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  • FIRST POST
    • byateammate
    • By byateammate 19th Jun 17, 10:42 AM
    • 1Posts
    • 0Thanks
    byateammate
    Starting a new job, how long till I can apply?
    • #1
    • 19th Jun 17, 10:42 AM
    Starting a new job, how long till I can apply? 19th Jun 17 at 10:42 AM
    I'm about to start work again after being at home looking after the kids for over a year. I was wondering how long I should wait before applying for a balance transfer credit card? I've not been able to apply for one since I've not had an income. Would 3 months be enough?
Page 1
    • zx81
    • By zx81 19th Jun 17, 10:45 AM
    • 12,507 Posts
    • 12,670 Thanks
    zx81
    • #2
    • 19th Jun 17, 10:45 AM
    • #2
    • 19th Jun 17, 10:45 AM
    Maybe. Varies by lender of course, and will depend on a lot of other factors. A BT card will be a lot harder to get than a standard one.

    Have a look at the published criteria of a few lenders to know where to best apply.

    If rejected, leave it another three months.
    • PeacefulWaters
    • By PeacefulWaters 19th Jun 17, 10:50 AM
    • 6,580 Posts
    • 8,074 Thanks
    PeacefulWaters
    • #3
    • 19th Jun 17, 10:50 AM
    • #3
    • 19th Jun 17, 10:50 AM
    I'm about to start work again after being at home looking after the kids for over a year. I was wondering how long I should wait before applying for a balance transfer credit card? I've not been able to apply for one since I've not had an income. Would 3 months be enough?
    Originally posted by byateammate
    The longer the better. But there's no fixed rule.

    If you're registered to vote, pay your bills on time and work you have a chance.
    • A4445
    • By A4445 19th Jun 17, 5:18 PM
    • 584 Posts
    • 273 Thanks
    A4445
    • #4
    • 19th Jun 17, 5:18 PM
    • #4
    • 19th Jun 17, 5:18 PM
    As far as I can remember Barclaycard don't ask how long you've been in employment
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