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  • FIRST POST
    • 50Twuncle
    • By 50Twuncle 5th Jul 17, 3:19 PM
    • 7,737Posts
    • 1,785Thanks
    50Twuncle
    Nationwide on-line banking
    • #1
    • 5th Jul 17, 3:19 PM
    Nationwide on-line banking 5th Jul 17 at 3:19 PM
    Nationwide on-line banking is down at the moment - as is their phone app !!
    Anyone have any details of why ?
Page 3
    • RG2015
    • By RG2015 9th Jul 17, 4:58 PM
    • 303 Posts
    • 107 Thanks
    RG2015
    Correct. Every time you login, you are given the choice of using either, (a) the card reader or, (b) memorable data.

    Option A is a bit quicker and easier. But during the recent 'problems' I was obliged to use option B.
    Originally posted by antrobus
    In my experience option B is much quicker and easier and does not require either the card or the card reader. There are also three pieces of memorable data that you can choose from.
    • Armchair23
    • By Armchair23 9th Jul 17, 6:51 PM
    • 620 Posts
    • 1,099 Thanks
    Armchair23
    The only thing wrong with the concept of Option B is that when you have just opened an account and don't have a card reader you don't have any way of setting up your memorable data , at that stage it simply doesn't exist.
    • RG2015
    • By RG2015 9th Jul 17, 7:24 PM
    • 303 Posts
    • 107 Thanks
    RG2015
    The only thing wrong with the concept of Option B is that when you have just opened an account and don't have a card reader you don't have any way of setting up your memorable data , at that stage it simply doesn't exist.
    Originally posted by Armchair23
    Ok, I did it once the very first time. The reader had arrived before the bank details although I could always have used my NatWest reader I've had for a few years. But no way is it easier or quicker using the reader.
    • EarthBoy
    • By EarthBoy 9th Jul 17, 9:52 PM
    • 1,737 Posts
    • 1,048 Thanks
    EarthBoy
    But no way is it easier or quicker using the reader.
    Originally posted by RG2015
    I agree. I only use the card reader when I have to, e.g. for setting up new payees. I know my customer number, memorable data and pass number off by heart and I can type them into the boxes in a fraction of the time it takes me to put my card into the reader, enter my PIN, generate a magic number and type this into the screen.
    • Eco Miser
    • By Eco Miser 10th Jul 17, 12:08 AM
    • 2,991 Posts
    • 2,767 Thanks
    Eco Miser
    The only thing wrong with the concept of Option B is that when you have just opened an account and don't have a card reader you don't have any way of setting up your memorable data , at that stage it simply doesn't exist.
    Originally posted by Armchair23
    Really? You don't get to set up the memorable data while opening the account?
    I ask because I had online access using memorable data for years before I got a card reader. I only got that when I opened a FlexDirect account.
    Eco Miser
    Saving money for well over half a century
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