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    • juliebunny
    • By juliebunny 11th Jul 17, 1:25 PM
    • 1,596Posts
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    juliebunny
    Travel Insurance that doesn't cover hospital Treatment - BEWARE AND CHECK YOUR POLICY
    • #1
    • 11th Jul 17, 1:25 PM
    Travel Insurance that doesn't cover hospital Treatment - BEWARE AND CHECK YOUR POLICY 11th Jul 17 at 1:25 PM
    So a friend of mine was charged several hundred pounds for travel insurance by an online company to cover pre-existing conditions and then when she was in hospital abroad was told they don't cover hospital treatment!


    I'm sharing this to warn others to check their policies as this is the one time I would really need my insurance policy to kick in - scary as I've been to the USA earlier this year.


    Anyone who has managed to fight a claim like this, I would welcome your advice.


    I've also heard other stories that insurance doesn't cover private hospitals but when you are abroad you go wherever the hotel / mountain rescue takes you, and in many cases aren't in any fit state to be moved to a 'public hospital' and you would expect that you would be covered anyway by your insurance. For me, medical bills is the only reason I take out insurance.
    Less stuff, more life, love, laughter and cats!
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Page 1
    • csgohan4
    • By csgohan4 11th Jul 17, 6:41 PM
    • 3,885 Posts
    • 2,411 Thanks
    csgohan4
    • #2
    • 11th Jul 17, 6:41 PM
    • #2
    • 11th Jul 17, 6:41 PM
    what a stupid insurance, not to cover hospital bills, their model is to hope people don't read the T+C


    What do they actually cover
    Last edited by csgohan4; 12-07-2017 at 8:53 AM.
    "It is prudent when shopping for something important, not to limit yourself to Pound land"
    • Quentin
    • By Quentin 11th Jul 17, 6:45 PM
    • 33,044 Posts
    • 17,007 Thanks
    Quentin
    • #3
    • 11th Jul 17, 6:45 PM
    • #3
    • 11th Jul 17, 6:45 PM
    What does the policy actually say about treatment on a trip
    • agrinnall
    • By agrinnall 12th Jul 17, 12:00 PM
    • 18,515 Posts
    • 14,230 Thanks
    agrinnall
    • #4
    • 12th Jul 17, 12:00 PM
    • #4
    • 12th Jul 17, 12:00 PM
    Until we are told which insurer and which policy I have strong doubts about the truth of the OP.
    • forgotmyname
    • By forgotmyname 12th Jul 17, 9:32 PM
    • 25,877 Posts
    • 10,302 Thanks
    forgotmyname
    • #5
    • 12th Jul 17, 9:32 PM
    • #5
    • 12th Jul 17, 9:32 PM
    Not covering treatment for the pre-existing condition?

    Not covering private hospitals?
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
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