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  • FIRST POST
    • laney1999
    • By laney1999 15th Jun 17, 10:38 PM
    • 1Posts
    • 0Thanks
    laney1999
    Do car insurance companies credit check?
    • #1
    • 15th Jun 17, 10:38 PM
    Do car insurance companies credit check? 15th Jun 17 at 10:38 PM
    Hi,

    I was just wondering if anyone knows if more than credit check for car insurance? Also, can someone else make the car insurance payments and if they do credit check, will it be me, the policy holder, or the person who is paying.

    It says on their website about a credit agreement, however it does not mention about giving them permission to do a check.

    Thanks!
Page 1
    • Quentin
    • By Quentin 15th Jun 17, 10:41 PM
    • 33,319 Posts
    • 17,241 Thanks
    Quentin
    • #2
    • 15th Jun 17, 10:41 PM
    • #2
    • 15th Jun 17, 10:41 PM
    They will point out that a credit check will be made if you select payment by instalments when applying for a policy


    MSE article on credit checks by insurers: http://www.moneysavingexpert.com/insurance/comparison-site-credit-score?_ga=2.253077641.1888130009.1497356174-624815573.1497356174
    Last edited by Quentin; 15-06-2017 at 10:45 PM.
    • forgotmyname
    • By forgotmyname 16th Jun 17, 5:05 PM
    • 26,050 Posts
    • 10,386 Thanks
    forgotmyname
    • #3
    • 16th Jun 17, 5:05 PM
    • #3
    • 16th Jun 17, 5:05 PM
    Some do a soft search just to see if your details are correct. I get a load of searches in the month my car insurance is due.

    If you apply for credit/pay monthly then i would expect a full search to be done.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
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