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  • FIRST POST
    • amh1958
    • By amh1958 8th Jul 17, 11:40 AM
    • 10Posts
    • 0Thanks
    amh1958
    Car loan from Raphael ( southern Finance)
    • #1
    • 8th Jul 17, 11:40 AM
    Car loan from Raphael ( southern Finance) 8th Jul 17 at 11:40 AM
    Hello I bought a vehicle in 2014 from car dealer who sorted out loan . I ended up paying about 3000 more than car it was down as administration. There is no mention of pip on HP agreement it wasn't mentioned to me.
    Did I pay ppi and can I reclaim.
    I got loan with southern Finance now Raphael Ltd
    Thanks for help
Page 1
    • -taff
    • By -taff 8th Jul 17, 11:50 AM
    • 7,254 Posts
    • 4,650 Thanks
    -taff
    • #2
    • 8th Jul 17, 11:50 AM
    • #2
    • 8th Jul 17, 11:50 AM
    If there's no mention of PPI on your agreement, you didn't pay it.
    • Nearlyold
    • By Nearlyold 8th Jul 17, 12:26 PM
    • 914 Posts
    • 746 Thanks
    Nearlyold
    • #3
    • 8th Jul 17, 12:26 PM
    • #3
    • 8th Jul 17, 12:26 PM
    If you took out the car finance as recently as 2014 there is no chance whatsoever the car dealer sold you PPI on the loan.
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