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  • FIRST POST
    • Jlawson118
    • By Jlawson118 8th Jul 17, 12:55 PM
    • 718Posts
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    Jlawson118
    Ex girlfriend's bank statements still coming through the letter box?
    • #1
    • 8th Jul 17, 12:55 PM
    Ex girlfriend's bank statements still coming through the letter box? 8th Jul 17 at 12:55 PM
    Apologises if this is the wrong section:

    My ex girlfriend banks with TSB and was living with me for just over a year until we broke up very early on this year. Since then there's been numerous bank statements still coming through, and that's because she can't be bothered to change her address!

    I messaged her many times telling her to change her address with her bank, but she claimed she'd do it, but also didn't want to as she was under the impression she'd be moving out and changing addresses again after a few months. Now it's six months after she's moved out and her statements are still coming through.

    I've stopped giving them to her whenever I see her, instead I've been sending them back to the return address saying "Not at this address". But I've been doing this for about three months now and the statements are still coming through. Most of the reason we broke up in the first place was because she had this lazy, can't be bothered kind of attitude.

    Another one just came through that I've sent back, but I just have a feeling that another one will come through the letterbox shortly.

    Am I better off contacting TSB myself? What is my best course of action here? Because even if I message her to change things, she still won't
Page 1
    • ambroze
    • By ambroze 8th Jul 17, 1:54 PM
    • 59 Posts
    • 15 Thanks
    ambroze
    • #2
    • 8th Jul 17, 1:54 PM
    • #2
    • 8th Jul 17, 1:54 PM
    It's a bit harsh but yes, I'd call them. They may even stop her being allowed to make transactions on her account temporarily, which I think may prompt her to do something about it! You also don't want her financially linked to you if you own your property, as she could be in a lot of debt and this may affect your credit score.
    • colsten
    • By colsten 8th Jul 17, 2:02 PM
    • 8,609 Posts
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    colsten
    • #3
    • 8th Jul 17, 2:02 PM
    • #3
    • 8th Jul 17, 2:02 PM
    You also don't want her financially linked to you if you own your property, as she could be in a lot of debt and this may affect your credit score.
    Originally posted by ambroze
    Sharing an address does not create a financial link
    • Geoff1963
    • By Geoff1963 8th Jul 17, 2:05 PM
    • 608 Posts
    • 383 Thanks
    Geoff1963
    • #4
    • 8th Jul 17, 2:05 PM
    • #4
    • 8th Jul 17, 2:05 PM
    They may even stop her being allowed to make transactions on her account
    The DVLA only needs an address where you can be contacted ; banks want to know where you sleep at might. You also want to make sure that your address doesn't get passed on to any debt collectors.

    Apart from anything else ; if you get lucky, you don't want a date coming back to your place and finding post for another woman.
    • colsten
    • By colsten 8th Jul 17, 2:06 PM
    • 8,609 Posts
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    colsten
    • #5
    • 8th Jul 17, 2:06 PM
    • #5
    • 8th Jul 17, 2:06 PM
    You can complain to TSB even if it is not about your account. It's what I would do. Don't explain you tried to sort it with her - just say you have returned the post umpteen times with a note to stop using your address and you'd ask them to now actually do so.

    https://www.tsb.co.uk/help/complaint-form/
    Last edited by colsten; 08-07-2017 at 2:08 PM.
    • ambroze
    • By ambroze 8th Jul 17, 2:07 PM
    • 59 Posts
    • 15 Thanks
    ambroze
    • #6
    • 8th Jul 17, 2:07 PM
    • #6
    • 8th Jul 17, 2:07 PM
    Ah ok, I was constantly warned that this was possible in a past situation, but as I'm not an expert like you I'm relieved to be corrected!
    • ambroze
    • By ambroze 8th Jul 17, 2:09 PM
    • 59 Posts
    • 15 Thanks
    ambroze
    • #7
    • 8th Jul 17, 2:09 PM
    • #7
    • 8th Jul 17, 2:09 PM
    The DVLA only needs an address where you can be contacted ; banks want to know where you sleep at might. You also want to make sure that your address doesn't get passed on to any debt collectors.

    Apart from anything else ; if you get lucky, you don't want a date coming back to your place and finding post for another woman.
    Originally posted by Geoff1963
    I think if a 'date' came back for a night, it would be set off a few alarm bells to find her nosing through your mail
    • Jlawson118
    • By Jlawson118 8th Jul 17, 2:16 PM
    • 718 Posts
    • 88 Thanks
    Jlawson118
    • #8
    • 8th Jul 17, 2:16 PM
    • #8
    • 8th Jul 17, 2:16 PM
    The DVLA only needs an address where you can be contacted ; banks want to know where you sleep at might. You also want to make sure that your address doesn't get passed on to any debt collectors.

    Apart from anything else ; if you get lucky, you don't want a date coming back to your place and finding post for another woman.
    Originally posted by Geoff1963
    Sharing an address does not create a financial link
    Originally posted by colsten
    It's a bit harsh but yes, I'd call them. They may even stop her being allowed to make transactions on her account temporarily, which I think may prompt her to do something about it! You also don't want her financially linked to you if you own your property, as she could be in a lot of debt and this may affect your credit score.
    Originally posted by ambroze
    Regarding future loan/credit card transactions is the main reason why I'd like her to get her address changed. As far as I know, she doesn't have either of these but there's nothing stopping her in the future. I've contacted TSB's facebook page but he said we won't get any more letters, but sounds like the address will remain on her account so I probably will have to drop TSB a proper email.

    I don't own my own home, I live with my parents who rent anyway so credit scores shouldn't be an issue, but still, none of us want debt collection letters coming through on behalf of her
    • PeacefulWaters
    • By PeacefulWaters 8th Jul 17, 2:24 PM
    • 6,590 Posts
    • 8,084 Thanks
    PeacefulWaters
    • #9
    • 8th Jul 17, 2:24 PM
    • #9
    • 8th Jul 17, 2:24 PM
    They can't change her address on your say so.

    But they should make the account dormant which should force her into a branch pretty sharpish when things stop working.
    • stclair
    • By stclair 8th Jul 17, 4:47 PM
    • 6,329 Posts
    • 3,372 Thanks
    stclair
    Youd be better off sending a covering letter rather just returning them.
    I Work For the RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
    • jonesMUFCforever
    • By jonesMUFCforever 8th Jul 17, 5:00 PM
    • 23,840 Posts
    • 11,040 Thanks
    jonesMUFCforever
    I disagree with most of the above posts.
    Return the statements to the branch - just cross the address off and mark it 'no longer at this address'.

    That should set a marker on her account so that cards and statements will no longer get posted out until the address has been updated.
    What goes around - comes around
    give lots and you will always receive lots
    • RADDERS
    • By RADDERS 8th Jul 17, 5:17 PM
    • 135 Posts
    • 121 Thanks
    RADDERS
    I disagree with most of the above posts.
    Return the statements to the branch - just cross the address off and mark it 'no longer at this address'.

    That should set a marker on her account so that cards and statements will no longer get posted out until the address has been updated.
    Originally posted by jonesMUFCforever
    That's what he has been doing and it hasn't worked !!!!
    • Lith
    • By Lith 8th Jul 17, 5:36 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Apologises if this is the wrong section:

    My ex girlfriend banks with TSB and was living with me for just over a year until we broke up very early on this year. Since then there's been numerous bank statements still coming through, and that's because she can't be bothered to change her address!

    I messaged her many times telling her to change her address with her bank, but she claimed she'd do it, but also didn't want to as she was under the impression she'd be moving out and changing addresses again after a few months. Now it's six months after she's moved out and her statements are still coming through.

    I've stopped giving them to her whenever I see her, instead I've been sending them back to the return address saying "Not at this address". But I've been doing this for about three months now and the statements are still coming through. Most of the reason we broke up in the first place was because she had this lazy, can't be bothered kind of attitude.

    Another one just came through that I've sent back, but I just have a feeling that another one will come through the letterbox shortly.

    Am I better off contacting TSB myself? What is my best course of action here? Because even if I message her to change things, she still won't
    Originally posted by Jlawson118
    ^-- no need for the song and dance/Drama


    This is what you should do.


    Get a red pen and write on it (perm marker maybe? make sure its red)

    (RTS - RETURN TO SENDER) - DOES NOT LIVE HERE - SHE HAS MOVED


    keep doing it, and in the end it will stop and she'll get a block on her account for being a lazy b!tch for simply not changing her address.


    That's what i did and it was a major success.
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    • glennevis
    • By glennevis 8th Jul 17, 6:39 PM
    • 91 Posts
    • 68 Thanks
    glennevis
    I did this for 5 years so it's early days yet. I marked all envelopes either 'gone away' or 'not at this address'. The bank statements only stopped after I took a pile of letters into a local branch of the bank (not TSB) and complained.
    • eskbanker
    • By eskbanker 8th Jul 17, 7:04 PM
    • 5,031 Posts
    • 4,778 Thanks
    eskbanker
    ^-- no need for the song and dance/Drama

    [...]

    Get a red pen and write on it (perm marker maybe? make sure its red)

    (RTS - RETURN TO SENDER) - DOES NOT LIVE HERE - SHE HAS MOVED
    Originally posted by Lith
    • bigadaj
    • By bigadaj 8th Jul 17, 7:57 PM
    • 9,362 Posts
    • 5,983 Thanks
    bigadaj
    The OP leads an interesting life.
    • GingerFurball
    • By GingerFurball 8th Jul 17, 8:05 PM
    • 928 Posts
    • 880 Thanks
    GingerFurball
    You can complain to TSB even if it is not about your account. It's what I would do. Don't explain you tried to sort it with her - just say you have returned the post umpteen times with a note to stop using your address and you'd ask them to now actually do so.

    https://www.tsb.co.uk/help/complaint-form/
    Originally posted by colsten
    Complaining is a waste of time. TSB aren't doing anything wrong by sending statement to an address that their customer has told them that she lives at.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
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    • Jlawson118
    • By Jlawson118 9th Jul 17, 12:39 PM
    • 718 Posts
    • 88 Thanks
    Jlawson118
    They can't change her address on your say so.

    But they should make the account dormant which should force her into a branch pretty sharpish when things stop working.
    Originally posted by PeacefulWaters
    I do understand that I can't change her address as I could be anyone. But somehow informing them so that they 'force' her into a branch is what I was aiming for
    • Jlawson118
    • By Jlawson118 9th Jul 17, 12:41 PM
    • 718 Posts
    • 88 Thanks
    Jlawson118
    Well if any more come through, I think it's going to be best to take them into a branch!
    • Lith
    • By Lith 9th Jul 17, 1:27 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Originally posted by eskbanker
    You obvious don't work at Royal Mail as all RTS have to be written in red for a successful send to the return address.

    Then royal mail adds the red sticker to them and sends them to the *IMP* (Machine)


    so what do you know? (OHHH THE IRONY)
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    Halifax Back up A/C
    Lloyds (Spending) A/C
    RBS Back up A/C
    Barclays Old A/C
    Nationwide Old A/C
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