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    • Polly05
    • By Polly05 7th Jul 17, 5:26 PM
    • 198Posts
    • 110Thanks
    Applying for 2 cards at same time...
    • #1
    • 7th Jul 17, 5:26 PM
    Applying for 2 cards at same time... 7th Jul 17 at 5:26 PM
    I need to make a big purchase soon. Planning on doing it on interest free credit cards. I'm assuming I will need to split it over 2 cards, as I'm guessing the credit limits I get won't be high enough...
    Am I right in thinking, if I apply for two cards, one after another, my credit score won't have been updated yet, so the second card company won't see that I've recently applied for another card? So making me more likely to be accepted?
    I've got a good credit score, but just in case...
Page 1
    • zx81
    • By zx81 7th Jul 17, 5:45 PM
    • 12,465 Posts
    • 12,631 Thanks
    • #2
    • 7th Jul 17, 5:45 PM
    • #2
    • 7th Jul 17, 5:45 PM
    It's probably best to apply simultaneously. Not because of the fictional score that no one sees, but so that the search and any additional credit may not show.

    Very much depends on the timing.

    And of course your credit history.
    • jonesMUFCforever
    • By jonesMUFCforever 7th Jul 17, 6:27 PM
    • 23,824 Posts
    • 11,028 Thanks
    • #3
    • 7th Jul 17, 6:27 PM
    • #3
    • 7th Jul 17, 6:27 PM
    Will the company let you spread payments over 2 cards?
    What goes around - comes around
    give lots and you will always receive lots
    • Polly05
    • By Polly05 7th Jul 17, 7:02 PM
    • 198 Posts
    • 110 Thanks
    • #4
    • 7th Jul 17, 7:02 PM
    • #4
    • 7th Jul 17, 7:02 PM
    Yeah. And they want a % of the cost upfront, the rest when they complete the work, so can pay with different cards at the different points in time.. .
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