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  • FIRST POST
    • zippychick
    • By zippychick 13th Oct 14, 12:54 PM
    • 9,325Posts
    • 17,733Thanks
    zippychick
    July 2017 Grocery Challenge
    • #1
    • 13th Oct 14, 12:54 PM
    July 2017 Grocery Challenge 13th Oct 14 at 12:54 PM
    Hi everyone,

    Welcome to the seventh Grocery Challenge of 2017 !!!!

    If your new month starts early feel free to join this thread, or if you're still working on your June budget, then keep on posting in the June challenge.

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!


    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be £1 a week or £20 a week.

    If you are currently spending £200 a month don't suddenly drop it to £100 - you'll never do it but if you cut £20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is £80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on £80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    By request, here is Spiggles wonderful helpful post



    We all have different budgets that suit our households. The most important thing to remember is that you set yours according to your needs and finances. It can take time to get to where you want to be too so don't knock yourself out if you go over in the first few months. We are here to support each other and it is not a competition.

    I thought it might help to outline where we've come from and the top tips I've learned.

    When we started in March 2010 we had spent in excess of £600 in the previous month. This had to stop, (there's only me and him and our two beautiful black cats) something which thankfully my OH completely agreed with so I have been lucky that he has been on board from the start. He gave me his debit card voluntarily and I still keep hold of it until he needs to get something for the home. At the same time we set up a system of pocket money (pm) at £15 each per week which doesn't count towards the GC and which we can each spend as we wish with no comebacks or complaints. OH predominantly uses his pm on his beer and I ferret mine away mostly.

    The next step was to set up my own spreadsheet which is absolutely simple onto which I put all spends so that I have a continuous running total for the month and for the year. We initially set our budget at £280 per month and brought it down to £240 where it resides for most of the year it is occasionally increased to allow for extras e.g. Christmas to £260.

    The important 'tools' we found greatly helped and continue to do so now are:

    Stocktake cupboards, fridge, freezer - make lists and ensure that the older products get used up first. You'll be amazed at what you find squirrelled away and it will help with your shopping list as you'll realise that you don't actually need so much.

    Before you go shopping check staples - running out of milk, bread, butter, etc often leads to going into a shop for one thing and coming out £20 lighter. Always check these and if they'll run out tomorrow buy them the same time as getting other things.

    Always make a shopping list and stick to it - the supermarkets (sm) try every which way to get us to spend so having a list and strong resolve is the only way to beat them.

    Keep every receipt - and then note it down on your spreadsheet/spend diary so that you always know where you are.

    When tempted, ask yourself do you NEED it or just WANT it - now this advice goes with two things. Firstly, the things you see in store when shopping that APPEAR to be bargains - if you hadn't planned spending the money then its not a bargain. Secondly, the sm send us loads of vouchers for £X off a spend of £XX - if you had no NEED to spend £XX then have you SAVED anything???

    Use my supermarket to compare prices (limited to four of the biggies) - The site may be used to actually do an online shop at whichever of the big four offers the best value or, if you have the time and sm availability, to make up lists for visiting each of the stores so that you can purchase all you need at different stores thus getting the best possible value. (I'd add, do a 'shop' virtually on this site and take the list you create on it with you, whichever one you shop at, it will help keep target prices in your head and allow you to spot bargains. MrM is not included but you can do a virtual list on their website so you know what you're going to be spending.)

    Always have a list - this is just as important when shopping online as shopping on foot.

    Use Approved Foods online (with a list!) - if you don't mind out of date things (ood) or you can search for only in date items. The only drawback is storing the goods as far as I can tell. Oh, and watch the delivery as it's done on a scaled charge for weight so keep an eye on it. You can of course do an AF order with friends, family, colleagues or like minded neighbours. Other GCers use Big Br*nds 4 Less too.

    Invest in a breadmaker - we have saved so much by making our own bread. The prices in the shops are extortionate for bread these days. There's loads of advice on this thread and others in the forum on this.

    Use the recipe lists - always posted at the front of a new thread. There are fantastic, tasty, healthy and economical recipes to use on them and there are a number of other threads on the forum such as Weezl's that will help you to eat well on a budget.

    Shop locally - the local greengrocer (or preferably market but I don't have one ) is usually cheaper as an option for fruit and veg (f&v) than the sm. Often the prices may look the same but when you look at the quantity for the same price the greengrocer will be cheaper. The same goes for the local butcher. Often you will have far more variety of meat available, advice on how to cook a particular meat can be offered and there is (for me at least) no comparison in terms of quality. We buy our huge FR eggs there and I'm yet to find an equivalent FR egg in a sm at the same or lower price. Obvioulsy if you have your own chicks/know someone who has chicks you can get them even cheaper again.

    Grow your own - it's quite simple to grow some f&v at home even if it's only in pots on the patio. There are also supportive threads on the forum for this.

    Cook your own - making meals at home from ingredients is far more economical, often tastes better than shop bought and is probably far better healthwise.

    Meal Plan - this is something that others can advise on as we don't do it. I have a tremendous capacity for eating the same food over many days but presented in slightly different form. For example, we could buy £7 worth of brisket from the butchers and eat it as pot roast for a couple of days, sliced for sarnies, sliced with a salad, chucked into a casserole or shredded up and fried as crispy beef.

    Don't waste food - either only make what you need or use any leftovers for other meals/creations or freeze it for another day.

    Withdraw the cash you want to spend - and keep it in a separate purse. This can be particularly effective as you have the money in front of you reducing rather than spending with plastic which is so easy to lose track of. Very useful when you first start out.

    Don't go to the shops to browse - this can only lead to pain and hardship!!!

    Keep posting and reading the thread - there really is no better supportive, wise and inspirational place to be! I think I saw that somebody mentioned forgetting to read/post. I get around this by using the Advanced button to post, below the window where your text is displayed you will see Additional Options. In the Thread Subscription box use the dropdown to select either instant email notification (this is what I use) or daily email notification before you submit your latest post. Then you will get an email into your inbox from which you can click to the thread to see what others are saying.

    Always remember the sm is not your friend - it wants to profit from you and take as much of your money as it can coerce out of you!

    So, there you go as a starting point. Others on here will offer tremendous advice on meal planning. And don't forget, the only silly question is the one you didn't ask!

    See you all later,
    Spigs
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #3, #4, #5 #6 #7 #8 & #9 on this thread (the list is growing!!!!!)

    For everyones totals, see post #10 on this thread

    I hope everyone has a great month!

    Zip
    Last edited by zippychick; 10-06-2017 at 11:47 AM.
    I'm a Board Guide of Old Style MoneySaving, The Northern Ireland board,How Much Have you Saved? and Martin's Blogs.
    This means I'm a volunteer to help the boards run smoothly and can move and merge posts there. However, do remember that Board Guides don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
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Page 10
    • Skintmama
    • By Skintmama 12th Jul 17, 6:27 PM
    • 457 Posts
    • 1,503 Thanks
    Skintmama
    DoomandGloom - I like to use up the green peppers in something that is quite sweet tasting, like a chilli. They lose some of that metallic bitterness then.

    Budgetbabe - well done for taking a holiday and for being able to budget at such a time. It didn't cross my mind when I was post natal, although having caesarians and living in the middle of nowhere did restrict my spending anyway.

    Purpleybat - Saturday supermarket shopping is to be avoided if at all possible!

    DaniS - Good luck for the impending arrival - and the freezer project.

    I lost my receipts last week and have not liked not knowing how much of my budget was left. Found them now thankfully.

    Last week I spent £35.32 in Lidl, Morrisons and the farm shop. In my head it was more than this due to going to 3 different places.

    Today the Lidl shop was £26.99. I forgot a couple of things which I may need for later in the week. My signature has been updated; £70 to last the month

    Great to read how you are all doing - thank you for posting
    GC March £100/£100 GC April £140.47/£150
    GC May £150.16/£150 GC June £187.40/£200
    GC July £190/£200 GC August £200
    • PennyGrabber
    • By PennyGrabber 12th Jul 17, 6:47 PM
    • 1,173 Posts
    • 21,045 Thanks
    PennyGrabber
    Hi everyone

    Nsd today and, although yesterday I bought stuff, I'm not counting it (well, I'll cout £1.70). I bought sweets, crisps which I'm counting and pizzas for dinner. I'm not counting the pizzas, because we were going to McDonald's (which dd still had), but ds and oh had a counter pizza instead, so I'm calling that the entertainment/going out budget.

    Need to go to the shop tomorrow for stuff for work, so hopefully won't get anything for me as I'm going straight back to work after. I'm going to fry off some mushrooms and onions, then have them on toast with some tinned tomato. Yum.

    Realised when I got home that I hadn't had lunch... That's some chicken, spud and salad wasted...

    PG x
    Family of three - me, dd(12) and ds(10), feeding dp 2 or 3 x a week too. Only food, not toiletries.
    Sept £29.38/£100 Aug £124.60/£100 July £100/£100 June 2017, £113.38/£100.00
    • armchairexpert
    • By armchairexpert 13th Jul 17, 3:04 AM
    • 598 Posts
    • 3,819 Thanks
    armchairexpert
    Menu plan out the window this week, now I'm just making it up. With Mr E not here, I've been slack about making a good vegetable-heavy dinner (easier to feed the girls pasta and then snack on my own in the evening), so tonight will be a roast veg tray bake, probably with bacon. Still on budget, though: I have 3 Saturday shops left to do with $570 left of $1100, and I still have two whole chickens, some chicken fillet, sausages and 4 portions of beef mince in the freezer.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    September 2017 - $218,597.77
    • simplelivingcottage
    • By simplelivingcottage 13th Jul 17, 8:34 AM
    • 35 Posts
    • 232 Thanks
    simplelivingcottage
    Hello, am I OK to join this even though its half way through the month? I'm trying to get my spending down ASAP so I can get some savings and would like to have a go at this with menu planning.

    I'm looking at a spend of £100 over the next two weeks, hopefully a lot less but I thought I would just knock £10 a week of our bill to start with
    Last edited by simplelivingcottage; 17-07-2017 at 12:36 PM.
    • MissLemon
    • By MissLemon 13th Jul 17, 9:52 AM
    • 62 Posts
    • 380 Thanks
    MissLemon
    I have however been very much reminded this week of how much convenience 'costs' us.
    My order included packets of microwave rice. Which are obviously much more expensive than the sum of it's parts!!
    Originally posted by Budgetbabe
    Well done on budgeting while on a last minute holiday!

    I never really liked cooking rice so just didn't eat it until I got a pressure cooker (instant pot). Now I can set it all up and have perfect rice ready to eat in around 12 minutes without having to watch the pot to make sure it doesn't burn

    Worth looking into as you get the convenience at a fraction of the cost. It definitely pays for itself.
    MFW #121. Mortgage at June 2017 £96,491.71. September 2017 £93,480
    OP target 2017 £1629.93/£5000
    Original MF Date January 2035. Target MF Date December 2023
    • Doom_and_Gloom
    • By Doom_and_Gloom 13th Jul 17, 12:20 PM
    • 3,376 Posts
    • 10,185 Thanks
    Doom_and_Gloom
    Skintmama, that is what I usually do with a green pepper to be honest. Chilli or curry as you don't notice the bitter taste as much.

    Budgetbabe, MissLemon I have never been able to cook rice. I used to use the 'boat' party of my steamer to cook rice. When that finally broke down despite telling myself I'd get another steamer I haven't. I bought a rice cooker with a steamer tray. Would never be without it. I bought it really cheap (£12 or £13) and it still works perfectly a year later. You can generally get a basic rice cooker for less than £20.
    28 year old vegan woman. My OH is a lovely omni guy
    • elf06
    • By elf06 13th Jul 17, 12:46 PM
    • 1,548 Posts
    • 15,128 Thanks
    elf06
    Reading with interest
    I'm going to join in next month - this month sees me using up as much as possible from the cupboards and freezer so although I'm I'll join next month it will be a slightly more expensive one!
    Emma

    Aug GC - £88.17/£130
    NSD - target 18 days, so far 5!!
    • pamsdish
    • By pamsdish 13th Jul 17, 3:24 PM
    • 738 Posts
    • 3,900 Thanks
    pamsdish
    £26 between tesco and home bargains, coffee chocolate and a couple of other bits.
    JUNE, £200=£35
    JULY, £200=£58
    AUGUST, £300=£173
    SEPTEMBER, £300 - £28=£272-£63=£209-£18.55=£190,-£11=£179-£33=£146
    • Suffolk lass
    • By Suffolk lass 13th Jul 17, 4:28 PM
    • 1,470 Posts
    • 16,847 Thanks
    Suffolk lass
    My foolproof rice cooking involves a saucepan and the rice - no fancy gadgets. You put a quantity of rice in a large pan (e.g. a cup for 2-3) with one and a half times the amount of water and a pinch of salt. Bring it to the boil then turn the heat down and put the lid on to simmer for five minutes. then turn off the heat and leave the pan on the residual heat and do not remove the lid for 20 minutes. The rice absorbs the water and cooks in the steam. !5 minutes if you like it a tiny bit al-dente. Then take the lid off, fork it through and serve. Perfect separate grains of basmati rice.

    Whether you wash it first or not is up to you. I do with cheap supermarket brands but never used to bother with posh brands like Tilda
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8112.39 saved (73.74%) after August - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 61.61/66.66% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • Merlin's Beard
    • By Merlin's Beard 13th Jul 17, 8:02 PM
    • 94 Posts
    • 480 Thanks
    Merlin's Beard
    There's been a bit too much cake and chocolate so far this month.... £6 tesco shop turned into £17 tesco shop, and fell into a cake shop as I walked past it!

    £82.75/100 with over half the month to go!
    • armchairexpert
    • By armchairexpert 14th Jul 17, 1:10 AM
    • 598 Posts
    • 3,819 Thanks
    armchairexpert
    Realised yesterday that I wouldn't get home from picking the kids up in time to do tray bake roast veg, so decided to be lazy and give them sausages and chips and baked beans. Pick them up from their Gran's house and they tell me they had sausages and chips and baked beans for lunch. Darn it.

    Tuna pasta saved the day, but now I am so off track I haven't the faintest idea what we have in.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    September 2017 - $218,597.77
    • elsiepac
    • By elsiepac 14th Jul 17, 8:45 AM
    • 1,311 Posts
    • 9,491 Thanks
    elsiepac
    Sorry I've continuing with my absence... really need to pull myself together! At least I have got my spends up to date. Shop tonight for the week - it'll basically be fresh veg. Have meal planned to use a couple of freezer meals, and add a couple of others, so whilst my plan takes me to this time next week, actually I could last longer.

    Hope everyone is ok. Haven't quite caught up on the thread yet.



    ................................£150 Budget
    Date.......Shop......Amount.....Remaining
    24 Jun.....A1di........£01.24....£148.76
    25 Jun.....Ocad0.......£33.72....£115.04
    25 Jun.....Tesc0.......£69.87.....£45.15
    29 Jun.....0cad0......-£01.40.....£46.55
    29 Jun.....A1di........£01.49.....£45.06
    29 Jun.....Refund.....-£03.00.....£48.06
    1 Jul......A1di........£11.70.....£36.36
    1 Jul......Tesc0.......£32.25.....£04.11
    4 Jul......Tesc0.......£07.64....-£03.53
    5 Jul......Tesc0.......£04.50....-£08.03
    6 Jul......A1di........£02.96....-£10.99
    7 Jul......Tesc0.......£00.50....-£11.49
    8 Jul......Tesc0.......£12.45....-£23.94
    13 Jul.....Tesc0.......£01.00....-£24.94



    Date....Fresh/Frozen..Cupboard/Dry Goods..Cleaning/Toiletries..Treats..Bags
    24 Jun..£01.24........-...................-....................-.......tbc
    25 Jun..£04.00........£14.90..............£31.64...............-.......-£02.00 (£15 off whole order)
    25 Jun..£33.85........£25.32..............-....................£10.70..-
    29 Jun..£01.49........-...................-....................-.......-£01.40
    1 Jul...£10.22........£00.79..............-....................£00.69..-
    1 Jul...£18.35........£13.85..............-....................-.......£00.05
    4 Jul...£00.90........£02.99..............£02.40...............£01.30..£00.05
    5 Jul...£04.50........-...................-....................-.......-
    6 Jul...£02.96........-...................-....................-.......-
    7 Jul...£00.50........-...................-....................-.......-
    8 Jul...£11.70........£00.70..............-....................-.......-
    13 Jul..£01.00........-...................-....................-.......-


    Last edited by elsiepac; 14-07-2017 at 9:04 AM.
    I'm a Board Guide on the Old Style, Greenfingered, Energy & Going Out Deals boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this) Any views are mine and not the official line of MoneySavingExpert.
    GC: Sep £162.70/£220 | Aug £190.38/£200 | Jul £194.08/£150 | Jun £179.03/£150 | May £158.54/£150 | Apr £316.94/£200 | Mar £170.47/£120 | Feb £199.45/£160 | Jan £199.08/£140
    Vegan 27-8-13
    • Suffolk lass
    • By Suffolk lass 14th Jul 17, 9:51 AM
    • 1,470 Posts
    • 16,847 Thanks
    Suffolk lass
    Sorry I've continuing with my absence... really need to pull myself together! At least I have got my spends up to date. Shop tonight for the week - it'll basically be fresh veg. Have meal planned to use a couple of freezer meals, and add a couple of others, so whilst my plan takes me to this time next week, actually I could last longer.

    Hope everyone is ok. Haven't quite caught up on the thread yet.



    ................................£150 Budget
    Date.......Shop......Amount.....Remaining
    24 Jun.....A1di........£01.24....£148.76
    25 Jun.....Ocad0.......£33.72....£115.04
    25 Jun.....Tesc0.......£69.87.....£45.15
    29 Jun.....0cad0......-£01.40.....£46.55
    29 Jun.....A1di........£01.49.....£45.06
    29 Jun.....Refund.....-£03.00.....£48.06
    1 Jul......A1di........£11.70.....£36.36
    1 Jul......Tesc0.......£32.25.....£04.11
    4 Jul......Tesc0.......£07.64....-£03.53
    5 Jul......Tesc0.......£04.50....-£08.03
    6 Jul......A1di........£02.96....-£10.99
    7 Jul......Tesc0.......£00.50....-£11.49
    8 Jul......Tesc0.......£12.45....-£23.94
    13 Jul.....Tesc0.......£01.00....-£24.94



    Date....Fresh/Frozen..Cupboard/Dry Goods..Cleaning/Toiletries..Treats..Bags
    24 Jun..£01.24........-...................-....................-.......tbc
    25 Jun..£04.00........£14.90..............£31.64...............-.......-£02.00 (£15 off whole order)
    25 Jun..£33.85........£25.32..............-....................£10.70..-
    29 Jun..£01.49........-...................-....................-.......-£01.40
    1 Jul...£10.22........£00.79..............-....................£00.69..-
    1 Jul...£18.35........£13.85..............-....................-.......£00.05
    4 Jul...£00.90........£02.99..............£02.40...............£01.30..£00.05
    5 Jul...£04.50........-...................-....................-.......-
    6 Jul...£02.96........-...................-....................-.......-
    7 Jul...£00.50........-...................-....................-.......-
    8 Jul...£11.70........£00.70..............-....................-.......-
    13 Jul..£01.00........-...................-....................-.......-


    Originally posted by elsiepac
    Elsiepac, you do seem to be struggling. Just by way of constructive support I added up your signature spends for the last 8 months and your average spend between November and June (inclusive) is £208.95 per month.

    Based on this empirical evidence, would you consider increasing your target to £200 per month and then aiming for a small reduction month-on month, rather than a target you always miss?

    - A lot of people split their budgets into weekly amounts - given your approach over the months does reflect someone who prefers to do your weekly shop (and top-ups), and always has certain things in your cupboard, why not add a week for your stores to each month - so for a five week month in July you would divide by six (yes, I know £200 doesn't divide by six) giving you £33 per week and £35 for your re-stocking.

    It's just a suggestion. I feel so sad for you when you miss every month. If something has to change, why not try this?
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8112.39 saved (73.74%) after August - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 61.61/66.66% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • caronc
    • By caronc 14th Jul 17, 3:49 PM
    • 2,204 Posts
    • 14,919 Thanks
    caronc
    This should have been a cheap shopping week this week, but an impromptu BBQ put paid to that! Still it is seldom the combination of a) the weather and b0 folk being free collide that it was too good an opportunity to miss. Total spend this week now £32 bringing budget to £129/£170. I'm not going to stay in budget this month.
    May GC £150/£150, June GC £117/£120, July £185/£170, August £108/£120, Sep GC £63/£120
    • Doom_and_Gloom
    • By Doom_and_Gloom 14th Jul 17, 4:51 PM
    • 3,376 Posts
    • 10,185 Thanks
    Doom_and_Gloom
    Spent £15.21 today.
    So I have bananas for the week, oranges for work break, pears for the week, as well as bean sprouts, tomatoes, cabbage, mushrooms, and sweet and sour sauce for tonight's dinner. No prizes for what I'm having tonight. A few other vegetables as well.
    OH got milk, bread, cheese, ham and a stir fry mix.

    £116.77/155.
    £38.23 left.
    28 year old vegan woman. My OH is a lovely omni guy
    • XSpender
    • By XSpender 14th Jul 17, 7:21 PM
    • 2,588 Posts
    • 26,722 Thanks
    XSpender
    Weekly sop done in Aldi and Asda with £1 spent on toothpaste (which we needed anyway) in the co-op to get some change for the trolley at aldi as I didn't have any cash on me at all and used the cashpoint at the co-op on the way there.

    Total spent on food was £49.56 with a fiver of that on crisps and a bag of wine gums

    I meal planned for the week and costed everything out on mysupermarket before I went which helped me stick well but not exactly to my list.

    I split what was left of my budget after last weeks shopping across the last 3 weeks of the month and created a separate line for each week on YNAB. This means I have £14.44 left until next Thursday if we need anything.

    Total now is £267.98/£410.
    PAYDBX 2017 #99 from 4/5 - £2664.28/£10,000 26.6%
    Total Owed £39,547.78 May '17 Total owed July 17 £36883.50 Savings goal £1000 EF - £400
    DFD - May 2021 goal Feb 2020
    • PennyGrabber
    • By PennyGrabber 14th Jul 17, 9:48 PM
    • 1,173 Posts
    • 21,045 Thanks
    PennyGrabber
    Nsd today. Ate from the fridge and cupboards for dinner - well, ds ate at a friend's.

    Really pleased that I've been paid back for some stuff I've bought for work... I don't get paid for another 9 days, but now I've been given back the money, I'll be fine. £61.50 is a lot of money!!

    Don't have to feed the children tomorrow as they're having dinner with their dad. I don't know if I'll want any dinner myself as I'm going to a charity cake afternoon .

    Really busy this weekend, including having dinner at a friend's on Sunday, so I won't be doing a weekly shop until Monday, instead of Sunday. The only exception is that I'll buy a loaf in ffoods tomorrow.

    Night all

    PG x
    Family of three - me, dd(12) and ds(10), feeding dp 2 or 3 x a week too. Only food, not toiletries.
    Sept £29.38/£100 Aug £124.60/£100 July £100/£100 June 2017, £113.38/£100.00
    • lynnejk
    • By lynnejk 14th Jul 17, 10:24 PM
    • 4,871 Posts
    • 51,167 Thanks
    lynnejk
    Evening all

    DH volunteered to go for some baked beans, spuds, milk and cream whilst I was watching the tennis. He came back an hour later having managed to spend £25.64 of which £10.89 was grocery and he didn't get any spuds Plus that meant we had spag bol for dinner instead of lamb chops, steamed veg and potatoes dauphinoise - not impressed.

    Have to do an Al*i shop t/m but don't need a huge amount.

    Hope you all have a super weekend
    Lx
    £10day..2014=3213..2015=3421..2016=3238..2017=1795....SEPT=189.80/150
    GrocC..2014=2162..2015=2083..2016=2181..2017=1337....SEPT=102.84/200
    Bulk buy.......SEPT=13.48
    GC.NSD....2015=216....2016=213....2017=126....SEPT=12/15
    SPC130x57...2014=1178...2015=1287...2016=4616. ..2017=764.96
    OS WL= -5/8 ......CC =840......Savings = £9250
    • purpleybat
    • By purpleybat 15th Jul 17, 4:32 PM
    • 233 Posts
    • 1,769 Thanks
    purpleybat
    nipped in lidles... well as much as you can on a Saturday, for pork chops, carrots and some cheapo bread, and some reduced price crisps and a bottle of fizz fell in the basket
    £7.50, am pleased with that cos 'family weekend' will have to be bought on Friday and that might be pricey
    gc jan 148.59/150 feb 134.58/150 mar 148.35/160 apr 139.24/160 may 165.78/160 june 129.05/160 july 148.23/170 aug 163/170
    • lynnejk
    • By lynnejk 15th Jul 17, 4:59 PM
    • 4,871 Posts
    • 51,167 Thanks
    lynnejk
    Afternoon all

    Spends today of £14.61 in Al*i and £7.48 in Morrys

    We are having today what should have been dinner yesterday

    Hope you're all having a great weekend
    Lx
    £10day..2014=3213..2015=3421..2016=3238..2017=1795....SEPT=189.80/150
    GrocC..2014=2162..2015=2083..2016=2181..2017=1337....SEPT=102.84/200
    Bulk buy.......SEPT=13.48
    GC.NSD....2015=216....2016=213....2017=126....SEPT=12/15
    SPC130x57...2014=1178...2015=1287...2016=4616. ..2017=764.96
    OS WL= -5/8 ......CC =840......Savings = £9250
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