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  • FIRST POST
    • Dandytf
    • By Dandytf 7th Jul 17, 3:26 PM
    • 666Posts
    • 290Thanks
    Dandytf
    insurance cancelled marker
    • #1
    • 7th Jul 17, 3:26 PM
    insurance cancelled marker 7th Jul 17 at 3:26 PM
    I was advised a marker was placed on majority of insurance companies last year as i forgot to add a nff claim

    Thinking ahead to next year can the marker be removed thrn i could possibly renew via best quotes etc

    I did mange to renew meanwhile though onsiderably higher cost
    sc dmp 2012 13k

    Jan 2017 7380 paid. 50% ish...
Page 1
    • paddyandstumpy
    • By paddyandstumpy 7th Jul 17, 3:36 PM
    • 705 Posts
    • 274 Thanks
    paddyandstumpy
    • #2
    • 7th Jul 17, 3:36 PM
    • #2
    • 7th Jul 17, 3:36 PM
    Irrespective of any marker, if you're asked the question about previous cancellations then you have to disclose your history, truthfully.

    Therefore the marker is an irrelevance, unless you're looking to remove it so you can misrepresent another risk?
    • Dandytf
    • By Dandytf 7th Jul 17, 3:39 PM
    • 666 Posts
    • 290 Thanks
    Dandytf
    • #3
    • 7th Jul 17, 3:39 PM
    • #3
    • 7th Jul 17, 3:39 PM
    Irrespective of any marker, if you're asked the question about previous cancellations then you have to disclose your history, truthfully.

    Therefore the marker is an irrelevance, unless you're looking to remove it so you can misrepresent another risk?
    Originally posted by paddyandstumpy
    excellent reply will major or better known insurance companies still offer policies if i answer honestly next year

    the nff claim was an error on my part when i had renewed online thinking i had to mention past fault claims
    sc dmp 2012 13k

    Jan 2017 7380 paid. 50% ish...
    • Quentin
    • By Quentin 7th Jul 17, 4:24 PM
    • 32,109 Posts
    • 16,202 Thanks
    Quentin
    • #4
    • 7th Jul 17, 4:24 PM
    • #4
    • 7th Jul 17, 4:24 PM
    You are stuck with this cancelled policy in your history and should disclose it to any insurers you approach for quotes.


    Most off the peg online companies refuse to quote anyone with this in their history


    See if a local broker (not Swinton) can help when your renewal comes round
    • Dandytf
    • By Dandytf 7th Jul 17, 5:37 PM
    • 666 Posts
    • 290 Thanks
    Dandytf
    • #5
    • 7th Jul 17, 5:37 PM
    • #5
    • 7th Jul 17, 5:37 PM
    You are stuck with this cancelled policy in your history and should disclose it to any insurers you approach for quotes.


    Most off the peg online companies refuse to quote anyone with this in their history


    See if a local broker (not Swinton) can help when your renewal comes round
    Originally posted by Quentin
    thanks

    think I’ll try a test qoute anyway though i do have the option of auto renewal with current provider if all else fails next year
    sc dmp 2012 13k

    Jan 2017 7380 paid. 50% ish...
    • stator
    • By stator 8th Jul 17, 12:50 AM
    • 5,619 Posts
    • 3,578 Thanks
    stator
    • #6
    • 8th Jul 17, 12:50 AM
    • #6
    • 8th Jul 17, 12:50 AM
    Best to manually shop around.
    Individually get quotes from insurers.
    They all ask different questions/combinations of questions.
    Keep a note of which ones ask the problematic questions for next year.
    Changing the world, one sarcastic comment at a time.
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