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    • katiec85
    • By katiec85 13th Jun 17, 1:59 PM
    • 1Posts
    • 2Thanks
    Mortgage Credit Checks - How many times
    • #1
    • 13th Jun 17, 1:59 PM
    Mortgage Credit Checks - How many times 13th Jun 17 at 1:59 PM
    our conveyancer has put in the certificate of title request we are now eagerly waiting to complete on friday with a nationwide mortgage i would like to ask though do nationwide re credit check you at this stage? i am annoyed with my partner for going out and "surprising me" buy getting a great deal on a bed we had been looking at on sunday. He got 0% finance as it was too good to turn down, even though his credit score is excellent i am worried this £1500 finance is going to have a negative effect on the completion date? any help reassurance would be much appreciated
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    • SuboJvR
    • By SuboJvR 13th Jun 17, 2:47 PM
    • 455 Posts
    • 338 Thanks
    • #2
    • 13th Jun 17, 2:47 PM
    • #2
    • 13th Jun 17, 2:47 PM
    I believe strictly speaking that you should disclose the new debt to the lender as your financial commitments have now changed.

    If you don't need the new bed yet I would consider asking him to cancel under the cooling off period until you are in your house!

    Mind you as it's so close to your completion date now they may not pick it up but it's not the smartest thing to have done...
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