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  • FIRST POST
    • madlyn
    • By madlyn 14th Jul 17, 6:58 PM
    • 534Posts
    • 84Thanks
    madlyn
    ISA Transfer
    • #1
    • 14th Jul 17, 6:58 PM
    ISA Transfer 14th Jul 17 at 6:58 PM
    If I want to transfer from a high street bank ISA into a fixed term ISA, do I have to transfer the full balance, or can I just do half and keep the other ISA as rainy day fund?
Page 1
    • Alexland
    • By Alexland 14th Jul 17, 7:03 PM
    • 188 Posts
    • 99 Thanks
    Alexland
    • #2
    • 14th Jul 17, 7:03 PM
    • #2
    • 14th Jul 17, 7:03 PM
    Assuming they are both cash isas then you can partially transfer the money you added in previous tax years. For the current tax year contributions it would need to be the full value transfer.
    • madlyn
    • By madlyn 14th Jul 17, 7:14 PM
    • 534 Posts
    • 84 Thanks
    madlyn
    • #3
    • 14th Jul 17, 7:14 PM
    • #3
    • 14th Jul 17, 7:14 PM
    so I have not put any money in my ISA yet this tax year, can I still do a partial transfer?
    • Alexland
    • By Alexland 14th Jul 17, 8:07 PM
    • 188 Posts
    • 99 Thanks
    Alexland
    • #4
    • 14th Jul 17, 8:07 PM
    • #4
    • 14th Jul 17, 8:07 PM
    Yup. To be honest I dont know why people bother with cash isas when we all now have a tax free savings allowance on normal savings with up to 5pc on current accounts and regular savers. Still each to their own.
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