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  • FIRST POST
    • Ashamed61
    • By Ashamed61 14th Jul 17, 4:03 PM
    • 9Posts
    • 0Thanks
    Ashamed61
    Cifas
    • #1
    • 14th Jul 17, 4:03 PM
    Cifas 14th Jul 17 at 4:03 PM
    I'm about to get a flag put on my credit file for catalogue fraud . Will my car insurance be cancelled and could I get car insurance anywhere. Please help as need car for work
Page 1
    • paddyandstumpy
    • By paddyandstumpy 14th Jul 17, 4:57 PM
    • 705 Posts
    • 274 Thanks
    paddyandstumpy
    • #2
    • 14th Jul 17, 4:57 PM
    • #2
    • 14th Jul 17, 4:57 PM
    You need to refer to the terms and conditions of your car insurance policy to see if this needs to be disclosed mid term.
    If in doubt, advise them and let them make a decision accordingly.

    You may as well admit it to them now, before they potentially find out after an accident and revoke cover.

    Yes you will struggle with insurance, and many other financial products in the future, if you have a fraud marker against your name.
    • Ashamed61
    • By Ashamed61 14th Jul 17, 7:03 PM
    • 9 Posts
    • 0 Thanks
    Ashamed61
    • #3
    • 14th Jul 17, 7:03 PM
    • #3
    • 14th Jul 17, 7:03 PM
    Does the marker stay on for life
    • Ashamed61
    • By Ashamed61 15th Jul 17, 2:15 AM
    • 9 Posts
    • 0 Thanks
    Ashamed61
    • #4
    • 15th Jul 17, 2:15 AM
    • #4
    • 15th Jul 17, 2:15 AM
    Do you know if I will lose my housing association house and all my utility account please
    • paddyandstumpy
    • By paddyandstumpy 15th Jul 17, 2:34 AM
    • 705 Posts
    • 274 Thanks
    paddyandstumpy
    • #5
    • 15th Jul 17, 2:34 AM
    • #5
    • 15th Jul 17, 2:34 AM
    As above, it's better to be on the front foot and honest and volunteering this information, rather than them finding out retrospectively and applying measures then.

    Regarding your non insurance question, I can't offer an opinion or advice in this respect.
    • Sparx
    • By Sparx 15th Jul 17, 9:44 AM
    • 655 Posts
    • 369 Thanks
    Sparx
    • #6
    • 15th Jul 17, 9:44 AM
    • #6
    • 15th Jul 17, 9:44 AM
    Cifas markers last on your credit file for 6 years. In my *opinion* it probably will not effect your existing credit. But will seriously dampen your chances to get further credit for the next 6 years.
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