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    • littly_kitty
    • By littly_kitty 5th Jul 17, 9:29 AM
    • 76Posts
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    littly_kitty
    Does switching from a credit builder card effect the credit building process [UPDATE]
    • #1
    • 5th Jul 17, 9:29 AM
    Does switching from a credit builder card effect the credit building process [UPDATE] 5th Jul 17 at 9:29 AM
    Although I have a decent credit score, I've always found it hard to get credit cards, because I am self employed and don’t have a good income.

    I was told I should use a Aqua card to build up my credit limits as that will make it easier to get a credit card elsewhere. I recently built up my limit with Aqua to £1200 (After six months).

    However, the Aqua card doesn't offer any rewards, so I am thinking of switching.

    If I apply for another card and stop using Aqua then will that affect the credit building process?
    Should I just stick with Aqua until my limit is higher before switching?

    My situation is kind of unique as I live with my parents, so I don't spend much. (On average it is around £30). Hence it takes a long time to build up credit history!
    Last edited by littly_kitty; 06-07-2017 at 10:46 AM.
Page 2
    • littly_kitty
    • By littly_kitty 7th Jul 17, 10:41 AM
    • 76 Posts
    • 8 Thanks
    littly_kitty
    After all that TSB are saying that my TSB credit card application hasn't been isn't linked to my TSB bank account, so they can't process it the credit application and that I need to go to the branch to get them linked. I went to the branch, but they said I need to ring them. I rang them, and they sent me back to the branch, saying that I should go to a bigger one which is too far away.

    Rather than continue to play ping-pong, I've decided not to bother. On the email I received from TSB it says that if I don't submit the documents they need in 28 days, then they won't continue with application. If I do nothing will that be okay, or I am better of calling them and explicitly cancelling it?

    Thanks for any help.
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