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  • FIRST POST
    • goodersman
    • By goodersman 6th Jul 17, 10:22 AM
    • 1Posts
    • 0Thanks
    goodersman
    MBNA online applied credit card.
    • #1
    • 6th Jul 17, 10:22 AM
    MBNA online applied credit card. 6th Jul 17 at 10:22 AM
    Hi.
    I've had an MBNA credit card for many years now and quite a few years back I checked to see if I was paying ppi on it. I unfortunately was, and not being able to recall asking for it decided to contact them.
    I sent a letter directly to them and after several months received a call from some one stating that as I had applied for the credit card online and had ticked the box saying that I wanted ppi could not make a claim.

    Does anyone know if this is right? Or is there still a way I can claim my unwanted ppi payments back?

    Ta.
Page 1
    • zx81
    • By zx81 6th Jul 17, 10:33 AM
    • 13,192 Posts
    • 13,508 Thanks
    zx81
    • #2
    • 6th Jul 17, 10:33 AM
    • #2
    • 6th Jul 17, 10:33 AM
    It can't be mis sold when you sold it to yourself.
    • -taff
    • By -taff 6th Jul 17, 5:58 PM
    • 7,348 Posts
    • 4,776 Thanks
    -taff
    • #3
    • 6th Jul 17, 5:58 PM
    • #3
    • 6th Jul 17, 5:58 PM
    You bought it, you weren't sold it, so you can't complain it was missold.
    • antrobus
    • By antrobus 7th Jul 17, 5:57 PM
    • 15,045 Posts
    • 21,383 Thanks
    antrobus
    • #4
    • 7th Jul 17, 5:57 PM
    • #4
    • 7th Jul 17, 5:57 PM
    If the complaint was made "quite a few years back", and rejected, it's now a dead duck.
    • maggy50
    • By maggy50 8th Jul 17, 6:33 PM
    • 751 Posts
    • 1,109 Thanks
    maggy50
    • #5
    • 8th Jul 17, 6:33 PM
    • #5
    • 8th Jul 17, 6:33 PM
    Online applications were pre ticked so if you did nor untick you bought it .
    Or so they say , I requested a copy sent to me and the tick was there but as I explained I have a long term illness which would have rendered any insurance worthless therefore I would have knowingly not selected it.
    My claim was upheld .
    Light travels faster than sound.

    This is why some people seem as bright until you hear them.
    • societys child
    • By societys child 8th Jul 17, 8:04 PM
    • 4,549 Posts
    • 4,851 Thanks
    societys child
    • #6
    • 8th Jul 17, 8:04 PM
    • #6
    • 8th Jul 17, 8:04 PM
    Online applications were pre ticked
    Bit of a sweeping statement, some may have been, many weren't.

    • takman
    • By takman 10th Jul 17, 1:13 PM
    • 2,623 Posts
    • 2,179 Thanks
    takman
    • #7
    • 10th Jul 17, 1:13 PM
    • #7
    • 10th Jul 17, 1:13 PM
    Online applications were pre ticked so if you did nor untick you bought it .
    Or so they say , I requested a copy sent to me and the tick was there but as I explained I have a long term illness which would have rendered any insurance worthless therefore I would have knowingly not selected it.
    My claim was upheld .
    Originally posted by maggy50
    So why didn't you question the charge when it appeared on your first statement?
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