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  • FIRST POST
    • TheElite
    • By TheElite 5th Jul 17, 9:16 AM
    • 6Posts
    • 0Thanks
    TheElite
    Missold premium account and credit card?
    • #1
    • 5th Jul 17, 9:16 AM
    Missold premium account and credit card? 5th Jul 17 at 9:16 AM
    Hi people

    First time poster. Had this question on my mind for a long time but only just bothered to ask it.

    Around 8 or 9 years back, while in university, I went to the bank to deposit some money for the tuition fee and the cashier told me that one of the managers would like to discuss some options with me.

    She called me into the office and talked 18 year old me into getting a credit card and switch my classic Lloyds account to a premium account (I can't remember how much it was, around £10 per month or something, but I cancelled a few months later).

    1) Would this be seen to be misselling?
    2) Given that a few years have passed, can something be done about this?


    Thanks in advance for any advice
Page 2
    • MEM62
    • By MEM62 13th Jul 17, 9:40 AM
    • 1,329 Posts
    • 949 Thanks
    MEM62
    How many cases claiming to be mis-sold are actually mis-bought ?
    Originally posted by ERICS MUM
    Probably most of them.
    • pooch
    • By pooch 13th Jul 17, 10:54 AM
    • 709 Posts
    • 341 Thanks
    pooch
    Hi people

    First time poster. Had this question on my mind for a long time but only just bothered to ask it.

    Around 8 or 9 years back, while in university, I went to the bank to deposit some money for the tuition fee and the cashier told me that one of the managers would like to discuss some options with me.

    She called me into the office and talked 18 year old me into getting a credit card and switch my classic Lloyds account to a premium account (I can't remember how much it was, around £10 per month or something, but I cancelled a few months later).

    1) Would this be seen to be misselling?
    2) Given that a few years have passed, can something be done about this?


    Thanks in advance for any advice
    Originally posted by TheElite
    Take a look around the site

    e.g. here is the specific board for issues relating to Reclaiming Bank & Credit Card Charges
    http://forums.moneysavingexpert.com/forumdisplay.php?f=102

    If you read the sticky thread there (so called as it is stuck to the top of that board) , you should find lots of info, discussion, etc to assist you
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