Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • underachiever
    • By underachiever 14th Jun 17, 2:11 PM
    • 31Posts
    • 839Thanks
    underachiever
    Home Insurance Renewal
    • #1
    • 14th Jun 17, 2:11 PM
    Home Insurance Renewal 14th Jun 17 at 2:11 PM
    Had the standard letter wanting to charge me £50 for the same policy this year, phoned them up and they reduced it by £45. However, if I go online can get the same policy, same company even cheaper by about £20.

    Can I cancel (let run out) my policy and rebook with the same company without it being a "grey area".
Page 1
    • Quentin
    • By Quentin 14th Jun 17, 3:35 PM
    • 33,243 Posts
    • 17,186 Thanks
    Quentin
    • #2
    • 14th Jun 17, 3:35 PM
    • #2
    • 14th Jun 17, 3:35 PM
    If you mean is it oK to start a new policy for less than the renewal price of your existing policy then yes, assuming they accept you


    Otherwise you need to explain what "grey area" you are concerned about
    • underachiever
    • By underachiever 14th Jun 17, 4:00 PM
    • 31 Posts
    • 839 Thanks
    underachiever
    • #3
    • 14th Jun 17, 4:00 PM
    • #3
    • 14th Jun 17, 4:00 PM
    I just thought it might be a grey area starting a new policy with the same company rather than renewing.
    • takman
    • By takman 14th Jun 17, 5:55 PM
    • 2,820 Posts
    • 2,357 Thanks
    takman
    • #4
    • 14th Jun 17, 5:55 PM
    • #4
    • 14th Jun 17, 5:55 PM
    Had the standard letter wanting to charge me £50 for the same policy this year, phoned them up and they reduced it by £45. However, if I go online can get the same policy, same company even cheaper by about £20.

    Can I cancel (let run out) my policy and rebook with the same company without it being a "grey area".
    Originally posted by underachiever
    So they send you a quote for £50 and then they reduced it by £45 when you phoned them which means it is now £5.

    Then online you saw the policy £20 less, so -£15. They are paying you to go with them

    or maybe you just missed out the word "more"
    • underachiever
    • By underachiever 18th Jun 17, 5:53 PM
    • 31 Posts
    • 839 Thanks
    underachiever
    • #5
    • 18th Jun 17, 5:53 PM
    • #5
    • 18th Jun 17, 5:53 PM
    Yes missed out "more"
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

156Posts Today

1,667Users online

Martin's Twitter