get some surveys done today.

    Will see my line manager today when he comes to site, I'm hoping he'll agree to me finishing on the 31st but not holding my breath.

    Back later
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6750.00 Cap 1: £456.79 BC: £8800.00
    AFD 3/14 NSD 3/14 LTW 6/14
    POAMAYC 2018 #041 PD £1194.42/£4000
    Savings for Christmas £60.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
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