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  • FIRST POST
    • fermec
    • By fermec 11th Jun 17, 3:17 PM
    • 13Posts
    • 2Thanks
    fermec
    Frozen Pension
    • #1
    • 11th Jun 17, 3:17 PM
    Frozen Pension 11th Jun 17 at 3:17 PM
    I was told in 1998 after leaving my job after 12 years in the civil service my pension would be frozen, but I have never heard anything since is there a way of being able to check this as I have no documentation.
Page 1
    • dunstonh
    • By dunstonh 11th Jun 17, 3:28 PM
    • 89,524 Posts
    • 54,974 Thanks
    dunstonh
    • #2
    • 11th Jun 17, 3:28 PM
    • #2
    • 11th Jun 17, 3:28 PM
    It is unlikely to be frozen. It is more likely to be deferred.

    have never heard anything since is there a way of being able to check this as I have no documentation.
    When you are no longer an active member, you don't get an annual benefit statement any more. The last one you were issued with remains valid. You can contact them and ask for an up-to-date statement of benefits.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
    • Neasy
    • By Neasy 11th Jun 17, 3:32 PM
    • 64 Posts
    • 73 Thanks
    Neasy
    • #3
    • 11th Jun 17, 3:32 PM
    • #3
    • 11th Jun 17, 3:32 PM
    Try here http://www.civilservicepensionscheme.org.uk/members/deferred/information-for-deferred-members/
    There's the following link to a form:
    I think I was a member of the Civil Service Pension Scheme in the past - how do I check?
    You can request that we check any pension you may have using the information or change request form.
    • Kynthia
    • By Kynthia 11th Jun 17, 7:29 PM
    • 4,966 Posts
    • 6,937 Thanks
    Kynthia
    • #4
    • 11th Jun 17, 7:29 PM
    • #4
    • 11th Jun 17, 7:29 PM
    I was told in 1998 after leaving my job after 12 years in the civil service my pension would be frozen, but I have never heard anything since is there a way of being able to check this as I have no documentation.
    Originally posted by fermec
    It might be worth checking your paperwork as you should have received a statement showing what your deferred benefits were a few weeks/months after leaving the scheme.

    MyCSP don't send deferred members annual statements but it's not a bad idea to check what information they have about you. They were only formed in 2013 and are reliant on what your previous pension administrator transferred over.
    Don't listen to me, I'm no expert!
    • p00hsticks
    • By p00hsticks 11th Jun 17, 7:59 PM
    • 5,591 Posts
    • 5,136 Thanks
    p00hsticks
    • #5
    • 11th Jun 17, 7:59 PM
    • #5
    • 11th Jun 17, 7:59 PM
    MyCSP don't send deferred members annual statements but it's not a bad idea to check what information they have about you. They were only formed in 2013 and are reliant on what your previous pension administrator transferred over.
    Originally posted by Kynthia
    Also don't forget to keep them informed of any changes in address or expressions of wish as to who should get your pension benefits if you were to die before claiming .....
    • atush
    • By atush 11th Jun 17, 9:16 PM
    • 16,244 Posts
    • 9,916 Thanks
    atush
    • #6
    • 11th Jun 17, 9:16 PM
    • #6
    • 11th Jun 17, 9:16 PM
    too many sign up and declare wife/husband no1 and forget to replace with spouse 2 lol
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