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  • FIRST POST
    • Jimbo911
    • By Jimbo911 14th Jun 17, 4:17 PM
    • 23Posts
    • 3Thanks
    Jimbo911
    Investment Funds
    • #1
    • 14th Jun 17, 4:17 PM
    Investment Funds 14th Jun 17 at 4:17 PM
    I have 2 investment funds to choose from which I plan to put money into each month for the next 4 years.

    Any thoughts on which option is going to give me the best return? Option A or B?

    OPTION A

    UK Equities, 4.4%
    Global Developed Market Equities, 17.5%
    Global Multi-Factor Equities, 3.9%
    Global Small-Cap Equities, 2.3%
    Emerging Market Equities, 3.7%
    Global Property, 3.4%
    Commodities, 1.4%
    Global Corporate Bonds, 7.1%
    UK Corporate Bonds, 8.4%
    Gilts, 12.2%
    Index-Linked Gilts, 35.6%
    Cash, 0.0%

    OPTION B

    UK Equities, 7.7%
    Global Developed Market Equities, 30.4%
    Global Multi-Factor Equities, 6.7%
    Global Small-Cap Equities, 4.2%
    Emerging Market Equities, 6.8%
    Global Property, 7.1%
    Commodities, 3.0%
    Global Corporate Bonds, 14.9%
    UK Corporate Bonds, 2.9%
    Gilts, 3.2%
    Index-Linked Gilts, 13.2%
    Cash, 0.0%
Page 1
    • ischofie1
    • By ischofie1 14th Jun 17, 4:29 PM
    • 180 Posts
    • 141 Thanks
    ischofie1
    • #2
    • 14th Jun 17, 4:29 PM
    • #2
    • 14th Jun 17, 4:29 PM
    Option A has a bigger % of equities hence could be more volatile but likely to get you better returns long turn.
    All depends on your appetite to volatility/risk as to whether you go A or B but only you can answer.
    • dunstonh
    • By dunstonh 14th Jun 17, 4:32 PM
    • 89,852 Posts
    • 55,457 Thanks
    dunstonh
    • #3
    • 14th Jun 17, 4:32 PM
    • #3
    • 14th Jun 17, 4:32 PM
    Any thoughts on which option is going to give me the best return? Option A or B?
    The answer is option A. Or option B.

    You would like to think option B would give the best returns over 20-30-40 years. However, if under 10 years then it could easily be either option
    • ischofie1
    • By ischofie1 14th Jun 17, 4:32 PM
    • 180 Posts
    • 141 Thanks
    ischofie1
    • #4
    • 14th Jun 17, 4:32 PM
    • #4
    • 14th Jun 17, 4:32 PM
    Sorry got that the wrong way round.
    B has more equities.
    • eskbanker
    • By eskbanker 14th Jun 17, 4:39 PM
    • 5,611 Posts
    • 5,451 Thanks
    eskbanker
    • #5
    • 14th Jun 17, 4:39 PM
    • #5
    • 14th Jun 17, 4:39 PM
    For anyone thinking the question is being asked in a vacuum or wondering what the significance of the four years is, this would appear to be a continuation of OP's thread on the pensions board.
    • AnotherJoe
    • By AnotherJoe 14th Jun 17, 5:16 PM
    • 7,394 Posts
    • 7,933 Thanks
    AnotherJoe
    • #6
    • 14th Jun 17, 5:16 PM
    • #6
    • 14th Jun 17, 5:16 PM
    For anyone thinking the question is being asked in a vacuum or wondering what the significance of the four years is, this would appear to be a continuation of OP's thread on the pensions board.
    Originally posted by eskbanker
    ....... Except pointlessly asked with even less background as it appears the OP doesn't like the answers he got there.

    I would invest in option C. 100% HMWO. 100% equities.
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