Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 5,248Posts
    • 18,395Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
Page 15
    • Purplemumof2
    • By Purplemumof2 4th Sep 17, 5:25 AM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Morning......bah to Monday's!!

    LAD achieved plus clean me and clean bed, meant I had a decent nights sleep

    Dinner was lovely last night and there wasn't much left either

    Dinner for tonight is in the fridge, just needs cooking.

    Bank account checked and although there's a lot to come out things in there are ok so far.

    Need to get my train ticket and parking today, so that's a chunk out.

    Will be fairly busy on site today but I'm hoping that I can get some surveys done. I'm nearly at the £40 pay out on Onepoll and that would be a good chunk to pay off the Cap One card this month.

    Good luck to those starting and going back to school today.

    Back later x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • missymoo81
    • By missymoo81 4th Sep 17, 5:28 AM
    • 5,737 Posts
    • 19,785 Thanks
    missymoo81
    Saw you were awake, so thought I'd say good morning! Well done on the surveys! I really need to get myself set up doing them! Have a lovely day.
    • Purplemumof2
    • By Purplemumof2 4th Sep 17, 5:30 AM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Morning missy,

    Thanks for popping in.

    Will pop in to your diary later, once I'm at work.

    Have a great day x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 4th Sep 17, 1:39 PM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Some cheeky so and so has stolen my £68 of Nectar points that I was saving for Christmas I've no idea how they did it or when.

    I did live chat with Sainsbury's and they said that they were spent in Argos.

    Can't fault their customer services though, they've blocked the old card in case it was cloned and are sending me a new one through and have given me 2000 points due to the inconvenience.

    They've passed it on their team to investigate and will come back to me once they've looked at.

    Bloody cheek of some people
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • redofromstart
    • By redofromstart 4th Sep 17, 1:47 PM
    • 513 Posts
    • 2,864 Thanks
    redofromstart
    How upsetting, I hope you get them back.
    • debtaghh
    • By debtaghh 4th Sep 17, 2:01 PM
    • 778 Posts
    • 2,280 Thanks
    debtaghh
    That's awful! I hope you get it back. That must have taken you ages to collect.
    Debt 16th October 2017: Cc £49,987- family £37,561: total debt £87549

    Current debt: Cc £46,572, Family £ 37,313: total debt £83,885
    • mummytogirls
    • By mummytogirls 4th Sep 17, 2:09 PM
    • 5,545 Posts
    • 17,968 Thanks
    mummytogirls
    OMG thats awful PMO2, hope they can get to the bottom of it! Cheeky g!ts xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • Purplemumof2
    • By Purplemumof2 5th Sep 17, 6:20 AM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Morning,

    AFD achieved last night only 9 left to go.

    Day off today as DD starts secondary school and one of us needs to be about the first day. DS goes back tomorrow.

    Today I'm going to catch up with surveys and I have some cooking to do.

    Back later x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • missymoo81
    • By missymoo81 5th Sep 17, 6:38 AM
    • 5,737 Posts
    • 19,785 Thanks
    missymoo81
    Hey lovely, in sorry about the nectar card, honestly, some people have no morals. I hope DD gets on ok at big school. X
    • Purplemumof2
    • By Purplemumof2 5th Sep 17, 7:37 AM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Hey lovely, in sorry about the nectar card, honestly, some people have no morals. I hope DD gets on ok at big school. X
    Originally posted by missymoo81
    Morning missy, I was livid when I found out. Hopefully I'll get them back.

    DD is ever so excited I'm sure that'll change by Friday.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 5th Sep 17, 5:31 PM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Evening,

    So DD had a great time today and even did her first piece of homework without being badgered that'll definitely change by next week need to pay £10 for their planners though (£5 each)

    NSD for me today.

    Dinner sorted for Thursday and chicken defrosting for dinner tomorrow.

    Lunch made for work tomorrow too.

    Oh yeah....got an interview with a company based in Basingstoke on Fri morning at 8.30am, think I may just have a migraine that day
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • Hiddenidenity
    • By Hiddenidenity 5th Sep 17, 8:30 PM
    • 4,230 Posts
    • 26,377 Thanks
    Hiddenidenity
    I didn't even realise it was possible for someone to do that with nectar points!! How awful I hope they sort it!

    Hope DD had a good day

    Good luck for the interview x
    • MistyMountainTop
    • By MistyMountainTop 6th Sep 17, 9:31 AM
    • 603 Posts
    • 2,065 Thanks
    MistyMountainTop
    What a nasty shock to have your points stolen! Surely Nectar will reimburse you as there must be some kind of security breach on their end?

    I tend to cash mine out on ebay vouchers as soon as I have any points but haven't done it for a while now - I'd better check to see what's in there!
    Current Weight Loss: 2/ 96
    • hign10pines
    • By hign10pines 6th Sep 17, 11:06 AM
    • 356 Posts
    • 358 Thanks
    hign10pines
    I do all mine and my OHs HMRC stuff online now, gets sorted within days, also have online chat.

    Surveys 2017: Opinion Outpost - £5 £10 | Prolific - £20.55 £65
    Debt: £7462 | 1250 OD | 189 Aqua | 4773 Loan | 460 Lloyds | 435 Marbles | 355 Barclaycard
    • Purplemumof2
    • By Purplemumof2 7th Sep 17, 8:43 AM
    • 5,248 Posts
    • 18,395 Thanks
    Purplemumof2
    Morning

    AFD yesterday and I brought my lunch in to work and have done again today.

    Not a NSD today as bits needed so I took the opportunity to stock up on some bits for my drawer at work, so next week should be super frugal

    Both kids are settled in school, so I can relax about that a bit now.

    I have an interview tomorrow morning, so will be taking my laptop home with me tonight so I can get work done at home once I get back if I get delayed in traffic.

    Hoping to get surveys done today although Prolific seem to be a bit quiet still.

    Have a good day everyone
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7100.00 Cap 1: £533.40 BC: £5090.00

    AFD 0/10 NSD 0/10 LTW 0/10

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 11 2018 #003
    • hugglemonster
    • By hugglemonster 7th Sep 17, 9:20 AM
    • 315 Posts
    • 1,440 Thanks
    hugglemonster
    HI, blimey it's all go! Good luck with the interview tomorrow, everything crossed that it will be want you want. How annoying r.e. Nectar points, some people just really are horrible.

    Hope everything is good.

    H x
    Debt: Overdraft 2 £1200/ now £1000 Credit card £2200 now £2050 Car - Lots!!
    PAID - Computer £646.52, Overdraft 1 £2200
    Emergency fund: £50 General savings: £50
    • redofromstart
    • By redofromstart 7th Sep 17, 9:32 AM
    • 513 Posts
    • 2,864 Thanks
    redofromstart
    Good luck for tomorrow!
    • MistyMountainTop
    • By MistyMountainTop 7th Sep 17, 12:14 PM
    • 603 Posts
    • 2,065 Thanks
    MistyMountainTop
    Brilliant - best of luck!!!
    Current Weight Loss: 2/ 96
    • debtaghh
    • By debtaghh 7th Sep 17, 9:13 PM
    • 778 Posts
    • 2,280 Thanks
    debtaghh
    Good luck with your interview.
    Debt 16th October 2017: Cc £49,987- family £37,561: total debt £87549

    Current debt: Cc £46,572, Family £ 37,313: total debt £83,885
    • monz
    • By monz 8th Sep 17, 9:22 AM
    • 2,838 Posts
    • 8,404 Thanks
    monz
    good luck!!! you can do it! <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £6,356.28/10,000
    mums xmas vouchers boots 50/50 sisters xmas vouchers topshop 30/30 Dads xmas voucher amazon (surveys) 30/30
    holiday - £402.62/1064.72
    Australia 2019 - /5000
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,811Posts Today

8,821Users online

Martin's Twitter
  • Sadly for those buying jointly "Where there are joint purchasers, all purchasers would need to be first-time buyers. "

  • First time buyers usually defined as someone who has never owned or part owned a property https://t.co/yM3urZNs8z

  • You will not pay stamp duty https://t.co/vHoCWiUXfo

  • Follow Martin