Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • vermillioned
    • By vermillioned 10th Jun 17, 8:40 AM
    • 3Posts
    • 0Thanks
    vermillioned
    Car insurance - am I being fobbed off?
    • #1
    • 10th Jun 17, 8:40 AM
    Car insurance - am I being fobbed off? 10th Jun 17 at 8:40 AM
    Morning All

    I've recently been in a car accident I was the passenger of my vehicle and my policy with one of my named drivers at the wheel. I suffered whiplash from the accident and the car is a write off The insurers have said they will pay for the car but not my injury as my named driver was classed as at fault. Is this correct or are they just trying to avoid paying more?
Page 1
    • Quentin
    • By Quentin 10th Jun 17, 9:14 AM
    • 32,403 Posts
    • 16,500 Thanks
    Quentin
    • #2
    • 10th Jun 17, 9:14 AM
    • #2
    • 10th Jun 17, 9:14 AM
    Your claim is a separate issue to the driver's claim for the written off car.

    Consider using a specialist injury solicitors to handle your claim for your injuries
    • vermillioned
    • By vermillioned 10th Jun 17, 12:51 PM
    • 3 Posts
    • 0 Thanks
    vermillioned
    • #3
    • 10th Jun 17, 12:51 PM
    • #3
    • 10th Jun 17, 12:51 PM
    Hi Quentin,

    Thanks for your reply I'm not sure I understand; why its different? It is my insurer that is paying for the car write off so why would they not also cover me for injury as a passenger in my car?
    • Quentin
    • By Quentin 10th Jun 17, 1:46 PM
    • 32,403 Posts
    • 16,500 Thanks
    Quentin
    • #4
    • 10th Jun 17, 1:46 PM
    • #4
    • 10th Jun 17, 1:46 PM
    You need to make a claim for your injuries off the driver. (Who will pass it on to the insurer). Best to use a solicitor for injury compensation unless you know what you are doing


    The driver needs to separately make a claim for the damage


    The driver was covered against causing injury to passengers!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

281Posts Today

4,146Users online

Martin's Twitter