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  • FIRST POST
    • tallulah123
    • By tallulah123 14th Jun 17, 4:37 PM
    • 2Posts
    • 0Thanks
    tallulah123
    waiting for remortgage offer
    • #1
    • 14th Jun 17, 4:37 PM
    waiting for remortgage offer 14th Jun 17 at 4:37 PM
    Hi Anyone waiting for their re mortgage offer? It seems to be taking so long! We are self employed, and have provided SA302's however they have asked now for our accounts for the last 2 years is this normal?
Page 1
    • bengalknights
    • By bengalknights 14th Jun 17, 4:46 PM
    • 4,046 Posts
    • 1,479 Thanks
    bengalknights
    • #2
    • 14th Jun 17, 4:46 PM
    • #2
    • 14th Jun 17, 4:46 PM
    Yes this is normal for self certified mortgages
    • kingstreet
    • By kingstreet 14th Jun 17, 5:37 PM
    • 31,615 Posts
    • 16,884 Thanks
    kingstreet
    • #3
    • 14th Jun 17, 5:37 PM
    • #3
    • 14th Jun 17, 5:37 PM
    The usual income requirement for the self-employed and directors owning 20% or more is;-

    HMRC SA302/or HMRC SA Online Tax Calcs for the latest two years

    PLUS

    Tax Year Overviews for those two years

    OR

    latest two years accounts.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • tallulah123
    • By tallulah123 19th Jun 17, 12:46 PM
    • 2 Posts
    • 0 Thanks
    tallulah123
    • #4
    • 19th Jun 17, 12:46 PM
    • #4
    • 19th Jun 17, 12:46 PM
    Hello Thank you for this, we have provided SA302's and accounts, so hopefully we will find out soon. Valuation has been done and I assume all the credit checks.
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