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  • FIRST POST
    • quirko
    • By quirko 12th Jun 17, 5:31 PM
    • 5Posts
    • 0Thanks
    quirko
    Electoral role
    • #1
    • 12th Jun 17, 5:31 PM
    Electoral role 12th Jun 17 at 5:31 PM
    Hello all,

    My mother lives in Spain and needs to get a mortgage. She owns a property here in the UK but its LET while she lives abroad.

    For her to get a mortgage she needs to be on an electoral roll and she has asked me if its okay to add her to my address.

    Is this illegal or can I add her to my address?

    Many thanks
    Ade
    Last edited by quirko; 12-06-2017 at 5:54 PM.
Page 1
    • aneary
    • By aneary 12th Jun 17, 5:33 PM
    • 155 Posts
    • 81 Thanks
    aneary
    • #2
    • 12th Jun 17, 5:33 PM
    • #2
    • 12th Jun 17, 5:33 PM
    Do you live alone?

    If you do you will lose your single person allowance.
    • quirko
    • By quirko 12th Jun 17, 5:35 PM
    • 5 Posts
    • 0 Thanks
    quirko
    • #3
    • 12th Jun 17, 5:35 PM
    • #3
    • 12th Jun 17, 5:35 PM
    No, I am married.
    • AnotherJoe
    • By AnotherJoe 12th Jun 17, 5:39 PM
    • 6,512 Posts
    • 6,927 Thanks
    AnotherJoe
    • #4
    • 12th Jun 17, 5:39 PM
    • #4
    • 12th Jun 17, 5:39 PM
    It would be fraud, since she'd be lying to the mortgage company. Of course, odds of her being caught might be quite low but even so .....

    It might also cause all sorts of taxation issues if she became a UK resident. Is she paying tax on her rent? has she provided a UK address for her tenants to contact her? Protected the deposit?

    Its the electoral "roll" BTW.
    • quirko
    • By quirko 12th Jun 17, 5:47 PM
    • 5 Posts
    • 0 Thanks
    quirko
    • #5
    • 12th Jun 17, 5:47 PM
    • #5
    • 12th Jun 17, 5:47 PM
    Thank you. That was the answer I needed. Thanks for the correction! BTW
    Last edited by quirko; 12-06-2017 at 5:53 PM.
    • amnblog
    • By amnblog 13th Jun 17, 11:49 AM
    • 9,380 Posts
    • 3,616 Thanks
    amnblog
    • #6
    • 13th Jun 17, 11:49 AM
    • #6
    • 13th Jun 17, 11:49 AM
    There are both civil and criminal penalties for supplying false information to the Electoral Registration Officer.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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