Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • amh1958
    • By amh1958 8th Jul 17, 11:40 AM
    • 10Posts
    • 0Thanks
    amh1958
    Car loan from Raphael ( southern Finance)
    • #1
    • 8th Jul 17, 11:40 AM
    Car loan from Raphael ( southern Finance) 8th Jul 17 at 11:40 AM
    Hello I bought a vehicle in 2014 from car dealer who sorted out loan . I ended up paying about 3000 more than car it was down as administration. There is no mention of pip on HP agreement it wasn't mentioned to me.
    Did I pay ppi and can I reclaim.
    I got loan with southern Finance now Raphael Ltd
    Thanks for help
Page 1
    • -taff
    • By -taff 8th Jul 17, 11:50 AM
    • 7,344 Posts
    • 4,766 Thanks
    -taff
    • #2
    • 8th Jul 17, 11:50 AM
    • #2
    • 8th Jul 17, 11:50 AM
    If there's no mention of PPI on your agreement, you didn't pay it.
    • Nearlyold
    • By Nearlyold 8th Jul 17, 12:26 PM
    • 941 Posts
    • 774 Thanks
    Nearlyold
    • #3
    • 8th Jul 17, 12:26 PM
    • #3
    • 8th Jul 17, 12:26 PM
    If you took out the car finance as recently as 2014 there is no chance whatsoever the car dealer sold you PPI on the loan.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

760Posts Today

6,067Users online

Martin's Twitter
  • RT @thismorning: 'Sometimes the best gift is releasing somebody else from the obligation of having to give to you' says @MartinSLewis. Do y?

  • Shana tova umetuka - a sweet Jewish New Year to all celebrating. I won't be online the rest of t'week, as I take the time to be with family

  • Dear Steve. Please note doing a poll to ask people's opinion does not in itself imply an opinion! https://t.co/UGvWlMURxy

  • Follow Martin