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  • FIRST POST
    • Jlawson118
    • By Jlawson118 16th Jul 17, 7:42 PM
    • 804Posts
    • 108Thanks
    Jlawson118
    Experian Credit Score coming up differently?
    • #1
    • 16th Jul 17, 7:42 PM
    Experian Credit Score coming up differently? 16th Jul 17 at 7:42 PM
    I know the score itself doesn't really matter and isn't what lenders see, although I currently see my Experian Score from three different platforms. Barclaycard, MSE Credit Club & the free Experian Itself.

    The Barclaycard one has updated every 60 days for the past year that I've had the account now and the other day it updated and showed that I had a score near enough the maximum 999, and was in the middle of Excellent.

    Around two days later, my Credit Club score updated and was at 815 and in the middle of 'Fair' which is very disappointing really. Logging onto Experian itself comes up with the same number, but that is due to update in nine days.

    My question is, is there a delay on the MSE credit club? Or is the Barclaycard one wrong? Does anybody know?
Page 1
    • zx81
    • By zx81 16th Jul 17, 8:47 PM
    • 13,668 Posts
    • 14,123 Thanks
    zx81
    • #2
    • 16th Jul 17, 8:47 PM
    • #2
    • 16th Jul 17, 8:47 PM
    The scores used to be wrong and meaningless. Now they're inconsistent as well.

    Just add them up and take the average.
    • bazzyb
    • By bazzyb 16th Jul 17, 9:34 PM
    • 1,034 Posts
    • 3,182 Thanks
    bazzyb
    • #3
    • 16th Jul 17, 9:34 PM
    • #3
    • 16th Jul 17, 9:34 PM
    Unless you are hoping to achieve the perfect 999 score and print it off and frame it, then it doesn't really matter. Check the data is the same on the various reports as this is the important thing.
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