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  • FIRST POST
    • Robinhood
    • By Robinhood 17th Jul 17, 8:56 PM
    • 182Posts
    • 47Thanks
    Robinhood
    Mortgage 1st
    • #1
    • 17th Jul 17, 8:56 PM
    Mortgage 1st 17th Jul 17 at 8:56 PM
    Hi there, has anybody any experience of dealing with mortgage brokers Mortgage 1st? Thanks in advance.
    If I was rich I wouldn't care about money. Think I should be rich because I don't care about money now!
Page 1
    • CD*
    • By CD* 17th Jul 17, 9:41 PM
    • 9 Posts
    • 5 Thanks
    CD*
    • #2
    • 17th Jul 17, 9:41 PM
    • #2
    • 17th Jul 17, 9:41 PM
    I haven't, but they're Whole of Market, which is a good thing.
    • Robinhood
    • By Robinhood 17th Jul 17, 9:51 PM
    • 182 Posts
    • 47 Thanks
    Robinhood
    • #3
    • 17th Jul 17, 9:51 PM
    • #3
    • 17th Jul 17, 9:51 PM
    What is best way of checking to make sure they are reputable? Are L&C whole of the market?
    If I was rich I wouldn't care about money. Think I should be rich because I don't care about money now!
    • insertusername
    • By insertusername 18th Jul 17, 8:42 AM
    • 17 Posts
    • 2 Thanks
    insertusername
    • #4
    • 18th Jul 17, 8:42 AM
    • #4
    • 18th Jul 17, 8:42 AM
    I am dealing with them now, they seem good but it is still early days for me. They answer all my emails quickly and got me a DIP straight away. I am waiting on a decision for my full application now
    • ACG
    • By ACG 18th Jul 17, 9:09 AM
    • 15,778 Posts
    • 8,071 Thanks
    ACG
    • #5
    • 18th Jul 17, 9:09 AM
    • #5
    • 18th Jul 17, 9:09 AM
    What is best way of checking to make sure they are reputable? Are L&C whole of the market?
    Originally posted by Robinhood
    All brokers should be registered with the FCA.
    You can check here - https://register.fca.org.uk/

    Thats not a guide for how good they are, you can only get an idea for that from their previous customers - reviews online etc.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • richardflair
    • By richardflair 18th Jul 17, 9:54 AM
    • 16 Posts
    • 2 Thanks
    richardflair
    • #6
    • 18th Jul 17, 9:54 AM
    • #6
    • 18th Jul 17, 9:54 AM
    A number of friends used them for their first help to buy mortgages and haven't said anything negative.

    I wasn't a fan of Persimmon giving them my details so didn't look so favourably on them but I guess that isn't their fault.
    • SuboJvR
    • By SuboJvR 18th Jul 17, 10:26 AM
    • 444 Posts
    • 314 Thanks
    SuboJvR
    • #7
    • 18th Jul 17, 10:26 AM
    • #7
    • 18th Jul 17, 10:26 AM
    Hi I used Mortgages First.

    Well, still using I suppose.

    Good experience here. Friendly, helpful bunch. Good with communications and the mortgage advisor (who came to our house) was really friendly and helpful.

    We had one factor about our application that makes it a little bit unusual (one applicant, non-EEA national, without Indefinite Leave to Remain) and they placed our application with a suitable lender based on the fact we got an offer without a problem.

    We are buying a new home using the Help to Buy scheme.
    • ACG
    • By ACG 18th Jul 17, 11:57 AM
    • 15,778 Posts
    • 8,071 Thanks
    ACG
    • #8
    • 18th Jul 17, 11:57 AM
    • #8
    • 18th Jul 17, 11:57 AM
    Mortgages First and Mortgage 1st appear to be 2 different companies. One is in Colchester and the other in Chesterfield.

    I have never used either (for obvious reasons), so I can not comment on them. But it is important you are getting reviews ont he right one as one has 5 stars on google from 4 people (Chesterfield) the other has 12 stars from 12 people.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • SuboJvR
    • By SuboJvR 18th Jul 17, 10:59 PM
    • 444 Posts
    • 314 Thanks
    SuboJvR
    • #9
    • 18th Jul 17, 10:59 PM
    • #9
    • 18th Jul 17, 10:59 PM
    Ack sorry, I was talking about the Colchester company!

    My experience doesn't Echo some of the negative google reviews - lots of people complaining they were rude and never called back. They have been anything but with us so far and extremely prompt with their calls. But, it seems this is perhaps not the right company. Doh!
  • LandCmortgages
    What is best way of checking to make sure they are reputable? Are L&C whole of the market?
    Originally posted by Robinhood
    Yes, we search across the market.

    Find out more about us here: https://www.landc.co.uk/about-us/
    Official Company Representative
    I am the official company representative of L&C Mortgages . MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
    • Robinhood
    • By Robinhood 19th Jul 17, 7:33 PM
    • 182 Posts
    • 47 Thanks
    Robinhood
    Thanks for all the answers. I have decided to go with Mortgage 1st and will post again once the process is complete. So far they appear to be very good.
    If I was rich I wouldn't care about money. Think I should be rich because I don't care about money now!
    • Robinhood
    • By Robinhood 28th Aug 17, 3:42 PM
    • 182 Posts
    • 47 Thanks
    Robinhood
    Well I'm still waiting to exchange and complete but that's nothing to do with Mortgage 1st who were excellent. Very efficient, good communications and secured a good mortgage offer so I would be happy to recommend them.

    Delay on exchanging is due to the road not having been adopted and I have started a new post regarding that. http://forums.moneysavingexpert.com/showthread.php?t=5700999

    Thanks for everybody's advice.
    If I was rich I wouldn't care about money. Think I should be rich because I don't care about money now!
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