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  • FIRST POST
    • clay0001
    • By clay0001 12th Jun 17, 2:19 PM
    • 1Posts
    • 0Thanks
    clay0001
    Cashing in widows pension
    • #1
    • 12th Jun 17, 2:19 PM
    Cashing in widows pension 12th Jun 17 at 2:19 PM
    Hello, I am enquiring as to weather a widowers pension can be cashed in. I receive a very small pension form my late wife's pension, it is only about £25 a month.

    Thank you

    PS
    is there a way of finding out if she had any other pensions , she work for the LEB in the 70's
Page 1
    • Linton
    • By Linton 12th Jun 17, 2:32 PM
    • 7,909 Posts
    • 7,709 Thanks
    Linton
    • #2
    • 12th Jun 17, 2:32 PM
    • #2
    • 12th Jun 17, 2:32 PM
    You can ask the pension provider whether they would be prepared to offer a one-off payment but they have the right to say no.
    • Silvertabby
    • By Silvertabby 12th Jun 17, 4:37 PM
    • 1,126 Posts
    • 1,271 Thanks
    Silvertabby
    • #3
    • 12th Jun 17, 4:37 PM
    • #3
    • 12th Jun 17, 4:37 PM
    Looks like LEB may now be part of EDF. However, it is likely that your wife would only have deferred pension benefits if she worked full time for at least 5 years. If she did have deferred benefits, then I'm afraid that as she left before 1988 there won't be any widower's pension benefits due to you. It's still worth asking, though, as there may be a one-off lump sum due to you/her estate.

    Deferred

    Are you entitled to a deferred pension?
    Former electricity industry employees seeking to trace a pension entitlement should contact Kevin Groves the ESPS scheme secretary on 020 770 94513 or email EPSL@capita.co.uk
    You must state your national insurance number and date of birth. It would be helpful if you name the electricity board or the company you worked for.
    Last edited by Silvertabby; 12-06-2017 at 4:43 PM.
    • xylophone
    • By xylophone 12th Jun 17, 10:41 PM
    • 21,641 Posts
    • 12,446 Thanks
    xylophone
    • #4
    • 12th Jun 17, 10:41 PM
    • #4
    • 12th Jun 17, 10:41 PM
    Hello, I am enquiring as to weather a widowers pension can be cashed in. I receive a very small pension form my late wife's pension, it is only about £25 a month.

    Thank you

    See https://www.pensionsadvisoryservice.org.uk/content/spotlights-files/uploads/Death_benefits_commutation_SPOT014_V1.2.pdf
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