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  • FIRST POST
    • penrhyn
    • By penrhyn 7th Jul 17, 9:11 AM
    • 15,007Posts
    • 8,056Thanks
    penrhyn
    Atom Bank Savings rate dropped overnight.
    • #1
    • 7th Jul 17, 9:11 AM
    Atom Bank Savings rate dropped overnight. 7th Jul 17 at 9:11 AM
    Planned to open a couple of fixed savers with Atom, despite the best attempts by the app to throw me out with its super picky slow face recognition.
    Three year @ 2.2%.
    Woke up this morning, got myself the app, and was going to start a 2year one.
    Rates dropped over night.
    Now 1.75 one year, 1.9 two year, 2.05 three year.

    No notification, bit irked.
    That gum you like is coming back in style.
Page 1
    • eskbanker
    • By eskbanker 7th Jul 17, 9:19 AM
    • 5,786 Posts
    • 5,670 Thanks
    eskbanker
    • #2
    • 7th Jul 17, 9:19 AM
    • #2
    • 7th Jul 17, 9:19 AM
    Go for https://www.nsandi.com/investment-guaranteed-growth-bonds instead?
    • penrhyn
    • By penrhyn 7th Jul 17, 10:09 AM
    • 15,007 Posts
    • 8,056 Thanks
    penrhyn
    • #3
    • 7th Jul 17, 10:09 AM
    • #3
    • 7th Jul 17, 10:09 AM
    Thanks, got one, problem is it's limited to 3K.
    That gum you like is coming back in style.
    • AnotherJoe
    • By AnotherJoe 7th Jul 17, 10:29 AM
    • 7,562 Posts
    • 8,166 Thanks
    AnotherJoe
    • #4
    • 7th Jul 17, 10:29 AM
    • #4
    • 7th Jul 17, 10:29 AM
    Planned to open a couple of fixed savers with Atom, despite the best attempts by the app to throw me out with its super picky slow face recognition.
    Three year @ 2.2%.
    Woke up this morning, got myself the app, and was going to start a 2year one.
    Rates dropped over night.
    Now 1.75 one year, 1.9 two year, 2.05 three year.

    No notification, bit irked.
    Originally posted by penrhyn
    Must be your face, with my ugly mug its instant

    FWIW they are always chopping and changing might be worth giving it a few weeks and next time its on offer grab it imemdiately.
    • badger09
    • By badger09 7th Jul 17, 11:19 AM
    • 5,376 Posts
    • 4,608 Thanks
    badger09
    • #5
    • 7th Jul 17, 11:19 AM
    • #5
    • 7th Jul 17, 11:19 AM
    Must be your face, with my ugly mug its instant

    FWIW they are always chopping and changing might be worth giving it a few weeks and next time its on offer grab it imemdiately.
    Originally posted by AnotherJoe
    Well, they clearly don't like my face either. Tried several times today & just get message 'sorry we were unable to confirm your Face ID' try again That is actually small progress, as last week I didn't even get that far

    I'm glad I only have one 2 year Fixed Rate account with them.
    • PeacefulWaters
    • By PeacefulWaters 7th Jul 17, 2:54 PM
    • 7,154 Posts
    • 8,807 Thanks
    PeacefulWaters
    • #6
    • 7th Jul 17, 2:54 PM
    • #6
    • 7th Jul 17, 2:54 PM

    No notification, bit irked.
    Originally posted by penrhyn
    Do any other providers say "we're changing our rates to X.XX% on Friday" as a matter of course?

    Thus revealing their pricing intentions to the rest of the market?
    • surreysaver
    • By surreysaver 7th Jul 17, 3:05 PM
    • 2,342 Posts
    • 1,316 Thanks
    surreysaver
    • #7
    • 7th Jul 17, 3:05 PM
    • #7
    • 7th Jul 17, 3:05 PM
    despite the best attempts by the app to throw me out with its super picky slow face recognition.
    Originally posted by penrhyn
    That's why I go for the traditional passcode. Who's to say it wouldn't recognise someone else's face who looks completely different to you?
    I consider myself to be a male feminist. Is that allowed?
    • surreysaver
    • By surreysaver 7th Jul 17, 3:30 PM
    • 2,342 Posts
    • 1,316 Thanks
    surreysaver
    • #8
    • 7th Jul 17, 3:30 PM
    • #8
    • 7th Jul 17, 3:30 PM
    I see the five-year one at 2.4% is still available.
    I consider myself to be a male feminist. Is that allowed?
    • patientperson
    • By patientperson 7th Jul 17, 4:28 PM
    • 434 Posts
    • 361 Thanks
    patientperson
    • #9
    • 7th Jul 17, 4:28 PM
    • #9
    • 7th Jul 17, 4:28 PM
    Perhaps a look at Paragon Bank ?

    http://www.paragonbank.co.uk/savings/savings-accounts?tabid=Fixed-Rate

    1 yr 1.85% / 2 yr 2.05% / 3 yr 2.10% / 5 yr 2.45%
    • AndyT678
    • By AndyT678 7th Jul 17, 4:44 PM
    • 725 Posts
    • 985 Thanks
    AndyT678
    That's why I go for the traditional passcode. Who's to say it wouldn't recognise someone else's face who looks completely different to you?
    Originally posted by surreysaver
    Who's to say that it wouldn't accept someone else's passcode which is completely different to yours?
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