Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • tallulah123
    • By tallulah123 14th Jun 17, 4:37 PM
    • 2Posts
    • 0Thanks
    waiting for remortgage offer
    • #1
    • 14th Jun 17, 4:37 PM
    waiting for remortgage offer 14th Jun 17 at 4:37 PM
    Hi Anyone waiting for their re mortgage offer? It seems to be taking so long! We are self employed, and have provided SA302's however they have asked now for our accounts for the last 2 years is this normal?
Page 1
    • bengalknights
    • By bengalknights 14th Jun 17, 4:46 PM
    • 4,046 Posts
    • 1,479 Thanks
    • #2
    • 14th Jun 17, 4:46 PM
    • #2
    • 14th Jun 17, 4:46 PM
    Yes this is normal for self certified mortgages
    • kingstreet
    • By kingstreet 14th Jun 17, 5:37 PM
    • 31,615 Posts
    • 16,884 Thanks
    • #3
    • 14th Jun 17, 5:37 PM
    • #3
    • 14th Jun 17, 5:37 PM
    The usual income requirement for the self-employed and directors owning 20% or more is;-

    HMRC SA302/or HMRC SA Online Tax Calcs for the latest two years


    Tax Year Overviews for those two years


    latest two years accounts.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • tallulah123
    • By tallulah123 19th Jun 17, 12:46 PM
    • 2 Posts
    • 0 Thanks
    • #4
    • 19th Jun 17, 12:46 PM
    • #4
    • 19th Jun 17, 12:46 PM
    Hello Thank you for this, we have provided SA302's and accounts, so hopefully we will find out soon. Valuation has been done and I assume all the credit checks.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,159Posts Today

8,250Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin