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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 2nd Jul 17, 12:55 PM
    • 3,290Posts
    • 9,287Thanks
    Dolly Rocker
    The life and times of Dolly.........
    • #1
    • 2nd Jul 17, 12:55 PM
    The life and times of Dolly......... 2nd Jul 17 at 12:55 PM
    So I wanted to start this new long term diary as I want to put down some plans in my head & feel that this is the best way to do it.

    I am going to split my goals up a little, some will be never ending but some will come to a close when I meet the goals so here goes...............

    Lifetime Goals
    Debt free - ONGOING
    Get to 10st 7lbs - ONGOING
    Save our home deposit - NOT STARTED
    Pay off our mortgage - NOT STARTED
    Save for retirement - NOT STARTED
    Take a world cruise - NOT STARTED
    Retire and enjoy life - LONG WAY TO GO YET!


    Neverending Lifetime Goals
    Pay for Christmas and Birthday with surveys - ONGOING
    Save a 6 month emergency fund - NOT STARTED
    Save for home improvements - NOT STARTED
    Save for holidays - ONGOING
    Stay at 10st 7lbs - NOT STARTED
    Save the smoosh - ONGOING

    Dxxx
    Last edited by Dolly Rocker; 02-07-2017 at 1:12 PM.
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
Page 4
    • Dolly Rocker
    • By Dolly Rocker 10th Jul 17, 9:02 PM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    PSL - Aw chuffed to bits to hear that my ramblings are inspirational to someone at least!

    Ammeretto - Well hello there. Welcome to the madhouse Honestly it feels so much better to know that its not going on a CC were it has previous years. We will enjoy it much more I am sure!

    Oh it's notebooks & post it notes with me, they are everywhere! I just ordered a new 18 month week to view diary, all paid for with surveys & it was on sale so I call that a win win for me!

    Amazon prime so it will be delivered to work tomorrow - I am excited!!!!

    I'm using pens that I nabbed out of our hotel when we were on holiday. It writes so well so I'm happy with that.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 12th Jul 17, 11:02 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Quidco
    So Quidco have declined my car hire cashback, they confirmed it has been paid to another referrer!

    Well thanks for letting me know

    Waiting on one more cashback claim then I am closing that account, really annoyed me so they have!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 12th Jul 17, 11:22 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Pay for Christmas and Birthday with surveys - ONGOING
    £25.00 - Onepoll (cash out £40.00)
    £46.00 - Populuslive (cash out £50.00)
    £7.05 - Prolific Academic (cash out £20.00 so no fee)
    £3.00 - Valued Opinions
    £0.00 - Pinecone Research (cash out at £3.00)
    0 points - Opinion Outpost (50 points = £2.50 Paypal)
    430 points - Receipt Hog (1000 points = £3.00 Amazon)
    £11.87 - Paypal (gained through surveys)
    £7.76 - Amazon (gained through surveys)
    £46.68 - Nectar
    £59.89 - Boots
    £4.46 - Superdrug

    £211.71 - Totals

    Just need to stop spending it on myself & we'll be sorted

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • monz
    • By monz 12th Jul 17, 12:29 PM
    • 2,660 Posts
    • 7,291 Thanks
    monz
    treat yo self sometimes :P xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,741.18/10,000
    mums xmas vouchers boots (surveys ) 20/50
    Christmas - 0/400
    Australia 2019 - /5000
    • Dolly Rocker
    • By Dolly Rocker 13th Jul 17, 7:40 PM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Inventory - nails
    Okay so I did it, I counted all my nail polishes etc & I am disgusted to say I have 67, yes 67 in total.

    This is a mix of polishes, strips & stick on nails

    There is no way I am wasting any more money on stuff like this till I use up the massive amounts I have lying around this house!

    So currently using up:

    OPI orange
    Nail hardener
    Top coat

    Will keep going with these till they are done then choose another colour from the many in my drawer

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • in need of direction
    • By in need of direction 13th Jul 17, 8:35 PM
    • 4,507 Posts
    • 25,215 Thanks
    in need of direction
    think how much space you will free up. better stock up on nail polish remover!
    Mortgage at 01.01.14 £119,481.83 today £81,750.18, target £75,000 by 31/12/17 Offset fund today £3,975.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    Current weight loss 1/34 by 28 feb 2018
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • armchairexpert
    • By armchairexpert 14th Jul 17, 5:25 AM
    • 546 Posts
    • 3,562 Thanks
    armchairexpert
    67! Goodness, you could have a different colour for every nail and still not repeat a look for a week.

    I can't believe you're on P4 and nobody's asked you for an SOA yet, Dolly. Are we all slipping?
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    • Dolly Rocker
    • By Dolly Rocker 15th Jul 17, 2:38 PM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Off out for dinner tonight so I am about to paint my nails again.

    Operation use up before I buy more is underway!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Poor_Single_lady
    • By Poor_Single_lady 16th Jul 17, 8:53 AM
    • 945 Posts
    • 3,434 Thanks
    Poor_Single_lady
    67 is amazing! But yes would not have helped on the debt payments. I only have 8 but only paint toes.
    Love that you are using what you have got. This is my aim all the time but not always easy. Easy on paper but harder to actually-do.
    Thing is with nail varnish in my experience it pays not to buy too cheap. Cheap cheaper ones dry harder and are more brittle I think.
    Also was reading yesterday that just recently overall people have stopped spending so much money- but sales of low value cosmetics like high end lipsticks have soared and retailers are calling this the "lipstick effect" but it's not a new thing and was first seen in the downturn in the 1930s. So if you are buying lipsticks and other small things you are not alone.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Dolly Rocker
    • By Dolly Rocker 16th Jul 17, 8:57 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    It all stops now, I am only buying when the last drop has been used.

    Will save me quite a bit over the next year I would imagine.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • MistyMountainTop
    • By MistyMountainTop 16th Jul 17, 12:03 PM
    • 595 Posts
    • 2,004 Thanks
    MistyMountainTop
    I'm taking the same approach now with makeup. I used to find something I really liked and then stocked up as it seemed as soon as I found something reliable it was discontinued. As I get older I'm wearing less makeup and what I do use is much more subtle - the makeup I stocked up on is too harsh now and makes me look like a sad old mutton. I have 6 unopened black eyeliners, lots of foundation and blush that I won't use, so will donate them to charity and not buy new until what I have is nearly gone.
    Current Weight Loss: 2/ 96
    • MistyMountainTop
    • By MistyMountainTop 23rd Jul 17, 11:46 AM
    • 595 Posts
    • 2,004 Thanks
    MistyMountainTop
    Hope all is well xx
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 24th Jul 17, 8:18 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Starting Weight
    16st 7lbs

    Current Weight
    15st 8lbs

    Still To Lose
    71lbs

    Lost
    13lbs

    Back to it.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 25th Jul 17, 9:20 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Debt free - ONGOING
    Starting Debt Total
    £15,000

    Current Debt
    £5911.28

    Oh my godddddddd, so happy. DH got a great wage this month so we are now in the 5's!

    If we can keep up like this we we could actually do this!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • MistyMountainTop
    • By MistyMountainTop 25th Jul 17, 9:20 AM
    • 595 Posts
    • 2,004 Thanks
    MistyMountainTop
    Brilliant news!!!!!
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 25th Jul 17, 9:23 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Honestly MMT I am super chuffed!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 27th Jul 17, 11:44 AM
    • 3,290 Posts
    • 9,287 Thanks
    Dolly Rocker
    Made a wee extra payment of £57.97 today to my Grocery CC so that this starts with a zero balance in August.

    Need to do better with the spending on this CC as did go a bit crazy again, eating out a lot things like that.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • enthusiasticsaver
    • By enthusiasticsaver 27th Jul 17, 11:59 AM
    • 3,972 Posts
    • 7,138 Thanks
    enthusiasticsaver
    Fantastic start to new diary Dolly and super impressed with survey moneys (not the doing it in work bit )

    We have been to Rome and Las Vegas and sure you will love both. We also love cruises. Not done the world one but my mum and stepdad did a few years ago. My husband reluctant to spend 3 months away from home though which is as long as it takes with P and O. I think I would miss my daughters and granddaughter too much too so we think we may do it in separate legs over a few years after I retire in December.

    I have found the answer to not stockpiling stuff or getting sucked into bulk buying. Everything has a place in our house (I am a bit OCD re tidiness and knowing where things are) so I really don't have space to hoard stuff. I also know immediately when running low on particular things.
    Countdown to early retirement on 31.12.17 4.5 months to go.
    • Poor_Single_lady
    • By Poor_Single_lady 27th Jul 17, 6:01 PM
    • 945 Posts
    • 3,434 Thanks
    Poor_Single_lady
    You are in the 5s! I am so impressed. You are amazing. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • monz
    • By monz 31st Jul 17, 11:40 AM
    • 2,660 Posts
    • 7,291 Thanks
    monz
    amazing being in the £5,000's absolutely amazing all your hard work paying off how are things Dolly xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,741.18/10,000
    mums xmas vouchers boots (surveys ) 20/50
    Christmas - 0/400
    Australia 2019 - /5000
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