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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 5,217Posts
    • 17,435Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
Page 21
    • Purplebonnie
    • By Purplebonnie 30th Sep 17, 6:32 AM
    • 89 Posts
    • 545 Thanks
    Purplebonnie
    I hope you enjoyed your night out. I have been reading through your diary and you have been doing great. Have a good weekend.
    September 2017 Total Debt £37188.89 / DFD 01/05/22
    October 2017 Debt £36149.48 / DFD 01/04/22
    Extra Payments : 0.1% = £37.19 Total paid 0.3%
    MBNA - £5350.73

    October Food Budget : £200/£114.94 Extra Income £100 /£81.06
    SFD : 8/31 Weight Loss (Goal 8lbs) :
    • Purplemumof2
    • By Purplemumof2 30th Sep 17, 7:43 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Morning,

    Had an interesting evening, especially when my line manager turned up but had fun either way and it was nice to let my hair down. Not got a hangover but I do feel a bit fuzzy and tired.

    DH and the kids picked me up from the station, just after 10, so I didn't need to fork out £15 in taxi fares

    Lots to do this weekend:
    • Washing
    • Ironing
    • Food shop
    • Meal plan for the month
    • Sort kids clothes out - eBay/charity shop/clothing bank
    • Cooking

    We have an Asda somewhere near to us, so I thought I might try and find it today.

    I altered my NSD list to include the weekly shop, any top up shops are included too. What's not included is general nip to Tescos because I need one or two items that I didn't get at the weekend sort of thing (you know what I mean!)

    One thing I do like about living around here, the school coach has been late most mornings to to the roadworks in the town, so they've revised the timetable and it'll be in place until the roadworks are completed in December.

    I'm hopeful for an easy October. I have two birthdays, my SIL and BIL within days of each other, so I want to be organised for that.

    Have a lovely day x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Hiddenidenity
    • By Hiddenidenity 30th Sep 17, 11:53 AM
    • 5,061 Posts
    • 23,066 Thanks
    Hiddenidenity
    Have a lovely day x
    DFW £1388.71/£7348.71 Rent Arrears £511.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Purplemumof2
    • By Purplemumof2 30th Sep 17, 2:57 PM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Have a lovely day x
    Originally posted by Hiddenidenity
    Thanks HI, you too x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Purplemumof2
    • By Purplemumof2 30th Sep 17, 3:07 PM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Asda shop found and done, it's massive and has an Iceland over the way.

    I also found whilst going through my sat nav, is there is an Aldi just not close enough to shop there. I think I'd use more diesel getting there than I would buying anything.

    I have bought enough food for the next two weeks, so should only need a top up next week. Other household bits have been topped up too.

    I do need to nip to Sainsburys tomorrow morning for some beef, neither Asda or Tesco had anything remotely big enough. Also need some yorkies and pork loin for the month.

    My car has been filled up, so unless DH gets his hands on my car, it should last me the month.

    Tried to hang the washing out but it promptly chucked it down, so had to resort to the TD instead. Typical!

    Meal plan to sort next.

    I spotted that Boots are doing Nicorette 2 for £20, tempted to buy DH a job lot.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 30th Sep 17, 4:59 PM
    • 1,407 Posts
    • 3,663 Thanks
    HairyHandofDartmoor
    You're doing well on the food shopping.

    It's chucking it down here too so I've got wet washing everywhere . It's lucky I've got two clothes horses!
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt at highest = £58,766
    Current debt = £16,234, Emergency Fund = £200
    Long Hauler No. 156 Spendaholics Anonymous No. 47
    • missymoo81
    • By missymoo81 1st Oct 17, 6:07 AM
    • 5,823 Posts
    • 19,626 Thanks
    missymoo81
    Hey purple, glad you had a nice night out. Yay to finding Asda! I'm going to do the same on Monday. HairyhandofDartmoor, I feel your pain re washing, I have wet washing EVERYWHERE at the moment!
    Last edited by missymoo81; 01-10-2017 at 8:14 AM.
    • Purplemumof2
    • By Purplemumof2 1st Oct 17, 7:47 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Thanks Missy x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Purplemumof2
    • By Purplemumof2 1st Oct 17, 7:54 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    October
    Woo hoo! Happy 1st October.

    Only 26 days until DH gets paid and 30 until I do.

    Now I can properly get my goals going, I'm keen to try and get through October intact.

    I've signed up for:

    10 AFD's
    10 NSD's
    15 Lunches to work

    Got a busy day today but I'm having a cuppa or two first.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • missymoo81
    • By missymoo81 1st Oct 17, 8:16 AM
    • 5,823 Posts
    • 19,626 Thanks
    missymoo81
    Hey purple, love your only 26 days to OH gets paid! I'm like that counting down to when the CC resets as OH pays it off each month as that is what we do our shopping and fuel spends on.

    I love the 1st of the month to feel like a fresh start!
    • Hiddenidenity
    • By Hiddenidenity 1st Oct 17, 11:05 AM
    • 5,061 Posts
    • 23,066 Thanks
    Hiddenidenity
    Have a lovely day x

    Good luck with the goals
    DFW £1388.71/£7348.71 Rent Arrears £511.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Purplemumof2
    • By Purplemumof2 1st Oct 17, 1:44 PM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Fairly productive day so far.

    Been to Sainsburys for beef for dinner, all prepped and in the oven ready. Everything else done just needs cooking.

    Our bed has been made.

    Ironing has been done and any dried washing bar one of DD's jumpers has been put away.

    Lunches to be made for tomorrow yet.

    Should be sorting out the kids clothes but I can't be bothered.

    Think I may just do my tapestry for a while instead....
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Purplemumof2
    • By Purplemumof2 2nd Oct 17, 5:23 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Morning,

    What a long old night that was, full of a cold and feel meh!

    Lunch has been made for today.

    Aiming for a NSD today.

    Not looking forward to work today and realistically I can't see me changing jobs this side of Christmas.

    Hopefully I'll get some surveys done today.

    Back later X
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • missymoo81
    • By missymoo81 2nd Oct 17, 5:33 AM
    • 5,823 Posts
    • 19,626 Thanks
    missymoo81
    Hey purple, do life the fact you're always up early too. I know how you feel about work, I'm not in until tomorrow but absolutely dread it. I'm sorry you feel poorly, it's that awful time of year where bugs are rife and everyone is getting colds and poorliness. I hope you manage a half decent day despite it all x
    • Purplemumof2
    • By Purplemumof2 2nd Oct 17, 10:05 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    I'm always up at 5 during the week and out of the house by 6...long days

    Wokingham BC took out the first payment for DD's travel even though it had been paid in ful....spoke to a nice lady at the transport department and she will get it refunded but may take a few days. Said DD has now been cancelled.

    Gas and electric bill paid, one less thing to worry about.

    Got £19.80 refunded on my ticket due to the disruptions at Waterloo, so my monthly travel card cost less this month, only slightly but it helps

    DH has put in his expenses and there is £386.06 to come back on the 20th.

    Gone through remaining DD's and what I've transferred over to the savings account and I did transfer over enough, so I can trickle the money back over to the CA as and when its needed.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Purplemumof2
    • By Purplemumof2 2nd Oct 17, 11:16 AM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Lady from Wokingham transport has just rung and the money will be back in the account middle of next week...she said it was an admin error on their part and apologised.

    Hey ho, I'm getting it back so not fussed.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Hiddenidenity
    • By Hiddenidenity 2nd Oct 17, 12:17 PM
    • 5,061 Posts
    • 23,066 Thanks
    Hiddenidenity
    Glad they have sorted the refund for you

    Hope you have a good day x
    DFW £1388.71/£7348.71 Rent Arrears £511.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • jwil
    • By jwil 2nd Oct 17, 4:53 PM
    • 7,671 Posts
    • 21,406 Thanks
    jwil
    I'm always up at 5.30 too

    Hope you feel better today purple.

    Good luck with the October goals!
    "If you can dream it, you can do it". Walt Disney
    • Purplemumof2
    • By Purplemumof2 2nd Oct 17, 8:26 PM
    • 5,217 Posts
    • 17,435 Thanks
    Purplemumof2
    Evening,

    AFD 1 - Done
    NSD 1 - Done
    LTW 1 - Done

    Surveys done today but nothing on PA.

    Hope everyone's had a good day. X
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7250.00 Cap 1: £540.91 BC: £5196.94

    AFD 3/10 NSD 2/10 LTW 3/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • missymoo81
    • By missymoo81 2nd Oct 17, 8:39 PM
    • 5,823 Posts
    • 19,626 Thanks
    missymoo81
    Sounds like you had a productive day my dear. Well done on getting the refund sorted. I hope you have a nice evening
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