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    • fred246
    • By fred246 16th Jul 17, 3:54 PM
    • 799Posts
    • 442Thanks
    Lifetime Allowance
    • #1
    • 16th Jul 17, 3:54 PM
    Lifetime Allowance 16th Jul 17 at 3:54 PM
    I have both DC and DB pensions. If I work till 59 I will breach the £1 million limit. However I hope to retire at 55 when my pot(DB pension * 20 + lump sum + DC pot) is about £760K. I have avoided paying any more into my DC pension since the LTA was introduced but I am wondering if it is safe to add some more and still avoid breaching the LTA. I was always worried about the government changing the LTA and maybe bringing it down to £750K.
    Last edited by fred246; 16-07-2017 at 4:00 PM.
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    • bigadaj
    • By bigadaj 16th Jul 17, 4:39 PM
    • 9,347 Posts
    • 5,977 Thanks
    • #2
    • 16th Jul 17, 4:39 PM
    • #2
    • 16th Jul 17, 4:39 PM
    Who knows what polliticians will do.

    Historically it's generally been possible to apply for protection when the lifetime allowance has been reduced so it would be reasonable to assume the same of rang future changes.
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