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  • FIRST POST
    • andygodwin
    • By andygodwin 8th Jun 17, 7:25 PM
    • 41Posts
    • 6Thanks
    andygodwin
    bank card like oyster card
    • #1
    • 8th Jun 17, 7:25 PM
    bank card like oyster card 8th Jun 17 at 7:25 PM
    hi all..
    does anyone know of a bank card that acts like an oyster card.
    ie.
    contactless
    but crucially no embedded bank details
    daily credit limit
    auto top up one a day or once a week
    limitted amount of credit so if i loose i only loose £20 say..

    regards andy
Page 1
    • surreysaver
    • By surreysaver 8th Jun 17, 10:39 PM
    • 2,342 Posts
    • 1,316 Thanks
    surreysaver
    • #2
    • 8th Jun 17, 10:39 PM
    • #2
    • 8th Jun 17, 10:39 PM
    There are some pre-paid cards about

    http://www.moneysavingexpert.com/credit-cards/prepaid-cards
    I consider myself to be a male feminist. Is that allowed?
    • Sharon87
    • By Sharon87 9th Jun 17, 12:31 AM
    • 3,507 Posts
    • 2,976 Thanks
    Sharon87
    • #3
    • 9th Jun 17, 12:31 AM
    • #3
    • 9th Jun 17, 12:31 AM
    If you lose your regular bank card and someone uses it, you can get it refunded quickly if you report it soon after you realise it's gone.

    I use my Natwest bank only for travelling on the tube and buses. I lost it once, it got used for about 5 transactions but I got refunded it the same day I phoned up. Remember after a few transactions it will ask for a pin and won't be used again.

    So if you have trouble finding what you look for, I hope this helps your fear of contactless. Just use a bank account you don't use for everything else!
    • pogofish
    • By pogofish 9th Jun 17, 1:45 AM
    • 7,798 Posts
    • 7,887 Thanks
    pogofish
    • #4
    • 9th Jun 17, 1:45 AM
    • #4
    • 9th Jun 17, 1:45 AM
    hi all..
    does anyone know of a bank card that acts like an oyster card.
    Originally posted by andygodwin
    Maybe ask in the Banking Forum?
    • Ben8282
    • By Ben8282 9th Jun 17, 2:41 AM
    • 2,071 Posts
    • 914 Thanks
    Ben8282
    • #5
    • 9th Jun 17, 2:41 AM
    • #5
    • 9th Jun 17, 2:41 AM
    hi all..
    does anyone know of a bank card that acts like an oyster card.
    ie.
    contactless
    but crucially no embedded bank details NOT POSSIBLE
    daily credit limit NOT POSSIBLE
    auto top up one a day or once a week NOT POSSIBLE
    limitted amount of credit so if i loose i only loose £20 say.. POSSIBLE ONLY BY YOU LIMITING FUNDS IN ACCOUNT

    regards andy
    Originally posted by andygodwin

    Hope that helps
    • leon_panda
    • By leon_panda 9th Jun 17, 3:06 AM
    • 25 Posts
    • 0 Thanks
    leon_panda
    • #6
    • 9th Jun 17, 3:06 AM
    • #6
    • 9th Jun 17, 3:06 AM
    Monzo or Loot.
    • surreysaver
    • By surreysaver 9th Jun 17, 7:33 AM
    • 2,342 Posts
    • 1,316 Thanks
    surreysaver
    • #7
    • 9th Jun 17, 7:33 AM
    • #7
    • 9th Jun 17, 7:33 AM
    I use my Natwest bank only for travelling on the tube and buses. I lost it once, it got used for about 5 transactions but I got refunded it the same day I phoned up. Remember after a few transactions it will ask for a pin and won't be used again.
    Originally posted by Sharon87
    Not on the Underground and buses it doesn't.
    I consider myself to be a male feminist. Is that allowed?
    • andygodwin
    • By andygodwin 9th Jun 17, 6:09 PM
    • 41 Posts
    • 6 Thanks
    andygodwin
    • #8
    • 9th Jun 17, 6:09 PM
    thanks for replies
    • #8
    • 9th Jun 17, 6:09 PM
    yeh doesnt look like its going to be possible. the closest is the bank card thats isolated from all other accounts.

    A
    • Duckyduck
    • By Duckyduck 9th Jun 17, 6:48 PM
    • 84 Posts
    • 90 Thanks
    Duckyduck
    • #9
    • 9th Jun 17, 6:48 PM
    • #9
    • 9th Jun 17, 6:48 PM
    Why not just stick with an Oyster card? It seems to be exactly what you're after.
    Save £12k in 2017 #10
    • andygodwin
    • By andygodwin 9th Jun 17, 7:34 PM
    • 41 Posts
    • 6 Thanks
    andygodwin
    oyster
    i want to use it for all contactless transactions, ie in shops
    • Sharon87
    • By Sharon87 10th Jun 17, 12:03 AM
    • 3,507 Posts
    • 2,976 Thanks
    Sharon87
    Not on the Underground and buses it doesn't.
    Originally posted by surreysaver
    No, that's cause there's no pin option! But if anyone tries to use it in a shop after a few transactions then it'll ask for the pin. (like what happened to me, but again I got it all refunded straight away)
    • Anthorn
    • By Anthorn 10th Jun 17, 12:01 PM
    • 3,173 Posts
    • 817 Thanks
    Anthorn
    Hope that helps
    Originally posted by Ben8282
    Originally Posted by andygodwin View Post
    hi all..
    does anyone know of a bank card that acts like an oyster card.
    ie.
    contactless
    but crucially no embedded bank details NOT POSSIBLE
    daily credit limit NOT POSSIBLE
    auto top up one a day or once a week NOT POSSIBLE
    limitted amount of credit so if i loose i only loose £20 say.. POSSIBLE ONLY BY YOU LIMITING FUNDS IN ACCOUNT

    regards andy
    "contactless
    no bank details"

    Prepaid card, i.e. Pockit, Soldo, Credit card such as Aqua.

    Daily credit limit. Soldo P.O.S. transactions can be limited and/or turned off. Soldo ATM withdrawals can be limited and/or turned off.

    Auto top-up: Standing order?

    If you lose the card the bank should reimburse fraudulent transactions. If paranoid go with Soldo
    • PeteF
    • By PeteF 11th Jun 17, 3:46 PM
    • 1 Posts
    • 0 Thanks
    PeteF
    As others have said, a prepaid card gets close. I used to use Santander's Kitti card until they abandoned the service for just what you want. However I would expect Momentum or Revolut cards to allow you to limit the amount of money accessible yet work in shops and where Oyster are needed. Revolut has a very good app that keeps you in touch with expenditure and balance, but it let me down in Menorca when, although I could pay a hotel bill, it wouldn't let me get cash at a bank. Both cards allow you to do standing orders onto the card, so you could keep the balance quite low. No way to top-up automatically on demand, though, but that is good from the security point of view. No way to avoid the occasional need to put in a pin, though, I guess.
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