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    • Francis G
    • By Francis G 9th Jul 17, 10:31 PM
    • 3Posts
    • 0Thanks
    Francis G
    Poor credit score car finance
    • #1
    • 9th Jul 17, 10:31 PM
    Poor credit score car finance 9th Jul 17 at 10:31 PM
    Greetings MSE Forum,

    I have recently been offered a great new job which requires me to have a car for work and comes with a 4500 a year car allowance. However,I know that I have a low crediit score therefore, I have reviewed and followed the advice on MSE but to improve my score will take time. I have also checked my Experian credit score which confirms my rating as poor.

    I am due start this new job in a few weeks so I need to make arrangements to finance a car asap.

    Can you offer me some advice on how to get car finance with a poor credit rating?

    Any suggestions would be gratefully appreciated.

    thanks
Page 1
    • zx81
    • By zx81 9th Jul 17, 10:37 PM
    • 13,224 Posts
    • 13,535 Thanks
    zx81
    • #2
    • 9th Jul 17, 10:37 PM
    • #2
    • 9th Jul 17, 10:37 PM
    You have no credit score.

    What do your three credit files show? E.g. Credit, balances, limits, defaults etc.
    • bobbydub
    • By bobbydub 9th Jul 17, 11:12 PM
    • 25 Posts
    • 8 Thanks
    bobbydub
    • #3
    • 9th Jul 17, 11:12 PM
    • #3
    • 9th Jul 17, 11:12 PM
    I would try and use a broker, like Zuto or car finance 247. That would be the best bet.
    • Francis G
    • By Francis G 10th Jul 17, 11:27 AM
    • 3 Posts
    • 0 Thanks
    Francis G
    • #4
    • 10th Jul 17, 11:27 AM
    • #4
    • 10th Jul 17, 11:27 AM
    Hi

    I have only done the Experian Credit rating via MSE Credit Club, came back showing my rate score as below 556 Poor Rating. I do not have the more detailed file, besides there is not much I do to effect improvement in the short term.
    • Francis G
    • By Francis G 10th Jul 17, 11:28 AM
    • 3 Posts
    • 0 Thanks
    Francis G
    • #5
    • 10th Jul 17, 11:28 AM
    • #5
    • 10th Jul 17, 11:28 AM
    Hi

    Thanks plenty for these suggestions

    Have a great day
    • zx81
    • By zx81 10th Jul 17, 11:29 AM
    • 13,224 Posts
    • 13,535 Thanks
    zx81
    • #6
    • 10th Jul 17, 11:29 AM
    • #6
    • 10th Jul 17, 11:29 AM
    Without the files and just a random three digit number, it's impossible to advise on what issues you have or how you might best manage them.
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