Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • katiec85
    • By katiec85 13th Jun 17, 1:59 PM
    • 2Posts
    • 2Thanks
    katiec85
    Mortgage Credit Checks - How many times
    • #1
    • 13th Jun 17, 1:59 PM
    Mortgage Credit Checks - How many times 13th Jun 17 at 1:59 PM
    our conveyancer has put in the certificate of title request we are now eagerly waiting to complete on friday with a nationwide mortgage i would like to ask though do nationwide re credit check you at this stage? i am annoyed with my partner for going out and "surprising me" buy getting a great deal on a bed we had been looking at on sunday. He got 0% finance as it was too good to turn down, even though his credit score is excellent i am worried this £1500 finance is going to have a negative effect on the completion date? any help reassurance would be much appreciated
Page 1
    • SuboJvR
    • By SuboJvR 13th Jun 17, 2:47 PM
    • 214 Posts
    • 157 Thanks
    SuboJvR
    • #2
    • 13th Jun 17, 2:47 PM
    • #2
    • 13th Jun 17, 2:47 PM
    I believe strictly speaking that you should disclose the new debt to the lender as your financial commitments have now changed.

    If you don't need the new bed yet I would consider asking him to cancel under the cooling off period until you are in your house!

    Mind you as it's so close to your completion date now they may not pick it up but it's not the smartest thing to have done...
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,781Posts Today

9,112Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin