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  • FIRST POST
    • Erin19
    • By Erin19 14th Jun 17, 3:47 PM
    • 3Posts
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    Erin19
    Help
    • #1
    • 14th Jun 17, 3:47 PM
    Help 14th Jun 17 at 3:47 PM
    I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

    Thanks.
Page 1
    • Moneyineptitude
    • By Moneyineptitude 14th Jun 17, 3:51 PM
    • 18,861 Posts
    • 9,011 Thanks
    Moneyineptitude
    • #2
    • 14th Jun 17, 3:51 PM
    • #2
    • 14th Jun 17, 3:51 PM
    There is no possibility of "reclaiming charges" unless they have been improperly applied or if you can show that you are in the Bank's definition of financial hardship.

    Understand that any refund, should it be granted, is done as a "goodwill" gesture and is typically only of charges during the last six months.

    Are you in financial hardship, or just dipping over your overdraft?
    • dunstonh
    • By dunstonh 14th Jun 17, 4:01 PM
    • 88,271 Posts
    • 53,500 Thanks
    dunstonh
    • #3
    • 14th Jun 17, 4:01 PM
    • #3
    • 14th Jun 17, 4:01 PM
    I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

    Thanks.
    Originally posted by Erin19
    Why do you think you shouldn't be charged? Were the charges wrong?

    I
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
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