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  • FIRST POST
    • rippedoffandmad
    • By rippedoffandmad 7th Jul 17, 2:28 PM
    • 11Posts
    • 2Thanks
    rippedoffandmad
    Reclaiming mortgage ppi
    • #1
    • 7th Jul 17, 2:28 PM
    Reclaiming mortgage ppi 7th Jul 17 at 2:28 PM
    Hi in 2000 I got a mortgage with bank of Scotland and after a year changed to abbey national with better deal but had to pay a penalty to do it plus we had ppi attached to the mortgage
    However after contacting Santander and royal bank of Scotland they have both said they cannot find any trace of a mortgage and I simply cannot find the paperwork ...found the life policies and bank statements dealing with it but no definitive to go on ....any ideas p,ease on how to progress 😩
Page 1
    • zx81
    • By zx81 7th Jul 17, 2:31 PM
    • 14,915 Posts
    • 15,760 Thanks
    zx81
    • #2
    • 7th Jul 17, 2:31 PM
    • #2
    • 7th Jul 17, 2:31 PM
    If you don't have evidence, and they don't have evidence, it's over.
    • McKneff
    • By McKneff 7th Jul 17, 3:01 PM
    • 35,802 Posts
    • 46,093 Thanks
    McKneff
    • #3
    • 7th Jul 17, 3:01 PM
    • #3
    • 7th Jul 17, 3:01 PM
    Life policies are not Ppi.

    Bank statement woild not show ppi..

    As he says above ...
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
    • HappyHarry
    • By HappyHarry 7th Jul 17, 3:05 PM
    • 515 Posts
    • 772 Thanks
    HappyHarry
    • #4
    • 7th Jul 17, 3:05 PM
    • #4
    • 7th Jul 17, 3:05 PM
    Hi in 2000 I got a mortgage with bank of Scotland ...
    Originally posted by rippedoffandmad
    However after contacting Santander and royal bank of Scotland ...
    Originally posted by rippedoffandmad
    Are you aware that Bank of Scotland and the Royal Bank of Scotland are completely separate institutions?
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
    • HappyHarry
    • By HappyHarry 7th Jul 17, 3:54 PM
    • 515 Posts
    • 772 Thanks
    HappyHarry
    • #5
    • 7th Jul 17, 3:54 PM
    • #5
    • 7th Jul 17, 3:54 PM
    Did you read the replies to the same question you posted four years ago?

    http://forums.moneysavingexpert.com/showthread.php?t=4731245
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
    • McKneff
    • By McKneff 7th Jul 17, 6:41 PM
    • 35,802 Posts
    • 46,093 Thanks
    McKneff
    • #6
    • 7th Jul 17, 6:41 PM
    • #6
    • 7th Jul 17, 6:41 PM
    Why are you wasting our and your time. Just get on with you life, for goodness sake !!!

    You have no claim....
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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