Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Lith
    • By Lith 11th Jun 17, 4:41 PM
    • 863Posts
    • 239Thanks
    Lith
    Need an IRISH bank account.
    • #1
    • 11th Jun 17, 4:41 PM
    Need an IRISH bank account. 11th Jun 17 at 4:41 PM
    Must have this


    1: Full Current Account

    2: Visa/Mastercard Debit with contactless

    3: Online banking

    4 NO FEE/FREE


    Anyone know such a bank ? (i know there is bank of Ireland) but not sure of the fees.
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
Page 1
    • jonesMUFCforever
    • By jonesMUFCforever 11th Jun 17, 4:51 PM
    • 23,841 Posts
    • 11,042 Thanks
    jonesMUFCforever
    • #2
    • 11th Jun 17, 4:51 PM
    • #2
    • 11th Jun 17, 4:51 PM
    Where are you from?

    EU rules state that any bank need only open a basic bank account for other EU nationals.
    This would seem to rule out contactless.
    What goes around - comes around
    give lots and you will always receive lots
    • xylophone
    • By xylophone 11th Jun 17, 5:21 PM
    • 22,026 Posts
    • 12,706 Thanks
    xylophone
    • #3
    • 11th Jun 17, 5:21 PM
    • #3
    • 11th Jun 17, 5:21 PM
    https://transferwise.com/gb/blog/opening-a-bank-account-in-ireland

    may be worth a read.

    Bank of Ireland
    Bank of Ireland is the oldest and largest bank in Ireland. It also has the largest branch and ATM network in the country. You can apply for a personal account online, and you’ll get a visa debit contactless card, online banking and an overdraft facility as standard.

    • Lith
    • By Lith 11th Jun 17, 5:40 PM
    • 863 Posts
    • 239 Thanks
    Lith
    • #4
    • 11th Jun 17, 5:40 PM
    • #4
    • 11th Jun 17, 5:40 PM
    Where are you from?

    EU rules state that any bank need only open a basic bank account for other EU nationals.
    This would seem to rule out contactless.
    Originally posted by jonesMUFCforever
    Born n bred (North West)

    Looking at Bank of ireland it says i can apply online and upload a scanned copy of my passport to them ?


    it can't be that simple no ?

    @xylophone


    Yea just found that, cheers bud.


    So is it really that simple? they'll send me the debit card n details to my UK address ? 0_o
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • pmduk
    • By pmduk 11th Jun 17, 6:54 PM
    • 7,322 Posts
    • 5,288 Thanks
    pmduk
    • #5
    • 11th Jun 17, 6:54 PM
    • #5
    • 11th Jun 17, 6:54 PM
    This would seem to rule out contactless.
    Originally posted by jonesMUFCforever

    It doesn't necessarily rule out contactless, several UK institutions offer them to basic account holders. Who's to say about other countries?
    • MDMD
    • By MDMD 11th Jun 17, 9:07 PM
    • 253 Posts
    • 129 Thanks
    MDMD
    • #6
    • 11th Jun 17, 9:07 PM
    • #6
    • 11th Jun 17, 9:07 PM

    4 NO FEE/FREE
    Originally posted by Lith
    Bear in mind that even if the account is free, there may be some taxes due on debit cards if used in an ATM
    http://www.citizensinformation.ie/en/money_and_tax/tax/duties_and_vat/stamp_duty_on_financial_cards.html
    • Lith
    • By Lith 11th Jun 17, 10:17 PM
    • 863 Posts
    • 239 Thanks
    Lith
    • #7
    • 11th Jun 17, 10:17 PM
    • #7
    • 11th Jun 17, 10:17 PM
    Bear in mind that even if the account is free, there may be some taxes due on debit cards if used in an ATM
    http://www.citizensinformation.ie/en/money_and_tax/tax/duties_and_vat/stamp_duty_on_financial_cards.html
    Originally posted by MDMD
    Will be using the debit card in Ireland, when i'm over there now and them for a few months (work related)
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • paragon909
    • By paragon909 11th Jun 17, 11:39 PM
    • 1,204 Posts
    • 1,220 Thanks
    paragon909
    • #8
    • 11th Jun 17, 11:39 PM
    • #8
    • 11th Jun 17, 11:39 PM
    Why don't you just open a Euro bank account in the UK.... Doesn't need to be an Irish account just because your going to Ireland. Ireland does accept Euro because it's in the Eurozone.

    Or just get a revolut card as Revolut does basically what you want it to do.
    • Lith
    • By Lith 12th Jun 17, 12:19 AM
    • 863 Posts
    • 239 Thanks
    Lith
    • #9
    • 12th Jun 17, 12:19 AM
    • #9
    • 12th Jun 17, 12:19 AM
    Why don't you just open a Euro bank account in the UK.... Doesn't need to be an Irish account just because your going to Ireland. Ireland does accept Euro because it's in the Eurozone.

    Or just get a revolut card as Revolut does basically what you want it to do.
    Originally posted by paragon909
    I have a HSBC euro account, but it doesn't give you a debit card or anything... rather silly.


    I'll be living n working there so earning a salary and paying bills for a few months and going back n forth Uk/IE etc
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • Lith
    • By Lith 12th Jun 17, 3:56 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Just applied for Bank of Ireland - id/documents uploaded via a private link in email

    (waiting on the result)

    will let you know if it's that simple eh?


    :-)
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • Lith
    • By Lith 12th Jun 17, 4:13 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Ok some issues, upon applying (it's not accepting my UK mobile number) anyway around this?)


    Irish numbers are 10 digits uk is 11 (stuck here)
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • Chapuys
    • By Chapuys 12th Jun 17, 7:34 PM
    • 120 Posts
    • 91 Thanks
    Chapuys
    You should have just searched this recent thread
    http://forums.moneysavingexpert.com/showthread.php?t=3741997&page=11

    Tells you how to get a non-fee Irish bank account based in the UK.
    Last edited by Chapuys; 12-06-2017 at 7:37 PM.
    Anything I say in no way constitutes financial advice and anything you do is your own decision.
    • Lith
    • By Lith 12th Jun 17, 10:07 PM
    • 863 Posts
    • 239 Thanks
    Lith
    You should have just searched this recent thread
    http://forums.moneysavingexpert.com/showthread.php?t=3741997&page=11

    Tells you how to get a non-fee Irish bank account based in the UK.
    Originally posted by Chapuys
    Tried KBC, keeps asking for a PPS number (don't need one as i'll be in/out of that country.


    Bank of Ireland doesn't require you to have one... but it won't let me add my uk mobile number on the online application form..... it's annoying.
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • pmduk
    • By pmduk 13th Jun 17, 8:55 AM
    • 7,322 Posts
    • 5,288 Thanks
    pmduk
    Have you tried asking them?
    • xylophone
    • By xylophone 13th Jun 17, 12:39 PM
    • 22,026 Posts
    • 12,706 Thanks
    xylophone
    Bank of Ireland doesn't require you to have one... but it won't let me add my uk mobile number on the online application form..... it's annoying.
    Do you need to omit the first 0?

    http://www.area-codes.org.uk/international/ireland.php
    • Lith
    • By Lith 13th Jun 17, 4:28 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Have you tried asking them?
    Originally posted by pmduk
    Sent an email, (no response)


    Originally posted by xylophone


    It says add mobile number... no matter what i type 00 or 44 etc it still won't accept it. (annoying) there must be a way around this... if they have an online section for people outside Ireland to apply.?
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • xylophone
    • By xylophone 13th Jun 17, 4:42 PM
    • 22,026 Posts
    • 12,706 Thanks
    xylophone
    It says add mobile number... no matter what i type 00 or 44 etc it still won't accept it. (annoying) there must be a way around this.
    Type in your own mobile number without the initial 0?

    If your number is 01632 234567 (11 characters), type in 1632 234567 (10 characters)?

    Otherwise, give them a ring?
    • Lith
    • By Lith 13th Jun 17, 5:36 PM
    • 863 Posts
    • 239 Thanks
    Lith
    Yea, will give it a try.
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • Lith
    • By Lith 14th Jun 17, 1:12 AM
    • 863 Posts
    • 239 Thanks
    Lith
    Tried that, didn't work.


    Tried 0044 44 and your method.


    Why would they feature an online application for people abroad and not accept any UK number? 0_o
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
    • xylophone
    • By xylophone 14th Jun 17, 8:39 AM
    • 22,026 Posts
    • 12,706 Thanks
    xylophone
    https://www.bankofireland.com/help-centre/faq/open-non-resident-account/

    Give them a ring.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

998Posts Today

7,378Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin