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  • FIRST POST
    • daffi
    • By daffi 14th Jul 17, 5:54 PM
    • 4Posts
    • 0Thanks
    daffi
    Mistake on Post Office application
    • #1
    • 14th Jul 17, 5:54 PM
    Mistake on Post Office application 14th Jul 17 at 5:54 PM
    Hi Guys,

    I made a mistake on my Post Office online application, somehow I entered the wrong date of birth (I don't even know how) and the app was differed, I found out about the error when I called them (poor guy took 10 minutes to find the application).

    I had two choices:

    1. Reapply (current app couldn't be more edited), get rejected and have the requests merged and then provide up to 4 pieces of documentation.

    2. Cancel the application

    I chose option 2 as the first option was just asking for more issues.

    My query is what will show on my credit report? The guy said it will show a search without an outcome, is that true? Will it have any affect on my otherwise good credit status?

    Thanks,

    Matt
Page 1
    • bengalknights
    • By bengalknights 14th Jul 17, 6:10 PM
    • 4,158 Posts
    • 1,519 Thanks
    bengalknights
    • #2
    • 14th Jul 17, 6:10 PM
    • #2
    • 14th Jul 17, 6:10 PM
    As the DOB was different it should show no search or possible CIFAS marker
    • daffi
    • By daffi 14th Jul 17, 6:12 PM
    • 4 Posts
    • 0 Thanks
    daffi
    • #3
    • 14th Jul 17, 6:12 PM
    • #3
    • 14th Jul 17, 6:12 PM
    Thanks,

    CIFAS?

    Would these affect me applying again or applying elsewhere in the next 6 months?
    • boo_star
    • By boo_star 15th Jul 17, 12:24 AM
    • 1,317 Posts
    • 667 Thanks
    boo_star
    • #4
    • 15th Jul 17, 12:24 AM
    • #4
    • 15th Jul 17, 12:24 AM
    Thanks,

    CIFAS?

    Would these affect me applying again or applying elsewhere in the next 6 months?
    Originally posted by daffi
    Absolutely, but it's not certain that it'd be reported to CIFAS anyway.
    • SHill
    • By SHill 16th Jul 17, 2:00 PM
    • 141 Posts
    • 60 Thanks
    SHill
    • #5
    • 16th Jul 17, 2:00 PM
    • #5
    • 16th Jul 17, 2:00 PM
    well did you get a chance to review your data before you press apply.

    You had electronically sign and agree that the data was accurate at the time of the application form...

    Have you heard back from post office banking team..about your application?
    Applying for a cc you will have to get your salary right, the length of time you have been at address and then your name and date of birth.
    Remember that banks need accuracy so as to try prevent fraudulent transactions. If you don't get approved chalk it up as experience and just be careful in future applications.
    • Superscrooge
    • By Superscrooge 16th Jul 17, 6:44 PM
    • 906 Posts
    • 627 Thanks
    Superscrooge
    • #6
    • 16th Jul 17, 6:44 PM
    • #6
    • 16th Jul 17, 6:44 PM
    Thanks,

    CIFAS?

    Would these affect me applying again or applying elsewhere in the next 6 months?
    Originally posted by daffi
    Infoirmation re CIFAS on the below link

    https://www.cifas.org.uk/how_does_cifas_work_faq
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