Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • WAXYMAXY
    • By WAXYMAXY 9th Jul 17, 6:11 PM
    • 1Posts
    • 0Thanks
    WAXYMAXY
    Statute barred ??
    • #1
    • 9th Jul 17, 6:11 PM
    Statute barred ?? 9th Jul 17 at 6:11 PM
    Hi,
    Can someone please help!
    I have just received a letter from 'Moriarty Law' saying that they are acting on behalf of 'Talk Talk' to recover a debt. We terminated a contract with Talk Talk just over seven and a half years ago and it was all paid. This is the first communication we have had from anyone in seven and a half years. Apart from the fact that there should not be any debt, isn't this Statute barred?
Page 1
    • McKneff
    • By McKneff 9th Jul 17, 6:24 PM
    • 35,406 Posts
    • 45,566 Thanks
    McKneff
    • #2
    • 9th Jul 17, 6:24 PM
    • #2
    • 9th Jul 17, 6:24 PM
    After 6 years with no acknowledgement of the debt from you then yes, it is statute barred.
    Send them a statute barred letter.
    No one can make you feel inferior without your consent
    • sourcrates
    • By sourcrates 9th Jul 17, 6:44 PM
    • 11,167 Posts
    • 10,837 Thanks
    sourcrates
    • #3
    • 9th Jul 17, 6:44 PM
    • #3
    • 9th Jul 17, 6:44 PM
    Letter template available here :

    https://www.nationaldebtline.org/EW/sampleletters/Pages/Time-has-run-out-to-recover-the-debt-%28sole-name%29.aspx
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

200Posts Today

1,483Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin