Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • littlebylittle26
    • By littlebylittle26 14th Jul 17, 1:04 PM
    • 25Posts
    • 32Thanks
    littlebylittle26
    Now I own a house... time to get my ish together!
    • #1
    • 14th Jul 17, 1:04 PM
    Now I own a house... time to get my ish together! 14th Jul 17 at 1:04 PM
    Ok - 3rd diary attempt..

    I picked up the keys to my first flat last Thursday and so this begins my journey moving forward as a homeowner!

    Debts:
    Family loan - £12k (£2k by January, the rest negotiable over time)
    Mortgage - £124,612.10
    Credit card - £2744.04 (0% until summer 2018)

    Time to start shifting these a little bit at a time! Using YNAB in hopes I can think a bit more about my spending and shave off some pennies over time.

    Thanks for joining me on my journey!
    X
Page 1
    • littlebylittle26
    • By littlebylittle26 14th Jul 17, 1:11 PM
    • 25 Posts
    • 32 Thanks
    littlebylittle26
    • #2
    • 14th Jul 17, 1:11 PM
    • #2
    • 14th Jul 17, 1:11 PM
    So... £241.49 to last me the rest of the month. I'm off to London next Thursday night for a long weekend to visit a man.. I'm not quite sure what's going on with us, he flew up to see me last week () and I really fancy him, interested to see where things go. I'll be staying with him so no accommodation costs but no idea what we're going to be doing when I'm down there so will need to be careful with my cash until then.

    Getting my nails done tomorrow (£28) but have already moved £30 from my account to cover this.

    Not sure of my weekend plans, having a quiet night in tonight and will head home at some point to see my parents and cousin - though it'll be a night in. Expecting to spend ~£30 on transport and maybe a bottle or two of bubbles Need some toiletries so going to pick those up on my way home from work today.

    That will leave me with ~£200, I only really need a top-up food shop for this week so will hopefully have around £190 in the bank account when I leave next Thursday

    Let's see how I stick to this...

    C
    X
    • littlebylittle26
    • By littlebylittle26 17th Jul 17, 5:30 PM
    • 25 Posts
    • 32 Thanks
    littlebylittle26
    • #3
    • 17th Jul 17, 5:30 PM
    • #3
    • 17th Jul 17, 5:30 PM
    So... £204.87 left in my account. May pop out and treat myself to a few breakfast bits (I'm working from home tomorrow) which will pull this down to ~£200ish.

    Really excited for the weekend ahead, this guy has pulled out all the stops! Booked somewhere for us for dinner on Friday night and is surprising me with a lunch venue on Saturday :-) think the plan is to be lazy for the rest so hopefully shouldn't be tooooo spendy...

    X
    • littlebylittle26
    • By littlebylittle26 18th Jul 17, 9:39 AM
    • 25 Posts
    • 32 Thanks
    littlebylittle26
    • #4
    • 18th Jul 17, 9:39 AM
    • #4
    • 18th Jul 17, 9:39 AM
    £6.72 spend in Morrisons yesterday, pulls my acct down to £198.15.

    Expecting NSD's today and tomorrow... having the experience from hell with getting my washing machine installed - who'd have known!!

    X
    • Chandelier.
    • By Chandelier. 18th Jul 17, 9:47 AM
    • 457 Posts
    • 1,201 Thanks
    Chandelier.
    • #5
    • 18th Jul 17, 9:47 AM
    • #5
    • 18th Jul 17, 9:47 AM
    Your weekend sounds lovely littlebylittle. I hope you have a great time.

    And nice to see a shiny new diary
    Check out my Diary
    • ChicaBonita
    • By ChicaBonita 18th Jul 17, 11:34 AM
    • 599 Posts
    • 1,300 Thanks
    ChicaBonita
    • #6
    • 18th Jul 17, 11:34 AM
    • #6
    • 18th Jul 17, 11:34 AM
    Hey! I'm hoping to be in your position soon (looking to buy a flat with the bf, hopefully be able to get a mortgage in principle in the next few months) so really interested to see how you get on. I hope you have a lovely weekend, sounds like he's spoiling you
    House Deposit:£10,309.90/£15,000 = 68.73% Money Made'17 July:
    £4.95
    June: £5.35 May:£30.30April: £51.09March:£28.25Feb: £120.47 Jan:£14.35
    Total Made '16:£284.60
    • littlebylittle26
    • By littlebylittle26 20th Jul 17, 9:10 AM
    • 25 Posts
    • 32 Thanks
    littlebylittle26
    • #7
    • 20th Jul 17, 9:10 AM
    • #7
    • 20th Jul 17, 9:10 AM
    Thanks all, really looking forward to it! Had this planned for a couple of weeks and I just can't wait to see him.

    Will update the spends come Monday... have a great weekend everyone!

    X
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

259Posts Today

1,476Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin