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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 2nd Jul 17, 12:55 PM
    • 3,330Posts
    • 9,427Thanks
    Dolly Rocker
    The life and times of Dolly.........
    • #1
    • 2nd Jul 17, 12:55 PM
    The life and times of Dolly......... 2nd Jul 17 at 12:55 PM
    So I wanted to start this new long term diary as I want to put down some plans in my head & feel that this is the best way to do it.

    I am going to split my goals up a little, some will be never ending but some will come to a close when I meet the goals so here goes...............

    Lifetime Goals
    Debt free - ONGOING
    Get to 10st 7lbs - ONGOING
    Save our home deposit - NOT STARTED
    Pay off our mortgage - NOT STARTED
    Save for retirement - NOT STARTED
    Take a world cruise - NOT STARTED
    Retire and enjoy life - LONG WAY TO GO YET!


    Neverending Lifetime Goals
    Pay for Christmas and Birthday with surveys - ONGOING
    Save a 6 month emergency fund - NOT STARTED
    Save for home improvements - NOT STARTED
    Save for holidays - ONGOING
    Stay at 10st 7lbs - NOT STARTED
    Save the smoosh - ONGOING

    Dxxx
    Last edited by Dolly Rocker; 21-08-2017 at 4:44 PM.
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
Page 7
    • Dolly Rocker
    • By Dolly Rocker 13th Sep 17, 4:26 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    15st 9lbs today.

    Hopefully the slow cooker will come tomorrow, husband wants the first dinner to me a massaman lamb curry.

    Looking for a recipe now, can find loads for beef but not many for lamb.

    Just about to use all my survey funds to order my Granny her 90th birthday present, a wheelchair so we can take her out more with us!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Poor_Single_lady
    • By Poor_Single_lady 13th Sep 17, 9:26 PM
    • 1,000 Posts
    • 3,659 Thanks
    Poor_Single_lady
    You're doing so well Dolly. Got it all organised and almost there. xxxx
    • Dolly Rocker
    • By Dolly Rocker 18th Sep 17, 3:11 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Had a super fun but busy weekend with some family over from Canada.

    In work now till 6.30pm and we hit the ground running this morning, will try to pop on later for a proper browse and catch up but can only have a flying visit right now.

    Thanks PSL!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 19th Sep 17, 12:27 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Well time for a wee update and some ramblings from me

    I've been having a wee look at all the totals this morning, I wanted to be debt free by 1 December 2017 but have known for a while that this wasn't going to happen but I'm starting to feel a bit sad about it

    I know I'm gonna be debt free now by February 2018 at the latest but I really wanted to start 2018 on a new slate so that we could start saving for our home.

    Oh well who ever had plans that went exactly as they thought they would, I will get over it!

    So based on my calculations there should still be around £1971.00 to be paid off in 2018.

    Will do what I can to pay off wee bits and bobs if there is any extra going at all but it's still not gonna make it go away this year

    Now here's my dilemma of sorts, I do have some money stashed away (£1000.00). This has accumulated this year from my work bonus and referring people to Nationwide so it's really been money for nothing (so I'm telling myself) so I kinda want to keep this in the account as I've never had savings before so I'm loving the novelty of it

    I don't want to use this to pay the debt because it's still not gonna all be gone so I'm still gonna feel the same sadness that I have debt in 2018 anyway.

    Meh, this has been a bit of a ramble but felt like I needed to get it out of my head.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 20th Sep 17, 11:02 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Right I'm kinda over the whole rant from yesterday.

    I have made great progress over the last year and I am super happy with that.

    I've thought about it and realised that it would have been so easy just to continue on the bad path that I was on to keep adding to the debt even slightly each year but I haven't. I have really focused and paid a lot of debt off this year.

    I don't think the husband realises either quite how much planning and organising goes into it but hey ho there you go!

    In work till 6.30pm then off till Tuesdayyyyyyyyy - oh yeah!

    Plans for the time off are;

    * See my sister and the munchkins tomorrow (low spend if possible)
    * Shopping for my grannies birthday on Friday (her birthday is Saturday)
    * Grannies 90th birthday party on Saturday!!!
    * Take the husband out for a nice Sunday roast (using up a £15.00 gift voucher that runs out 27.09.2017)
    * Cook a massaman lamb curry in the slow cooker (first use I am excited)
    * Lazy day at home Monday

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • in need of direction
    • By in need of direction 20th Sep 17, 4:10 PM
    • 4,572 Posts
    • 25,616 Thanks
    in need of direction
    hey you, you're doing brilliantly. just stick with it and in less than 6 months, you'll be debt free with your nest egg intact
    Mortgage at 01.01.14 £119,481.83 today £81,750.18, target £75,000 by 31/12/17 Offset fund today £3,975.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    Current weight loss 1/34 by 28 feb 2018
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 20th Sep 17, 4:42 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    You're right INOD.

    I will be super chuffed with myself then.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
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