Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • stephen1988
    • By stephen1988 17th Jul 17, 12:10 PM
    • 2Posts
    • 0Thanks
    Car insurance renewal with unsettled claim from June 2017
    • #1
    • 17th Jul 17, 12:10 PM
    Car insurance renewal with unsettled claim from June 2017 17th Jul 17 at 12:10 PM
    Hi all,

    New in here and looking for some advice, I'll try keeping it short.

    I was involved in a car accident ca. 6 weeks ago, both parties are not accepting liability (was kinda a side on side incident at a roundabout)

    Anyway, my renewal is due next month and I've had the usual sky high renewal quote from my insurer at ca. 80% increase in insurance!

    I'm trying to find out what the definition of "settled" is for a claim. asks about any claims and then whether it is settled or not. I have the costs to repair my vehicle on the renewal letter but it doesn't state whether it's settled or not.

    If I take out a policy and list the claim as unsettled but then in September it is settled and I get held liable, can a new insurer ask for more money? I've rang my current insurer today and said "is it settled" and they didn't give me an answer, just said they would get back to the other party's insurer to try and settle... no help at all.

    If I run a quote on confused and list not settled, the prices are ca. £300 less than if I put settled... I don't want any hidden surprises down the line.

    Any advice or guidance is appreciated


Page 1
    • FutureGirl
    • By FutureGirl 17th Jul 17, 5:13 PM
    • 852 Posts
    • 342 Thanks
    • #2
    • 17th Jul 17, 5:13 PM
    • #2
    • 17th Jul 17, 5:13 PM
    If liability is ongoing, and your insurer is pursuing this, then I'd mark the claim as ongoing, because liability hasn't been settled yet.
    Capital One:£1,259.40/£1,300.00
    Aqua: £273.29/£300.00
    o2: £221.00 / £271.00
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

254Posts Today

1,320Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin