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  • FIRST POST
    • mummyofboys1985
    • By mummyofboys1985 14th Jul 17, 9:18 AM
    • 36Posts
    • 2Thanks
    mummyofboys1985
    Bankruptcy approved
    • #1
    • 14th Jul 17, 9:18 AM
    Bankruptcy approved 14th Jul 17 at 9:18 AM
    So that's my bankruptcy been approved but what can I expect now? I know OR will call, how does that go? Will I receive something in writing also?

    Thanks
Page 1
    • Mistygrove
    • By Mistygrove 14th Jul 17, 12:21 PM
    • 30 Posts
    • 20 Thanks
    Mistygrove
    • #2
    • 14th Jul 17, 12:21 PM
    • #2
    • 14th Jul 17, 12:21 PM
    I was approved on a Monday.
    Phone call the Wednesday. He spoke to me there and then. Took 28mins exactly.
    Asked me how I'd got in to debt. Went through each debt and explained a few that he asked about. (What and why I had spent !)
    Tried to find out any assets I have (I have nowt!)

    He sent a few bits of paperwork that needs signed and returned.

    I had to send credits cards letters, bank statements and tenancy agreement. Just what I had. I didn't go searching for years worth of stuff.

    Few calls few days later re: holiday I had booked and refund was available. He saw this as an asset so he wanted it cancelled and the money sent to him.

    I was stressed for few days. But over nothing. I'm one month into mine and just counting down days until discharge.

    Bank acc was frozen 3 weeks later. It was closed they gave me cash for the few quid in there.
    Went across road opened a new one with other bank.

    All sorted for now

    Good luck x
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