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  • FIRST POST
    • wq0pco
    • By wq0pco 12th Jul 17, 8:36 AM
    • 20Posts
    • 1Thanks
    wq0pco
    car insurance for pensioners - any recommendations??
    • #1
    • 12th Jul 17, 8:36 AM
    car insurance for pensioners - any recommendations?? 12th Jul 17 at 8:36 AM
    Anyone on this forum got some good positive stories on prices / deals / companies they have used please?

    I am looking on behalf of my OAP dad (he does not have a PC or email account) and the prices are ridiculous!!

    All help welcome and appreciated.
Page 1
    • elsien
    • By elsien 12th Jul 17, 8:43 AM
    • 15,300 Posts
    • 38,401 Thanks
    elsien
    • #2
    • 12th Jul 17, 8:43 AM
    • #2
    • 12th Jul 17, 8:43 AM
    Parent is 78 and her insurance costs aren't much different to mine (no idea who she's with though, sorry.)
    Any other factors - points on licence etc that might be affecting it?
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
    • Quentin
    • By Quentin 12th Jul 17, 8:44 AM
    • 33,267 Posts
    • 17,200 Thanks
    Quentin
    • #3
    • 12th Jul 17, 8:44 AM
    • #3
    • 12th Jul 17, 8:44 AM
    Follow the advice in the mse cheap car insurance guide on getting quotes

    Link amongst quick links at the top of the page
    Last edited by Quentin; 12-07-2017 at 8:47 AM.
    • paddyandstumpy
    • By paddyandstumpy 12th Jul 17, 9:07 AM
    • 898 Posts
    • 397 Thanks
    paddyandstumpy
    • #4
    • 12th Jul 17, 9:07 AM
    • #4
    • 12th Jul 17, 9:07 AM
    Naming no names, but avoid the company that also does cruises.

    The commission they take as the policyholder gets older is disgusting, they simply milk older people for all they are worth.
    • Quentin
    • By Quentin 12th Jul 17, 9:19 AM
    • 33,267 Posts
    • 17,200 Thanks
    Quentin
    • #5
    • 12th Jul 17, 9:19 AM
    • #5
    • 12th Jul 17, 9:19 AM
    If you mean saga they usually do good deals for new customers (and offer cashback too via the usual sites)

    And high scores on the reviews across the net
    Last edited by Quentin; 12-07-2017 at 9:21 AM.
    • stockton
    • By stockton 12th Jul 17, 11:30 AM
    • 334 Posts
    • 154 Thanks
    stockton
    • #6
    • 12th Jul 17, 11:30 AM
    • #6
    • 12th Jul 17, 11:30 AM
    How old is he? Some insurance companies will not insure drivers 75+ but those that do can be quite reasonable, as elsien has said.

    Even if he had a computer he might find difficulty getting quotes if he is 75+ or has health or other issues.

    This is why comparison sites do not work for everyone and a broker might be more appropriate.

    I find the Post Office useful but I used to use a local broker and they were good too.
    • rudekid48
    • By rudekid48 12th Jul 17, 11:52 AM
    • 2,034 Posts
    • 3,522 Thanks
    rudekid48
    • #7
    • 12th Jul 17, 11:52 AM
    • #7
    • 12th Jul 17, 11:52 AM
    How old is he? Some insurance companies will not insure drivers 75+ but those that do can be quite reasonable, as elsien has said.

    Even if he had a computer he might find difficulty getting quotes if he is 75+ or has health or other issues.

    This is why comparison sites do not work for everyone and a broker might be more appropriate.

    I find the Post Office useful but I used to use a local broker and they were good too.
    Originally posted by stockton
    Post Office is a Broker (BISL aka Budget).
    All matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.
    • wq0pco
    • By wq0pco 14th Jul 17, 10:29 AM
    • 20 Posts
    • 1 Thanks
    wq0pco
    • #8
    • 14th Jul 17, 10:29 AM
    • #8
    • 14th Jul 17, 10:29 AM
    he was born in 1943 and the car is garaged overnight at home. I have tried the comparison sites as mentioned above, prior to creating this thread.

    Seriously considering adding myself as a 2nd driver at this rate!!
    • stockton
    • By stockton 14th Jul 17, 11:49 AM
    • 334 Posts
    • 154 Thanks
    stockton
    • #9
    • 14th Jul 17, 11:49 AM
    • #9
    • 14th Jul 17, 11:49 AM
    Why not ask advice from Age Concern? There are insurance companies that do not charge a premium on the basis of (older) age alone.
    Last edited by stockton; 14-07-2017 at 12:00 PM.
    • Quentin
    • By Quentin 14th Jul 17, 11:52 AM
    • 33,267 Posts
    • 17,200 Thanks
    Quentin

    Seriously considering adding myself as a 2nd driver at this rate!!
    Originally posted by wq0pco
    If you read up the MSE guide to cheap car insurance you'd see that is a recommended wheeze to reduce premiums - even if you never going to actually drive it
    • wq0pco
    • By wq0pco 14th Jul 17, 11:54 AM
    • 20 Posts
    • 1 Thanks
    wq0pco
    Why not ask advice from Age Concern? There are insurance companies that do not charge a premium on the basis of age alone.
    Originally posted by stockton
    we did - price was ridiculous!!
    • stockton
    • By stockton 14th Jul 17, 12:05 PM
    • 334 Posts
    • 154 Thanks
    stockton
    we did - price was ridiculous!!
    Originally posted by wq0pco
    My uncle is older than your dad and pays less than £300 a year. I think it is important for any one who reads this thread to be aware that not all insurance companies charge excessive amounts for older drivers.

    Keep searching. You will get there! Good luck
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